First United Income Statement (2010-2026) | FUNC

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Income Statement	Jun2021	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026
Revenue & Cost
Provisions (Quarter)	0.56M	-0.60M	-0.89M	-0.42M	0.63M	-0.10M	-0.74M	0.41M	0.40M	0.26M	0.45M	0.95M	1.25M	0.20M	0.52M	0.66M	0.86M	0.51M	0.32M	0.68M
Revenue (Quarter)	3.94M	4.00M	4.18M	3.97M	4.04M	4.09M	4.05M	18.91M	18.74M	18.88M	14.80M	18.69M	20.08M	20.28M	20.76M	20.93M	21.79M	22.74M	23.22M	23.41M
Interest income
Interest income - Loans (Quarter)	13.10M	13.67M	13.46M	12.43M	12.86M	14.06M	15.10M	15.44M	16.78M	18.05M	19.29M	19.22M	20.22M	21.02M	21.30M	21.75M	22.29M	23.06M	23.22M	22.50M
Interest Income - Debt Securities (Quarter)	1.26M	0.88M	1.71M	1.69M	0.81M	1.86M	-1.88M	2.04M	1.40M	1.92M	1.24M	1.16M	1.75M	1.08M	1.44M	1.81M	1.08M	1.17M	1.14M	0.99M
Other interest income (Quarter)	0.08M	0.10M	0.08M	0.03M	0.05M	0.27M	0.27M	0.35M	1.15M	1.19M	1.01M	0.88M	1.14M	0.54M	0.71M	0.50M	0.74M	0.82M	1.03M	1.27M
Interest Income - Total (Quarter)	14.44M	14.91M	14.85M	14.15M	14.73M	16.18M	17.36M	17.83M	19.97M	21.16M	22.19M	21.90M	23.11M	23.26M	23.73M	24.06M	24.87M	25.76M	26.15M	25.71M
Interest expenses
Interest Expense - Deposits (Quarter)	0.02M	0.73M	3.41M	0.47M	0.40M	0.62M	1.73M	2.68M	4.35M	5.67M	6.50M	0.05M	6.40M	1.14M	21.83M	6.68M	1.64M	0.04M	27.39M	6.63M
Interest Expense - Debt (Quarter)	0.65M	0.54M	0.32M	0.31M	0.34M	0.38M	1.36M	0.03M	1.42M	1.48M	4.85M	1.36M	0.51M	0.98M	3.27M	0.02M	0.02M	1.33M	1.10M	0.01M
Interest Expense - Others (Quarter)	0.29M	0.19M		0.15M	0.17M	0.40M		2.19M	2.94M	3.78M		4.70M	5.01M	5.40M		5.20M	5.10M	5.34M
Interest Expenses (Quarter)	1.67M	1.28M	0.93M	0.81M	0.76M	1.04M	2.18M	3.31M	5.80M	7.18M	8.00M	8.09M	7.88M	8.03M	8.03M	8.05M	8.16M	8.36M	8.17M	7.64M
Interest Income - Net (Quarter)	12.76M	13.62M	13.92M	13.34M	13.97M	15.14M	15.18M	14.52M	14.17M	13.98M	14.19M	13.81M	15.24M	15.23M	15.70M	16.02M	16.71M	17.40M	17.99M	18.07M
Non-interest income
Interest Income - Total (Quarter)	12.21M	14.22M	14.80M	13.76M	13.34M	15.24M	15.92M	13.97M	13.78M	13.72M	13.78M	12.87M	14.04M	14.96M	15.17M	15.36M	15.85M	16.89M	17.27M	17.20M
Financial Services Fees (Quarter)
Service Charges (Quarter)
Investment Gain (Loss) (Quarter)	0.15M			0.00M														0.10M
Investment Banking Income (Quarter)	0.27M	0.14M	0.12M	0.02M	0.01M	0.00M	0.01M	0.05M	0.09M	0.18M	0.06M	0.08M	0.06M	0.14M	0.13M	0.09M	0.15M	0.16M	0.13M	0.09M
Income - Trust (Quarter)
Card Income (Quarter)
Other Non-Interest Income (Quarter)	4.32M	4.52M	0.77M	0.29M	0.33M	4.60M	0.72M	0.31M	4.48M	4.72M	0.33M	4.79M	0.28M	4.91M	0.88M	4.82M	4.94M	0.27M	0.79M	0.54M
Non-Interest Income (Quarter)	4.76M	4.61M	6.46M	4.43M	4.43M	4.70M	4.49M	4.39M	4.57M	4.90M	0.61M	4.88M	4.84M	5.05M	5.06M	4.91M	5.09M	5.33M	5.23M	5.34M
Operating Items
Amortization - Intangibles (Quarter)	0.27M	0.27M	0.27M	0.28M	0.28M	0.27M	0.27M	0.27M	0.27M	0.12M	0.05M	0.05M	0.05M	0.06M	0.05M	0.04M	0.06M	0.06M	0.06M	0.06M
Depreciation & Amortization - Total (Quarter)	0.95M	1.03M	1.06M	1.04M	1.03M	1.04M	1.05M	0.78M	0.75M	0.72M	0.91M	0.92M	0.64M	0.63M	0.49M	0.58M	0.56M	0.52M	0.56M	0.52M
Research & Development (Quarter)	0.88M	0.82M	0.78M	0.82M	0.81M	0.89M	0.93M	1.31M	1.31M	1.39M	1.38M	1.32M	1.42M	1.33M	1.69M	1.50M	1.60M	1.52M	1.62M	1.66M
Wages, Salaries and Other (Quarter)	1.49M	5.72M	0.66M	5.97M	5.79M	6.13M	6.24M	0.49M	6.87M	0.49M	-19.00M	0.49M	7.26M	0.48M	0.54M	0.48M	0.59M	7.59M	0.74M	8.20M
Rent Expense (Quarter)	0.69M	0.68M	0.67M	0.73M	0.71M	0.73M	0.73M	0.79M	0.74M	0.74M	1.17M	0.95M	0.65M	0.71M	0.56M	0.69M	0.68M	0.68M	0.82M	0.72M
Other Operating Expenses (Quarter)	-6.60M		8.70M	7.99M	8.09M	7.67M	8.88M	9.77M	9.72M	9.93M	8.84M	9.69M	9.65M	9.64M	9.34M	9.81M	10.13M	10.28M	11.87M	10.78M
Operating Expenses (Quarter)	11.03M	13.03M	11.22M	10.58M	10.63M	10.33M	11.59M	12.64M	12.51M	12.79M	12.31M	12.88M	12.36M	12.31M	12.08M	12.58M	12.97M	12.99M	14.87M	13.69M
EBIT (Quarter)	7.61M	7.08M	10.97M	8.42M	7.90M	10.66M	10.99M	9.04M	11.63M	13.01M	10.07M	12.95M	14.40M	15.73M	16.17M	15.74M	16.12M	17.60M	15.80M	16.48M
Net income details
EBT (Quarter)	5.94M	5.80M	10.04M	7.62M	7.14M	9.61M	8.82M	5.73M	5.84M	5.83M	2.08M	4.86M	6.52M	7.70M	8.15M	7.70M	7.96M	9.24M	7.63M	8.84M
Tax Provisions (Quarter)	1.54M	1.41M	2.49M	1.90M	1.71M	2.68M	1.25M	1.35M	1.42M	1.32M	1.21M	1.16M	1.61M	1.93M	2.79M	1.89M	1.98M	2.29M	1.86M	2.18M
Profit After Tax (Quarter)	4.40M	4.39M	7.55M	5.71M	5.43M	6.94M	6.97M	4.38M	4.41M	4.51M	1.76M	3.70M	4.91M	5.77M	6.19M	5.81M	5.98M	6.95M	5.78M	6.66M
Income from Continuing Operations (Quarter)	4.40M	4.39M	7.55M	5.71M	5.43M	6.94M	7.56M	4.38M	4.41M	4.51M	0.87M	3.70M	4.91M	5.77M	5.36M	5.81M	5.98M	6.95M	5.78M	6.66M
Consolidated Net Income (Quarter)	4.40M	4.39M	7.55M	5.71M	5.43M	6.94M	7.56M	4.38M	4.41M	4.51M	0.87M	3.70M	4.91M	5.77M	5.36M	5.81M	5.98M	6.95M	5.78M	6.66M
Income towards Parent Company (Quarter)	4.40M	4.39M	7.55M	5.71M	5.43M	6.94M	7.56M	4.38M	4.41M	4.51M	0.87M	3.70M	4.91M	5.77M	5.36M	5.81M	5.98M	6.95M	5.78M	6.66M
Preferred Dividend Payments (Quarter)
Net Income towards Common Stockholders (Quarter)	4.40M	4.39M	7.55M	5.71M	5.43M	6.94M	7.56M	4.38M	4.41M	4.51M	0.87M	3.70M	4.91M	5.77M	5.36M	5.81M	5.98M	6.95M	5.78M	6.66M
Additional items
EPS (Basic) (Quarter)	0.66	0.66	1.14	0.86	0.82	1.04	1.05	0.66	0.66	0.67	0.26	0.56	0.75	0.89	0.95	0.90	0.92	1.07	0.89	1.03
EPS (Weighted Average and Diluted) (Quarter)	0.66	0.66	1.14	0.86	0.82	1.04	1.04	0.65	0.66	0.67	0.27	0.56	0.75	0.89	0.96	0.89	0.92	1.07	0.89	1.03
Shares Outstanding (Weighted Average) (Quarter)	6.80M	6.62M	6.71M	6.63M	6.65M	6.64M	6.65M	6.67M	6.69M	6.70M	6.69M	6.64M	6.58M	6.55M	6.53M	6.47M	6.49M	6.50M	6.49M	6.48M
Shares Outstanding (Diluted Average) (Quarter)	6.62M	6.62M	6.72M	6.64M	6.65M	6.67M	6.66M	6.70M	6.71M	6.73M	6.70M	6.66M	6.60M	6.48M	6.54M	6.49M	6.51M	6.51M	6.50M	6.49M
EBITDA (Quarter)	8.57M	8.12M	12.03M	9.47M	8.93M	11.69M	12.05M	9.82M	12.38M	13.73M	10.98M	13.87M	15.03M	16.36M	16.66M	16.32M	16.69M	18.12M	16.36M	17.00M
Tax Rate (Quarter)	25.86%	24.34%	24.82%	24.96%	23.93%	27.85%	14.20%	23.65%	24.38%	22.64%	58.12%	23.91%	24.64%	25.08%	34.19%	24.58%	24.81%	24.82%	24.33%	24.64%

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First United Income Statement (2010-2026) | FUNC

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