First United (FUNC) FCF Payout Ratio (2010 - 2026)

First United (FUNC) reported FCF Payout Ratio of 0.13 for Q1 2026, down 41.77% year-over-year from 0.22 in Q1 2025, and down 37.27% quarter-over-quarter from 0.21 in Q4 2025.

First United (FUNC) FCF Payout Ratio (2010 - 2026) Analysis & Trends

First United (FUNC) has 14 years of FCF Payout Ratio data on file, last reported at 0.13 in Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.13, down 41.77% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.28 (up 20.07% YoY), and the FY2025 annual result was 0.39, up 46.76% from the prior year.
  • FCF Payout Ratio eased to 0.13 in Q1 2026 per FUNC's latest filing, from 0.21 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 8.51 in Q3 2025 and troughed at 0.13 in Q3 2022.
  • A 5-year average of 0.93 and a median of 0.22 in 2025 frame the typical range for FCF Payout Ratio.
  • The sharpest annual moves came in 2022 and 2024: FCF Payout Ratio plunged 51.34% in 2022, then soared 1319.78% in 2024.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.14 in 2022, then jumped by 65.75% to 0.24 in 2023, then slumped by 34.24% to 0.15 in 2024, then jumped by 34.06% to 0.21 in 2025, then sank by 37.27% to 0.13 in 2026.
  • Business Quant data shows FUNC's FCF Payout Ratio at 0.13 in Q1 2026, 0.21 in Q4 2025, and 8.51 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First United 270.41 Mn 180.56 Mn - 0.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.13
Dec 31, 2025 0.21
Sep 30, 2025 8.51
Jun 30, 2025 2.02
Mar 31, 2025 0.22
Dec 31, 2024 0.15
Sep 30, 2024 2.20
Jun 30, 2024 0.19
Mar 31, 2024 0.38
Dec 31, 2023 0.24
Sep 30, 2023 0.16
Jun 30, 2023 0.31
Mar 31, 2023 0.35
Dec 31, 2022 0.14
Sep 30, 2022 0.13
Jun 30, 2022 0.19
Mar 31, 2022 0.34
Dec 31, 2021 0.11
Sep 30, 2021 0.27
Jun 30, 2021 -0.56