First United (FUNC) FCF Payout Ratio (2010 - 2026)
First United (FUNC) posted quarterly FCF Payout Ratio of 0.13 for Q1 2026, down 41.77% year-over-year from 0.22 in Q1 2025, and down 37.27% quarter-over-quarter from 0.21 in Q4 2025.
First United (FUNC) FCF Payout Ratio (2010 - 2026) Analysis & Trends
First United (FUNC) has reported FCF Payout Ratio for 11 consecutive years, with 0.13 the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 41.77% year-over-year to 0.13; the TTM figure through Mar 2026 stood at 0.28 (up 20.07% YoY), while the FY2025 annual figure was 0.39, up 46.76% from the prior year.
- FCF Payout Ratio retreated to 0.13 in Q1 2026 per FUNC's latest filing, from 0.21 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 8.51 in Q3 2025 and bottomed at 0.13 in Q3 2022.
- Historically, FCF Payout Ratio has averaged 0.93 across 5 years, with a median of 0.22 in 2025.
- Annual changes were most pronounced in 2022 — FCF Payout Ratio plunged 51.34% — and 2024, when it soared 1319.78%.
- First United's FCF Payout Ratio stood at 0.14 in 2022, then surged by 65.75% to 0.24 in 2023, then tumbled by 34.24% to 0.15 in 2024, then surged by 34.06% to 0.21 in 2025, then slumped by 37.27% to 0.13 in 2026.
- Business Quant data shows FUNC's FCF Payout Ratio at 0.13 in Q1 2026, 0.21 in Q4 2025, and 8.51 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | First United | 278.88 Mn | 193.69 Mn | - | 0.36 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.36 |
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 8.51 |
| Jun 30, 2025 | 2.02 |
| Mar 31, 2025 | 0.22 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 2.20 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.38 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.16 |
| Jun 30, 2023 | 0.31 |
| Mar 31, 2023 | 0.35 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.19 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.27 |