First United (FUNC) FCF Payout Ratio (2010 - 2026)
First United (FUNC) reported FCF Payout Ratio of 0.13 for Q1 2026, down 41.77% year-over-year from 0.22 in Q1 2025, and down 37.27% on a QoQ basis from 0.21 in Q4 2025.
First United (FUNC) has 14 years of FCF Payout Ratio data on file, last reported at 0.13 in Q1 2026.
- Quarterly FCF Payout Ratio fell 41.77% year-over-year to 0.13 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.28 (up 20.07% YoY) and the FY2025 annual result came in at 0.39, up 46.76% from the prior year.
- FCF Payout Ratio declined to 0.13 in Q1 2026 per FUNC's latest filing, from 0.21 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 8.51 in Q3 2025 and bottomed at 0.13 in Q3 2022.
- The 5-year median for FCF Payout Ratio is 0.22 (2025), against an average of 0.93.
- The widest annual swing landed in 2022, when FCF Payout Ratio slumped 51.34%; it then jumped 1319.78% in 2024.
- Tracing FUNC's FCF Payout Ratio over 5 years: stood at 0.14 in 2022, then surged by 65.75% to 0.24 in 2023, then plunged by 34.24% to 0.15 in 2024, then surged by 34.06% to 0.21 in 2025, then tumbled by 37.27% to 0.13 in 2026.
- Per Business Quant, the three latest FUNC FCF Payout Ratio figures stand at 0.13 (Q1 2026), 0.21 (Q4 2025), and 8.51 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | First United | 240.84 Mn | 151.00 Mn | - | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 8.51 |
| Jun 30, 2025 | 2.02 |
| Mar 31, 2025 | 0.22 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 2.20 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.38 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.16 |
| Jun 30, 2023 | 0.31 |
| Mar 31, 2023 | 0.35 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.19 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.27 |
| Jun 30, 2021 | -0.56 |
| Mar 31, 2021 | 0.12 |
| Dec 31, 2020 | 0.11 |
| Sep 30, 2020 | 0.19 |
| Jun 30, 2020 | -0.69 |
| Mar 31, 2020 | 0.32 |
| Dec 31, 2019 | 0.10 |
| Sep 30, 2019 | 0.29 |
| Jun 30, 2019 | -1.59 |
| Mar 31, 2019 | 1.33 |
| Sep 30, 2018 | -0.71 |
| Jun 30, 2018 | -2.38 |
| Mar 31, 2018 | 0.63 |
| Dec 31, 2017 | 0.03 |
| Sep 30, 2017 | -0.09 |
| Jun 30, 2017 | 0.33 |
| Dec 31, 2016 | 0.14 |
| Sep 30, 2016 | 0.25 |
| Jun 30, 2016 | -0.45 |
| Mar 31, 2016 | 0.19 |
| Dec 31, 2015 | 0.05 |
| Sep 30, 2015 | 0.23 |
| Jun 30, 2015 | 0.20 |
| Mar 31, 2015 | 0.33 |
| Dec 31, 2014 | -1.66 |
| Sep 30, 2014 | 0.30 |
| Jun 30, 2014 | 1.46 |
| Sep 30, 2010 | 0.26 |