Choiceone Financial Services Inc Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 5.99%14.91%19.01%22.82%28.85%31.51%29.50%30.31%30.15%29.29%22.91%25.60%33.19%33.98%31.65%35.80%
EBIT Margin 39.10%36.92%6.46%7.76%9.81%10.71%10.03%10.31%10.25%6.15%4.81%5.38%6.97%7.14%6.65%7.52%
Operating Margin 6.46%7.76%9.81%10.71%10.03%10.31%10.25%6.15%4.81%5.38%6.97%7.14%6.65%7.52%
Net Margin 6.90%12.01%14.60%16.81%21.37%21.22%22.03%22.37%21.74%25.30%19.41%21.16%27.61%29.05%26.32%28.91%
FCF Margin 39.31%34.19%50.06%35.50%40.11%27.11%11.28%33.46%22.68%19.83%22.84%8.98%43.77%53.03%52.29%50.78%
Leverage & Solvency
Interest Coverage Ratio 1.181.680.440.751.652.302.642.901.970.720.380.851.400.750.160.15
Times Interest Earned 1.181.680.440.751.652.302.642.901.970.720.380.851.400.750.160.15
Dividends & Payouts
FCF Payout Ratio 0.190.200.130.190.190.290.740.240.360.450.690.930.210.180.190.19
Valuation
Enterprise Value 240.17M200.64M217.91M221.07M319.25M
Market Capitalization 240.17M200.64M217.91M221.07M319.25M
Return Ratios
Return on Sales 0.07%0.12%0.15%0.17%0.21%0.21%0.20%0.22%0.22%0.25%0.19%0.21%0.28%0.29%0.26%0.29%