Choiceone Financial Services Cash Flow Statement (2024-2025) | COFS

Cash Flow Statement Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Operating Activities
Net Income (Quarter) 5.63M6.59M7.35M7.16M-13.91M13.53M14.68M13.87M
Depreciation and Depletion (Quarter) 0.64M0.64M0.64M0.59M0.65M0.88M1.05M1.02M
Share-based Compensation (Quarter) 0.29M0.28M-0.04M0.18M0.19M0.19M0.24M0.26M
Deferred Taxes (Quarter) 0.30M-0.07M-0.07M-0.44M-3.69M3.13M2.85M-2.41M
Gains from Sales and Divestitures (Quarter) 0.02M
Gains from Investment Securities (Quarter) 2.75M1.70M-4.45M2.84M-2.51M-0.33M
Non-cash Items (Quarter) 0.07M0.01M
Change in Loans (Quarter) 17.43M10.97M19.41M25.30M15.72M10.31M17.34M19.45M
Cash from Operations (Quarter) 15.31M15.74M-7.36M23.39M-6.47M8.96M15.29M14.03M
Depreciation, Depletion & Amortization
Amortizatization of Intangibles (Quarter) 2.43M2.38M2.45M2.61M2.99M4.53M4.46M4.29M
Depreciation & Amortization (CF) (Quarter) 0.64M0.64M0.64M0.59M0.65M0.88M1.05M1.02M
Change in Working Capital
Change in Accured Expenses (Quarter) 9.49M4.06M-12.05M13.28M-8.64M-2.11M-2.90M-5.01M
Investing Activities
Change in Net Loans (Quarter) 7.99M19.25M65.94M41.67M-2.10M-9.47M-13.96M114.85M
Capital Expenditures (Quarter) 0.31M-0.31M1.71M0.83M-0.83M6.62M
Sales of Property, Plant and Equipment (Quarter) 0.34M0.11M0.34M
Change in Acquisitions & Divestments (Quarter) 33.78M78.86M
Cash from Investing Activities (Quarter) 7.61M-3.60M-59.35M-41.00M256.98M10.05M-42.12M-118.23M
Financing Activities
Other financing activities (Quarter) 63.79M-59.17M81.55M5.87M5.75M0.33M-79.28M79.28M
Debt Issuance and Repayment
Short-Term Debt issuances (Quarter) 10.04M0.04M0.04M-35.11M-207.50M61.00M-0.71M67.00M
Change in Capital Stock
Shares Issued (Quarter) 0.06M0.06M31.98M-0.00M0.17M0.26M0.25M-0.68M
Shares Repurchased (Quarter) 2.06M
Dividend Payments
Dividends Paid - Common (Quarter) 2.04M2.04M2.42M2.51M4.19M4.20M4.20M4.35M
Misc.
Cash from Financing Activities (Quarter) 71.77M-61.26M111.64M-31.57M-207.84M-2.15M-30.48M93.20M
Change in Cash (Quarter) 94.70M-49.13M44.94M-49.19M42.67M16.86M-57.30M-10.99M
Free Cash Flow (Quarter) 15.00M16.05M-7.36M21.68M-7.31M9.79M15.29M7.42M
Net Cash Flow (Quarter) 94.70M-49.13M44.94M-49.19M42.67M16.86M-57.30M-10.99M