Choiceone Financial Services (COFS) EBT Margin (2010 - 2026)
Choiceone Financial Services (COFS) posted EBT Margin of 276.89% for Q2 2026, down 17.3% on a QoQ basis from 334.83% in Q1 2026, and down 6909.0% year-over-year from 4.07% in Q2 2025.
Analysis
Choiceone Financial Services (COFS) EBT Margin (2010 - 2026) Analysis & Trends
Choiceone Financial Services has reported EBT Margin for 17 years, with the latest figure at 276.89% in Q2 2026.
- On a quarterly basis, EBT Margin fell 6909.0% year-over-year to 276.89% in Q2 2026; TTM through Jun 2026 was 319.23%, a 20580.0% increase from a year earlier, with the FY2025 full-year figure at 180.0%, down 7889.0% from the prior year.
- EBT Margin was 276.89% for Q2 2026 at Choiceone Financial Services, down from 334.83% in the prior quarter.
- The five-year high for EBT Margin was 346.75% in Q3 2025, with the low at 481.66% in Q1 2025.
- Average EBT Margin over 5 years is 201.12%, with a median of 238.71% recorded in 2022.
- The sharpest annual moves came in 2025 and 2026: EBT Margin tumbled 71238 bps in 2025, then surged 81648 bps in 2026.
- Over 5 years, EBT Margin stood at 36.7% in 2022, then decreased by 15 bps to 31.3% in 2023, then jumped by 753 bps to 267.04% in 2024, then rose by 20 bps to 320.5% in 2025, then fell by 14 bps to 276.89% in 2026.
- The last three EBT Margin figures came in at 276.89% (Q2 2026), 334.83% (Q1 2026), and 320.5% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 31.64% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 33.07% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 37.65% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 1,204.05% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 33.08% |
| 10 | Choiceone Financial Services | 507.01 Mn | 408.86 Mn | - | 276.89% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 276.89% |
| Mar 31, 2026 | 334.83% |
| Dec 31, 2025 | 320.50% |
| Sep 30, 2025 | 346.75% |
| Jun 30, 2025 | 345.97% |
| Mar 31, 2025 | -481.66% |
| Dec 31, 2024 | 267.04% |
| Sep 30, 2024 | 276.72% |
| Jun 30, 2024 | 257.92% |
| Mar 31, 2024 | 230.73% |
| Dec 31, 2023 | 31.30% |
| Sep 30, 2023 | 211.24% |
| Jun 30, 2023 | 223.80% |
| Mar 31, 2023 | 239.33% |
| Dec 31, 2022 | 36.70% |
| Sep 30, 2022 | 236.62% |
| Jun 30, 2022 | 227.29% |
| Mar 31, 2022 | 238.09% |
| Dec 31, 2021 | 30.83% |
| Sep 30, 2021 | 251.53% |