Choiceone Financial Services (COFS) Times Interest Earned (2010 - 2026)

Choiceone Financial Services' (COFS) quarterly Times Interest Earned came in at $1.3 in Q1 2026, up 77.67% year-on-year from $0.73 in Q1 2025, and up 114.43% quarter-over-quarter from $0.61 in Q4 2025.

Choiceone Financial Services (COFS) Times Interest Earned (2010 - 2026) Analysis & Trends

Choiceone Financial Services' Times Interest Earned history runs 17 years deep, the most recent figure standing at $1.3 for Q1 2026.

  • On a quarterly basis, Times Interest Earned rose 77.67% year-over-year to $1.3 in Q1 2026; TTM through Mar 2026 was $3.81, a 17.42% increase from a year earlier, with the FY2025 full-year figure at $1.52, down 1.45% from the prior year.
  • Times Interest Earned grew to $1.3 in Q1 2026 per COFS's latest filing, from $0.61 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $3.37 in Q4 2022 and bottomed at $0.61 in Q4 2025.
  • The 5-year median for Times Interest Earned is $1.12 (2024), against an average of $1.27.
  • Across the five-year window, Times Interest Earned sank 86.24% in 2022 and jumped 77.67% in 2026, its largest moves.
  • Year by year, Times Interest Earned stood at $3.37 in 2022, then tumbled by 57.32% to $1.44 in 2023, then rose by 21.83% to $1.75 in 2024, then sank by 65.4% to $0.61 in 2025, then jumped by 114.43% to $1.3 in 2026.
  • Per Business Quant, the three latest COFS Times Interest Earned figures stand at $1.3 (Q1 2026), $0.61 (Q4 2025), and $1.3 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Choiceone Financial Services 503.71 Mn 410.07 Mn - 1.30

Historic Data

Download Data
DateValue
Mar 31, 2026 1.30
Dec 31, 2025 0.61
Sep 30, 2025 1.30
Jun 30, 2025 1.24
Mar 31, 2025 0.73
Dec 31, 2024 1.75
Sep 30, 2024 1.15
Jun 30, 2024 1.12
Mar 31, 2024 1.10
Dec 31, 2023 1.44
Sep 30, 2023 1.07
Jun 30, 2023 1.08
Mar 31, 2023 1.08
Dec 31, 2022 3.37
Sep 30, 2022 1.07
Jun 30, 2022 1.09
Mar 31, 2022 1.15
Dec 31, 2021 6.61
Sep 30, 2021 7.74
Jun 30, 2021 7.53