Choiceone Financial Services (COFS) Times Interest Earned (2010 - 2026)

Choiceone Financial Services (COFS) recorded quarterly Times Interest Earned of $2.0 in Q1 2026, up 2.33% quarter-over-quarter from $1.96 in Q4 2025, and up 792.56% on a YoY basis from $0.22 in Q1 2025.

Choiceone Financial Services (COFS) Times Interest Earned (2010 - 2026) Analysis & Trends

Choiceone Financial Services' Times Interest Earned history runs 17 years deep, the most recent figure standing at $2.0 for Q1 2026.

  • In Q1 2026, Times Interest Earned rose 792.56% year-over-year to $2.0; the TTM figure through Mar 2026 stood at $1.99 (up 69.14% YoY), while the FY2025 annual figure was $0.11, down 26.84% from the prior year.
  • Times Interest Earned was $2.0 for Q1 2026 at Choiceone Financial Services, up from $1.96 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $6.62 in Q1 2022 to a low of -$0.29 in Q1 2025.
  • Historically, Times Interest Earned has averaged $2.49 across 5 years, with a median of $1.95 in 2025.
  • The sharpest annual moves came in 2025 and 2026: Times Interest Earned slumped 118.4% in 2025, then jumped 792.56% in 2026.
  • A 5-year view of Times Interest Earned shows it stood at $3.37 in 2022, then plunged by 53.56% to $1.57 in 2023, then grew by 11.97% to $1.75 in 2024, then gained by 11.67% to $1.96 in 2025, then increased by 2.33% to $2.0 in 2026.
  • The last three Times Interest Earned figures came in at $2.0 (Q1 2026), $1.96 (Q4 2025), and $2.07 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Choiceone Financial Services 487.48 Mn 393.83 Mn - 2.00

Historic Data

Download Data
DateValue
Mar 31, 2026 2.00
Dec 31, 2025 1.96
Sep 30, 2025 2.07
Jun 30, 2025 1.95
Mar 31, 2025 -0.29
Dec 31, 2024 1.75
Sep 30, 2024 1.81
Jun 30, 2024 1.71
Mar 31, 2024 1.57
Dec 31, 2023 1.57
Sep 30, 2023 1.62
Jun 30, 2023 1.87
Mar 31, 2023 2.52
Dec 31, 2022 3.37
Sep 30, 2022 4.53
Jun 30, 2022 5.77
Mar 31, 2022 6.62
Dec 31, 2021 6.71
Sep 30, 2021 7.74
Jun 30, 2021 7.53