Choiceone Financial Services (COFS) Times Interest Earned (2010 - 2026)
Choiceone Financial Services (COFS) recorded quarterly Times Interest Earned of $2.0 in Q1 2026, up 2.33% quarter-over-quarter from $1.96 in Q4 2025, and up 792.56% on a YoY basis from $0.22 in Q1 2025.
Choiceone Financial Services (COFS) Times Interest Earned (2010 - 2026) Analysis & Trends
Choiceone Financial Services' Times Interest Earned history runs 17 years deep, the most recent figure standing at $2.0 for Q1 2026.
- In Q1 2026, Times Interest Earned rose 792.56% year-over-year to $2.0; the TTM figure through Mar 2026 stood at $1.99 (up 69.14% YoY), while the FY2025 annual figure was $0.11, down 26.84% from the prior year.
- Times Interest Earned was $2.0 for Q1 2026 at Choiceone Financial Services, up from $1.96 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $6.62 in Q1 2022 to a low of -$0.29 in Q1 2025.
- Historically, Times Interest Earned has averaged $2.49 across 5 years, with a median of $1.95 in 2025.
- The sharpest annual moves came in 2025 and 2026: Times Interest Earned slumped 118.4% in 2025, then jumped 792.56% in 2026.
- A 5-year view of Times Interest Earned shows it stood at $3.37 in 2022, then plunged by 53.56% to $1.57 in 2023, then grew by 11.97% to $1.75 in 2024, then gained by 11.67% to $1.96 in 2025, then increased by 2.33% to $2.0 in 2026.
- The last three Times Interest Earned figures came in at $2.0 (Q1 2026), $1.96 (Q4 2025), and $2.07 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Choiceone Financial Services | 487.48 Mn | 393.83 Mn | - | 2.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.96 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 1.95 |
| Mar 31, 2025 | -0.29 |
| Dec 31, 2024 | 1.75 |
| Sep 30, 2024 | 1.81 |
| Jun 30, 2024 | 1.71 |
| Mar 31, 2024 | 1.57 |
| Dec 31, 2023 | 1.57 |
| Sep 30, 2023 | 1.62 |
| Jun 30, 2023 | 1.87 |
| Mar 31, 2023 | 2.52 |
| Dec 31, 2022 | 3.37 |
| Sep 30, 2022 | 4.53 |
| Jun 30, 2022 | 5.77 |
| Mar 31, 2022 | 6.62 |
| Dec 31, 2021 | 6.71 |
| Sep 30, 2021 | 7.74 |
| Jun 30, 2021 | 7.53 |