Choiceone Financial Services (COFS) Times Interest Earned (2010 - 2026)
Choiceone Financial Services (COFS) posted Times Interest Earned of 1.87 for Q2 2026, down 6.54% on a QoQ basis from 2.0 in Q1 2026, and down 3.85% year-over-year from 1.95 in Q2 2025.
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Choiceone Financial Services (COFS) Times Interest Earned (2010 - 2026) Analysis & Trends
Choiceone Financial Services has reported Times Interest Earned for 17 years, with the latest figure at 1.87 in Q2 2026.
- On a quarterly basis, Times Interest Earned fell 3.85% year-over-year to 1.87 in Q2 2026; TTM through Jun 2026 was 1.98, a 50.19% increase from a year earlier, with the FY2025 full-year figure at 1.52, down 11.13% from the prior year.
- Times Interest Earned was 1.87 for Q2 2026 at Choiceone Financial Services, down from 2.0 in the prior quarter.
- The five-year high for Times Interest Earned was 6.62 in Q1 2022, with the low at 0.29 in Q1 2025.
- Average Times Interest Earned over 5 years is 2.46, with a median of 1.91 recorded in 2025.
- The sharpest annual moves came in 2025 and 2026: Times Interest Earned sank 118.4% in 2025, then surged 792.56% in 2026.
- Over 5 years, Times Interest Earned stood at 3.37 in 2022, then tumbled by 53.56% to 1.57 in 2023, then increased by 11.97% to 1.75 in 2024, then advanced by 11.67% to 1.96 in 2025, then retreated by 4.37% to 1.87 in 2026.
- The last three Times Interest Earned figures came in at 1.87 (Q2 2026), 2.0 (Q1 2026), and 1.96 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 1.90 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.83 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.80 |
| 10 | Choiceone Financial Services | 507.01 Mn | 408.86 Mn | - | 1.87 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.87 |
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.96 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 1.95 |
| Mar 31, 2025 | -0.29 |
| Dec 31, 2024 | 1.75 |
| Sep 30, 2024 | 1.81 |
| Jun 30, 2024 | 1.71 |
| Mar 31, 2024 | 1.57 |
| Dec 31, 2023 | 1.57 |
| Sep 30, 2023 | 1.62 |
| Jun 30, 2023 | 1.87 |
| Mar 31, 2023 | 2.52 |
| Dec 31, 2022 | 3.37 |
| Sep 30, 2022 | 4.53 |
| Jun 30, 2022 | 5.77 |
| Mar 31, 2022 | 6.62 |
| Dec 31, 2021 | 6.71 |
| Sep 30, 2021 | 7.74 |