Choiceone Financial Services (COFS) Interest Coverage Ratio (2010 - 2026)

Choiceone Financial Services' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.0 for Q1 2026.

• In Q1 2026, Interest Coverage Ratio rose 792.56% year-over-year to 2.0; the TTM figure through Mar 2026 stood at 1.99 (up 69.14% YoY), while the FY2025 annual figure was 0.11, down 26.84% from the prior year.
• Interest Coverage Ratio was 2.0 for Q1 2026 at Choiceone Financial Services, up from 1.96 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 6.62 in Q1 2022 to a low of 0.29 in Q1 2025.
• Historically, Interest Coverage Ratio has averaged 2.49 across 5 years, with a median of 1.95 in 2025.
• The sharpest annual moves came in 2025 and 2026: Interest Coverage Ratio slumped 118.4% in 2025, then jumped 792.56% in 2026.
• A 5-year view of Interest Coverage Ratio shows it stood at 3.37 in 2022, then plunged by 53.56% to 1.57 in 2023, then grew by 11.97% to 1.75 in 2024, then gained by 11.67% to 1.96 in 2025, then increased by 2.33% to 2.0 in 2026.
• The last three Interest Coverage Ratio figures came in at 2.0 (Q1 2026), 1.96 (Q4 2025), and 2.07 (Q3 2025), per Business Quant data.