Choiceone Financial Services (COFS) Interest Coverage Ratio (2010 - 2026)

Choiceone Financial Services' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.3 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 77.67% year-over-year to 1.3 in Q1 2026; TTM through Mar 2026 was 3.81, a 17.42% increase from a year earlier, with the FY2025 full-year figure at 1.52, down 1.45% from the prior year.
• Interest Coverage Ratio grew to 1.3 in Q1 2026 per COFS's latest filing, from 0.61 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 3.37 in Q4 2022 and bottomed at 0.61 in Q4 2025.
• The 5-year median for Interest Coverage Ratio is 1.12 (2024), against an average of 1.27.
• Across the five-year window, Interest Coverage Ratio sank 86.24% in 2022 and jumped 77.67% in 2026, its largest moves.
• Year by year, Interest Coverage Ratio stood at 3.37 in 2022, then tumbled by 57.32% to 1.44 in 2023, then rose by 21.83% to 1.75 in 2024, then sank by 65.4% to 0.61 in 2025, then jumped by 114.43% to 1.3 in 2026.
• Per Business Quant, the three latest COFS Interest Coverage Ratio figures stand at 1.3 (Q1 2026), 0.61 (Q4 2025), and 1.3 (Q3 2025).