Choiceone Financial Services COFS
NASDAQ COFS
$33.93 +0.35 (+1.04%)
As of: Sep 10, 2026 · 3:59 PM EDT

Choiceone Financial Services (COFS) Interest Coverage Ratio (2010 - 2026)

Choiceone Financial Services (COFS) posted Interest Coverage Ratio of 1.87 for Q2 2026, down 6.54% on a QoQ basis from 2.0 in Q1 2026, and down 3.85% year-over-year from 1.95 in Q2 2025.

Analysis

Choiceone Financial Services (COFS) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Choiceone Financial Services has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.87 in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 3.85% year-over-year to 1.87 in Q2 2026; TTM through Jun 2026 was 1.98, a 50.19% increase from a year earlier, with the FY2025 full-year figure at 1.52, down 11.13% from the prior year.
  • Interest Coverage Ratio was 1.87 for Q2 2026 at Choiceone Financial Services, down from 2.0 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 6.62 in Q1 2022, with the low at 0.29 in Q1 2025.
  • Average Interest Coverage Ratio over 5 years is 2.46, with a median of 1.91 recorded in 2025.
  • The sharpest annual moves came in 2025 and 2026: Interest Coverage Ratio sank 118.4% in 2025, then surged 792.56% in 2026.
  • Over 5 years, Interest Coverage Ratio stood at 3.37 in 2022, then tumbled by 53.56% to 1.57 in 2023, then increased by 11.97% to 1.75 in 2024, then advanced by 11.67% to 1.96 in 2025, then retreated by 4.37% to 1.87 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.87 (Q2 2026), 2.0 (Q1 2026), and 1.96 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - 0.09
2 Truist Financial 61.64 Bn 61.64 Bn - 1.77
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - 1.90
4 M&T Bank 34.88 Bn 34.88 Bn - 2.28
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 1.67
6 Citizens Financial 29.46 Bn 29.46 Bn - 1.83
7 Regions Financial 25.57 Bn 25.57 Bn - 2.52
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn -1.27
9 Keycorp 23.27 Bn -24.42 Bn - 1.80
10 Choiceone Financial Services 507.01 Mn 408.86 Mn - 1.87
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.87
Mar 31, 2026 2.00
Dec 31, 2025 1.96
Sep 30, 2025 2.07
Jun 30, 2025 1.95
Mar 31, 2025 -0.29
Dec 31, 2024 1.75
Sep 30, 2024 1.81
Jun 30, 2024 1.71
Mar 31, 2024 1.57
Dec 31, 2023 1.57
Sep 30, 2023 1.62
Jun 30, 2023 1.87
Mar 31, 2023 2.52
Dec 31, 2022 3.37
Sep 30, 2022 4.53
Jun 30, 2022 5.77
Mar 31, 2022 6.62
Dec 31, 2021 6.71
Sep 30, 2021 7.74