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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Choiceone Financial Services (COFS) Interest Coverage Ratio (2024 - 2025)

Choiceone Financial Services has reported Interest Coverage Ratio over the past 2 years, most recently at 1.96 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 1.96 for Q4 2025, up 11.67% from a year ago — trailing twelve months through Dec 2025 was 1.52 (down 11.13% YoY), and the annual figure for FY2025 was 0.11, down 26.84%.
  • Interest Coverage Ratio for Q4 2025 was 1.96 at Choiceone Financial Services, down from 2.07 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for COFS hit a ceiling of 2.07 in Q3 2025 and a floor of 0.29 in Q1 2025.