Choiceone Financial Services (COFS) Interest Coverage Ratio (2010 - 2026)
Choiceone Financial Services' quarterly Interest Coverage Ratio came in at 2.0 in Q1 2026, up 792.56% year-on-year from 0.22 in Q1 2025, and up 2.33% quarter-over-quarter from 1.96 in Q4 2025.
Choiceone Financial Services has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.0 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 792.56% year-over-year to 2.0; the trailing twelve-month figure through Mar 2026 stood at 1.99 (up 69.14% YoY), and the FY2025 full-year result was 0.11, down 26.84% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.0, up from 1.96 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 6.62 in Q1 2022, with the low at 0.29 in Q1 2025.
- Average Interest Coverage Ratio over 5 years is 2.49, with a median of 1.95 recorded in 2025.
- Year-over-year, Interest Coverage Ratio slumped 118.4% in 2025 and soared 792.56% in 2026.
- Tracing COFS's Interest Coverage Ratio over 5 years: stood at 3.37 in 2022, then tumbled by 53.56% to 1.57 in 2023, then increased by 11.97% to 1.75 in 2024, then advanced by 11.67% to 1.96 in 2025, then rose by 2.33% to 2.0 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.0 (Q1 2026), 1.96 (Q4 2025), and 2.07 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Choiceone Financial Services | 474.28 Mn | 380.64 Mn | - | 2.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.96 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 1.95 |
| Mar 31, 2025 | -0.29 |
| Dec 31, 2024 | 1.75 |
| Sep 30, 2024 | 1.81 |
| Jun 30, 2024 | 1.71 |
| Mar 31, 2024 | 1.57 |
| Dec 31, 2023 | 1.57 |
| Sep 30, 2023 | 1.62 |
| Jun 30, 2023 | 1.87 |
| Mar 31, 2023 | 2.52 |
| Dec 31, 2022 | 3.37 |
| Sep 30, 2022 | 4.53 |
| Jun 30, 2022 | 5.77 |
| Mar 31, 2022 | 6.62 |
| Dec 31, 2021 | 6.71 |
| Sep 30, 2021 | 7.74 |
| Jun 30, 2021 | 7.53 |
| Mar 31, 2021 | 8.77 |
| Dec 31, 2020 | 5.69 |
| Sep 30, 2020 | 5.24 |
| Jun 30, 2020 | 6.57 |
| Mar 31, 2020 | 3.55 |
| Dec 31, 2019 | 3.18 |
| Sep 30, 2019 | 2.14 |
| Jun 30, 2019 | 2.68 |
| Mar 31, 2019 | 2.96 |
| Dec 31, 2018 | 3.39 |
| Sep 30, 2018 | 4.43 |
| Jun 30, 2018 | 4.99 |
| Mar 31, 2018 | 5.99 |
| Dec 31, 2017 | 5.75 |
| Sep 30, 2017 | 7.07 |
| Jun 30, 2017 | 7.36 |
| Mar 31, 2017 | 7.27 |
| Dec 31, 2016 | 10.26 |
| Sep 30, 2016 | 10.86 |
| Jun 30, 2016 | 8.85 |
| Mar 31, 2016 | 8.16 |
| Dec 31, 2015 | 7.96 |
| Sep 30, 2015 | 9.06 |
| Jun 30, 2015 | 8.69 |
| Mar 31, 2015 | 9.30 |
| Dec 31, 2014 | 8.69 |
| Sep 30, 2014 | 8.60 |
| Jun 30, 2014 | 7.29 |
| Mar 31, 2014 | 6.55 |
| Dec 31, 2013 | 6.60 |
| Sep 30, 2013 | 5.61 |
| Jun 30, 2013 | 6.01 |
| Mar 31, 2013 | 5.27 |
| Dec 31, 2012 | 4.10 |
| Sep 30, 2012 | 3.53 |
| Jun 30, 2012 | 2.88 |
| Mar 31, 2012 | 2.68 |
| Dec 31, 2011 | 2.64 |
| Sep 30, 2011 | 2.33 |
| Jun 30, 2011 | 2.29 |
| Mar 31, 2011 | 1.94 |
| Dec 31, 2010 | 1.74 |
| Sep 30, 2010 | 1.76 |
| Jun 30, 2010 | 1.64 |