Choiceone Financial Services (COFS) Debt Ratio (2010 - 2026)

Choiceone Financial Services (COFS) recorded quarterly Debt Ratio of 0.01 in Q1 2026, up 0.55% quarter-over-quarter from 0.01 in Q4 2025, and down 1.29% on a YoY basis from 0.01 in Q1 2025.

Choiceone Financial Services (COFS) Debt Ratio (2010 - 2026) Analysis & Trends

Choiceone Financial Services' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 1.29% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 1.29% YoY), while the FY2025 annual figure was 0.01, down 16.31% from the prior year.
  • Debt Ratio was 0.01 for Q1 2026 at Choiceone Financial Services, up from 0.01 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.01 in Q3 2022 to a low of 0.01 in Q4 2025.
  • Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2024.
  • Biggest YoY gain for Debt Ratio was 905.66% in 2022; the steepest drop was 88.06% in 2022.
  • A 5-year view of Debt Ratio shows it stood at 0.01 in 2022, then decreased by 6.76% to 0.01 in 2023, then slipped by 4.73% to 0.01 in 2024, then slipped by 16.31% to 0.01 in 2025, then gained by 0.55% to 0.01 in 2026.
  • The last three Debt Ratio figures came in at 0.01 (Q1 2026), 0.01 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 Choiceone Financial Services 487.48 Mn 393.83 Mn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.12
Sep 30, 2021 0.02
Jun 30, 2021 0.00