Choiceone Financial Services COFS
NASDAQ COFS
$33.93 +0.35 (+1.04%)
As of: Sep 10, 2026 · 3:59 PM EDT

Choiceone Financial Services (COFS) Debt Ratio (2010 - 2026)

Choiceone Financial Services (COFS) posted Debt Ratio of 0.01 for Q2 2026, down 1.21% on a QoQ basis from 0.01 in Q1 2026, and down 2.55% year-over-year from 0.01 in Q2 2025.

Analysis

Choiceone Financial Services (COFS) Debt Ratio (2010 - 2026) Analysis & Trends

Choiceone Financial Services has reported Debt Ratio for 17 years, with the latest figure at 0.01 in Q2 2026.

  • On a quarterly basis, Debt Ratio fell 2.55% year-over-year to 0.01 in Q2 2026; TTM through Jun 2026 was 0.01, a 2.55% decrease from a year earlier, with the FY2025 full-year figure at 0.01, down 16.31% from the prior year.
  • Debt Ratio was 0.01 for Q2 2026 at Choiceone Financial Services, down from 0.01 in the prior quarter.
  • The five-year high for Debt Ratio was 0.01 in Q3 2022, with the low at 0.01 in Q2 2026.
  • Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2025: Debt Ratio jumped 905.66% in 2022, then slipped 16.31% in 2025.
  • Over 5 years, Debt Ratio stood at 0.01 in 2022, then slipped by 6.76% to 0.01 in 2023, then dropped by 4.73% to 0.01 in 2024, then dropped by 16.31% to 0.01 in 2025, then retreated by 0.66% to 0.01 in 2026.
  • The last three Debt Ratio figures came in at 0.01 (Q2 2026), 0.01 (Q1 2026), and 0.01 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - 0.01
2 Truist Financial 61.64 Bn 61.64 Bn - 0.17
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - 0.09
4 M&T Bank 34.88 Bn 34.88 Bn - 0.10
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 0.09
6 Citizens Financial 29.46 Bn 29.46 Bn - 0.07
7 Regions Financial 25.57 Bn 25.57 Bn - 0.07
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn 0.14
9 Keycorp 23.27 Bn -24.42 Bn - 0.08
10 Choiceone Financial Services 507.01 Mn 408.86 Mn - 0.01
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.01
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.02