Choiceone Financial Services (COFS) Debt Ratio (2010 - 2026)

Choiceone Financial Services' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.01 for Q1 2026.

• On a quarterly basis, Debt Ratio fell 1.29% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.01, a 1.29% decrease from a year earlier, with the FY2025 full-year figure at 0.01, down 16.31% from the prior year.
• Debt Ratio rose to 0.01 in Q1 2026 per COFS's latest filing, from 0.01 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.01 in Q3 2022 and bottomed at 0.01 in Q4 2025.
• The 5-year median for Debt Ratio is 0.01 (2024), against an average of 0.01.
• Biggest YoY gain for Debt Ratio was 905.66% in 2022; the steepest drop was 88.06% in 2022.
• Year by year, Debt Ratio stood at 0.01 in 2022, then decreased by 6.76% to 0.01 in 2023, then slipped by 4.73% to 0.01 in 2024, then slipped by 16.31% to 0.01 in 2025, then gained by 0.55% to 0.01 in 2026.
• Per Business Quant, the three latest COFS Debt Ratio figures stand at 0.01 (Q1 2026), 0.01 (Q4 2025), and 0.01 (Q3 2025).