Balance Sheet
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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Choiceone Financial Services (COFS) Debt Ratio (2024 - 2025)

Choiceone Financial Services has reported Debt Ratio over the past 2 years, most recently at 0.01 for Q4 2025.

  • Quarterly results put Debt Ratio at 0.01 for Q4 2025, down 16.31% from a year ago — trailing twelve months through Dec 2025 was 0.01 (down 16.31% YoY), and the annual figure for FY2025 was 0.01, down 16.31%.
  • Debt Ratio for Q4 2025 was 0.01 at Choiceone Financial Services, down from 0.01 in the prior quarter.
  • Over the last five years, Debt Ratio for COFS hit a ceiling of 0.01 in Q2 2024 and a floor of 0.01 in Q4 2025.