Choiceone Financial Services (COFS) Net Margin (2010 - 2026)
Choiceone Financial Services (COFS) posted quarterly Net Margin of 275.07% for Q1 2026, up 65574.0% year-over-year from N/an in Q1 2025, and up 3.9% quarter-over-quarter from 264.74% in Q4 2025.
Choiceone Financial Services (COFS) Net Margin (2010 - 2026) Analysis & Trends
Choiceone Financial Services' Net Margin history runs 17 years deep, the most recent figure standing at 275.07% for Q1 2026.
- In Q1 2026, Net Margin rose 65574.0% year-over-year to 275.07%; the TTM figure through Mar 2026 stood at 274.5% (up 22114.0% YoY), while the FY2025 annual figure was 148.35%, down 6077.0% from the prior year.
- Net Margin for Q1 2026 stood at 275.07%, up from 264.74% in the prior quarter.
- The five-year high for Net Margin was 280.9% in Q2 2025, with the low at 380.67% in Q1 2025.
- The 5-year median for Net Margin is 202.33% (2023), against an average of 162.97%.
- The sharpest annual moves came in 2025 and 2026: Net Margin plunged 57069 bps in 2025, then jumped 65574 bps in 2026.
- Choiceone Financial Services' Net Margin stood at 35.65% in 2022, then slumped by 40 bps to 21.29% in 2023, then surged by 921 bps to 217.27% in 2024, then climbed by 22 bps to 264.74% in 2025, then advanced by 4 bps to 275.07% in 2026.
- Business Quant data shows COFS's Net Margin at 275.07% in Q1 2026, 264.74% in Q4 2025, and 277.79% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Choiceone Financial Services | 498.10 Mn | 399.96 Mn | - | 229.52% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 229.52% |
| Mar 31, 2026 | 275.07% |
| Dec 31, 2025 | 264.74% |
| Sep 30, 2025 | 277.79% |
| Jun 30, 2025 | 280.90% |
| Mar 31, 2025 | -380.67% |
| Dec 31, 2024 | 217.27% |
| Sep 30, 2024 | 219.28% |
| Jun 30, 2024 | 207.76% |
| Mar 31, 2024 | 190.02% |
| Dec 31, 2023 | 21.29% |
| Sep 30, 2023 | 174.46% |
| Jun 30, 2023 | 186.58% |
| Mar 31, 2023 | 202.33% |
| Dec 31, 2022 | 35.65% |
| Sep 30, 2022 | 200.24% |
| Jun 30, 2022 | 194.49% |
| Mar 31, 2022 | 203.24% |
| Dec 31, 2021 | 29.45% |
| Sep 30, 2021 | 209.21% |