Choiceone Financial Services Inc (COFS) Net Margin (2010 - 2026)
Choiceone Financial Services' Net Margin came in at 229.52% for Q2 2026, down 51.38 percentage points from 280.90% a year earlier and down 45.55 percentage points from the prior quarter.
Choiceone Financial Services Inc (COFS) Net Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Choiceone Financial Services reported Net Margin of 261.36%, up 167.85 percentage points year-over-year; for FY2025, it came in at 148.35%, down 60.77 percentage points from FY2024.
- Net Margin carries a five-year change of +127.18 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 209.12% in FY2024 (+182.80 pp), 26.32% in FY2023 (-2.73 pp), 29.05% in FY2022 (+1.44 pp) and 27.61% in FY2021 (+6.44 pp).
- The Q2 2026 figure represents the lowest quarterly Net Margin since Q1 2025.
- Year-over-year, Net Margin increased in six of the last eight quarters, with an average year-over-year change of +56.15 percentage points.
- The fastest year-over-year change in Net Margin over five years came in Q1 2026 (a gain of 655.74 percentage points), and the weakest in Q1 2025 (a drop of 570.69 percentage points).
- Business Quant data shows COFS's Net Margin at 275.07% (Q1 2026), 264.74% (Q4 2025) and 277.79% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.93% |
| Mar 31, 2026 | 32.28% |
| Dec 31, 2025 | 32.30% |
| Sep 30, 2025 | 32.81% |
| Jun 30, 2025 | 31.60% |
| Mar 31, 2025 | -44.52% |
| Dec 31, 2024 | 29.41% |
| Sep 30, 2024 | 29.26% |
| Jun 30, 2024 | 29.33% |
| Mar 31, 2024 | 27.45% |
| Dec 31, 2023 | 25.69% |
| Sep 30, 2023 | 25.70% |
| Jun 30, 2023 | 26.63% |
| Mar 31, 2023 | 27.23% |
| Dec 31, 2022 | 31.66% |
| Sep 30, 2022 | 28.52% |
| Jun 30, 2022 | 28.48% |
| Mar 31, 2022 | 27.41% |
| Dec 31, 2021 | 25.20% |
| Sep 30, 2021 | 28.16% |
Choiceone Financial Services Inc Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=COFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "COFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=COFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();