Choiceone Financial Services COFS
NASDAQ COFS
$33.93 +0.35 (+1.04%)
As of: Sep 10, 2026 · 3:59 PM EDT

Choiceone Financial Services (COFS) Net Margin (2010 - 2026)

Choiceone Financial Services (COFS) posted Net Margin of 229.52% for Q2 2026, down 16.56% on a QoQ basis from 275.07% in Q1 2026, and down 5138.0% year-over-year from 4.56% in Q2 2025.

Analysis

Choiceone Financial Services (COFS) Net Margin (2010 - 2026) Analysis & Trends

Choiceone Financial Services has reported Net Margin for 17 years, with the latest figure at 229.52% in Q2 2026.

  • On a quarterly basis, Net Margin fell 5138.0% year-over-year to 229.52% in Q2 2026; TTM through Jun 2026 was 261.36%, a 16785.0% increase from a year earlier, with the FY2025 full-year figure at 148.35%, down 6077.0% from the prior year.
  • Net Margin was 229.52% for Q2 2026 at Choiceone Financial Services, down from 275.07% in the prior quarter.
  • The five-year high for Net Margin was 280.9% in Q2 2025, with the low at 380.67% in Q1 2025.
  • Average Net Margin over 5 years is 166.69%, with a median of 202.79% recorded in 2022.
  • The sharpest annual moves came in 2025 and 2026: Net Margin plunged 57069 bps in 2025, then soared 65574 bps in 2026.
  • Over 5 years, Net Margin stood at 31.66% in 2022, then slipped by 19 bps to 25.69% in 2023, then soared by 746 bps to 217.27% in 2024, then increased by 22 bps to 264.74% in 2025, then declined by 13 bps to 229.52% in 2026.
  • The last three Net Margin figures came in at 229.52% (Q2 2026), 275.07% (Q1 2026), and 264.74% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - -
2 Truist Financial 61.64 Bn 61.64 Bn - 28.85%
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - 23.30%
4 M&T Bank 34.88 Bn 34.88 Bn - 30.85%
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 24.18%
6 Citizens Financial 29.46 Bn 29.46 Bn - 24.27%
7 Regions Financial 25.57 Bn 25.57 Bn - 28.79%
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn 864.86%
9 Keycorp 23.27 Bn -24.42 Bn - 24.18%
10 Choiceone Financial Services 507.01 Mn 408.86 Mn - 229.52%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 229.52%
Mar 31, 2026 275.07%
Dec 31, 2025 264.74%
Sep 30, 2025 277.79%
Jun 30, 2025 280.90%
Mar 31, 2025 -380.67%
Dec 31, 2024 217.27%
Sep 30, 2024 219.28%
Jun 30, 2024 207.76%
Mar 31, 2024 190.02%
Dec 31, 2023 25.69%
Sep 30, 2023 174.46%
Jun 30, 2023 186.58%
Mar 31, 2023 202.33%
Dec 31, 2022 31.66%
Sep 30, 2022 200.24%
Jun 30, 2022 194.49%
Mar 31, 2022 203.24%
Dec 31, 2021 25.20%
Sep 30, 2021 209.21%