Choiceone Financial Services (COFS) Net Margin (2010 - 2026)
Choiceone Financial Services (COFS) posted Net Margin of 229.52% for Q2 2026, down 16.56% on a QoQ basis from 275.07% in Q1 2026, and down 5138.0% year-over-year from 4.56% in Q2 2025.
Analysis
Choiceone Financial Services (COFS) Net Margin (2010 - 2026) Analysis & Trends
Choiceone Financial Services has reported Net Margin for 17 years, with the latest figure at 229.52% in Q2 2026.
- On a quarterly basis, Net Margin fell 5138.0% year-over-year to 229.52% in Q2 2026; TTM through Jun 2026 was 261.36%, a 16785.0% increase from a year earlier, with the FY2025 full-year figure at 148.35%, down 6077.0% from the prior year.
- Net Margin was 229.52% for Q2 2026 at Choiceone Financial Services, down from 275.07% in the prior quarter.
- The five-year high for Net Margin was 280.9% in Q2 2025, with the low at 380.67% in Q1 2025.
- Average Net Margin over 5 years is 166.69%, with a median of 202.79% recorded in 2022.
- The sharpest annual moves came in 2025 and 2026: Net Margin plunged 57069 bps in 2025, then soared 65574 bps in 2026.
- Over 5 years, Net Margin stood at 31.66% in 2022, then slipped by 19 bps to 25.69% in 2023, then soared by 746 bps to 217.27% in 2024, then increased by 22 bps to 264.74% in 2025, then declined by 13 bps to 229.52% in 2026.
- The last three Net Margin figures came in at 229.52% (Q2 2026), 275.07% (Q1 2026), and 264.74% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 23.30% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 24.27% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 24.18% |
| 10 | Choiceone Financial Services | 507.01 Mn | 408.86 Mn | - | 229.52% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 229.52% |
| Mar 31, 2026 | 275.07% |
| Dec 31, 2025 | 264.74% |
| Sep 30, 2025 | 277.79% |
| Jun 30, 2025 | 280.90% |
| Mar 31, 2025 | -380.67% |
| Dec 31, 2024 | 217.27% |
| Sep 30, 2024 | 219.28% |
| Jun 30, 2024 | 207.76% |
| Mar 31, 2024 | 190.02% |
| Dec 31, 2023 | 25.69% |
| Sep 30, 2023 | 174.46% |
| Jun 30, 2023 | 186.58% |
| Mar 31, 2023 | 202.33% |
| Dec 31, 2022 | 31.66% |
| Sep 30, 2022 | 200.24% |
| Jun 30, 2022 | 194.49% |
| Mar 31, 2022 | 203.24% |
| Dec 31, 2021 | 25.20% |
| Sep 30, 2021 | 209.21% |