Choiceone Financial Services (COFS) Net Margin (2010 - 2026)

Choiceone Financial Services (COFS) recorded quarterly Net Margin of 275.07% in Q1 2026, up 3.9% quarter-over-quarter from 264.74% in Q4 2025, and up 65574.0% on a YoY basis from N/an in Q1 2025.

Choiceone Financial Services (COFS) Net Margin (2010 - 2026) Analysis & Trends

Choiceone Financial Services' Net Margin history runs 17 years deep, the most recent figure standing at 275.07% for Q1 2026.

  • In Q1 2026, Net Margin rose 65574.0% year-over-year to 275.07%; the TTM figure through Mar 2026 stood at 274.5% (up 22114.0% YoY), while the FY2025 annual figure was 148.35%, down 6077.0% from the prior year.
  • Net Margin was 275.07% for Q1 2026 at Choiceone Financial Services, up from 264.74% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 280.9% in Q2 2025 to a low of 380.67% in Q1 2025.
  • Historically, Net Margin has averaged 162.99% across 5 years, with a median of 202.33% in 2023.
  • The sharpest annual moves came in 2025 and 2026: Net Margin sank 57069 bps in 2025, then surged 65574 bps in 2026.
  • A 5-year view of Net Margin shows it stood at 31.66% in 2022, then decreased by 19 bps to 25.69% in 2023, then surged by 746 bps to 217.27% in 2024, then grew by 22 bps to 264.74% in 2025, then climbed by 4 bps to 275.07% in 2026.
  • The last three Net Margin figures came in at 275.07% (Q1 2026), 264.74% (Q4 2025), and 277.79% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Choiceone Financial Services 487.48 Mn 393.83 Mn - 275.07%

Historic Data

Download Data
DateValue
Mar 31, 2026 275.07%
Dec 31, 2025 264.74%
Sep 30, 2025 277.79%
Jun 30, 2025 280.90%
Mar 31, 2025 -380.67%
Dec 31, 2024 217.27%
Sep 30, 2024 219.28%
Jun 30, 2024 207.76%
Mar 31, 2024 190.02%
Dec 31, 2023 25.69%
Sep 30, 2023 174.46%
Jun 30, 2023 186.58%
Mar 31, 2023 202.33%
Dec 31, 2022 31.66%
Sep 30, 2022 200.24%
Jun 30, 2022 194.49%
Mar 31, 2022 203.24%
Dec 31, 2021 25.20%
Sep 30, 2021 209.21%
Jun 30, 2021 185.20%