Choiceone Financial Services (COFS) Net Margin (2010 - 2026)
Choiceone Financial Services' (COFS) quarterly Net Margin came in at 275.07% in Q1 2026, up 65574.0% year-on-year from N/an in Q1 2025, and up 3.9% quarter-over-quarter from 264.74% in Q4 2025.
Choiceone Financial Services (COFS) Net Margin (2010 - 2026) Analysis & Trends
Choiceone Financial Services' Net Margin history runs 17 years deep, the most recent figure standing at 275.07% for Q1 2026.
- On a quarterly basis, Net Margin rose 65574.0% year-over-year to 275.07% in Q1 2026; TTM through Mar 2026 was 274.5%, a 22114.0% increase from a year earlier, with the FY2025 full-year figure at 148.35%, down 6077.0% from the prior year.
- Net Margin rose to 275.07% in Q1 2026 per COFS's latest filing, from 264.74% in the prior quarter.
- Across five years, Net Margin topped out at 280.9% in Q2 2025 and bottomed at 380.67% in Q1 2025.
- The 5-year median for Net Margin is 202.33% (2023), against an average of 163.0%.
- Across the five-year window, Net Margin sank 57069 bps in 2025 and jumped 65574 bps in 2026, its largest moves.
- Year by year, Net Margin stood at 36.16% in 2022, then slumped by 41 bps to 21.29% in 2023, then soared by 921 bps to 217.27% in 2024, then grew by 22 bps to 264.74% in 2025, then climbed by 4 bps to 275.07% in 2026.
- Per Business Quant, the three latest COFS Net Margin figures stand at 275.07% (Q1 2026), 264.74% (Q4 2025), and 277.79% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | Choiceone Financial Services | 504.04 Mn | 410.40 Mn | - | 275.07% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 275.07% |
| Dec 31, 2025 | 264.74% |
| Sep 30, 2025 | 277.79% |
| Jun 30, 2025 | 280.90% |
| Mar 31, 2025 | -380.67% |
| Dec 31, 2024 | 217.27% |
| Sep 30, 2024 | 219.28% |
| Jun 30, 2024 | 207.76% |
| Mar 31, 2024 | 190.02% |
| Dec 31, 2023 | 21.29% |
| Sep 30, 2023 | 174.46% |
| Jun 30, 2023 | 186.58% |
| Mar 31, 2023 | 202.33% |
| Dec 31, 2022 | 36.16% |
| Sep 30, 2022 | 200.24% |
| Jun 30, 2022 | 194.49% |
| Mar 31, 2022 | 203.24% |
| Dec 31, 2021 | 29.45% |
| Sep 30, 2021 | 209.21% |
| Jun 30, 2021 | 185.20% |