Choiceone Financial Services (COFS) FCF Margin (2010 - 2026)

Choiceone Financial Services' (COFS) quarterly FCF Margin came in at 34.14% in Q1 2026, up 24585.0% year-on-year from N/an in Q1 2025, and down 112.74% quarter-over-quarter from 267.93% in Q4 2025.

Choiceone Financial Services (COFS) FCF Margin (2010 - 2026) Analysis & Trends

Choiceone Financial Services' FCF Margin history runs 17 years deep, the most recent figure standing at 34.14% for Q1 2026.

  • On a quarterly basis, FCF Margin rose 24585.0% year-over-year to 34.14% in Q1 2026; TTM through Mar 2026 was 198.46%, a 4890.0% increase from a year earlier, with the FY2025 full-year figure at 167.46%, down 18756.0% from the prior year.
  • FCF Margin slipped to 34.14% in Q1 2026 per COFS's latest filing, from 267.93% in the prior quarter.
  • Across five years, FCF Margin topped out at 1053.3% in Q3 2023 and bottomed at 279.99% in Q1 2025.
  • The 5-year median for FCF Margin is 292.53% (2023), against an average of 290.16%.
  • Across the five-year window, FCF Margin surged 73694 bps in 2023 and slumped 124913 bps in 2024, its largest moves.
  • Year by year, FCF Margin stood at 66.94% in 2022, then slumped by 145 bps to 30.34% in 2023, then surged by 2269 bps to 658.0% in 2024, then slumped by 59 bps to 267.93% in 2025, then sank by 113 bps to 34.14% in 2026.
  • Per Business Quant, the three latest COFS FCF Margin figures stand at 34.14% (Q1 2026), 267.93% (Q4 2025), and 344.3% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 121.23%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 136,088.77%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -83.10%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 339.84%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 38.26%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 31.27%
10 Choiceone Financial Services 503.71 Mn 410.07 Mn - -34.14%

Historic Data

Download Data
DateValue
Mar 31, 2026 -34.14%
Dec 31, 2025 267.93%
Sep 30, 2025 344.30%
Jun 30, 2025 203.49%
Mar 31, 2025 -279.99%
Dec 31, 2024 658.00%
Sep 30, 2024 -195.82%
Jun 30, 2024 481.17%
Mar 31, 2024 506.00%
Dec 31, 2023 -30.34%
Sep 30, 2023 1,053.30%
Jun 30, 2023 529.96%
Mar 31, 2023 292.53%
Dec 31, 2022 66.94%
Sep 30, 2022 316.36%
Jun 30, 2022 669.45%
Mar 31, 2022 83.68%
Dec 31, 2021 44.48%
Sep 30, 2021 425.25%
Jun 30, 2021 532.90%