C & F Financial Corp Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 11.11%20.57%24.62%21.17%16.51%16.13%15.52%15.38%18.96%21.39%21.15%28.17%30.13%22.91%18.96%
EBIT Margin 3.78%6.99%8.62%7.41%5.78%5.65%5.43%5.38%3.98%4.49%4.44%5.91%6.33%4.81%3.98%
Operating Margin 3.78%6.99%8.62%7.41%5.78%5.65%5.43%5.38%3.98%4.49%4.44%5.91%6.33%4.81%3.98%
Net Margin 6.99%12.96%16.47%14.18%11.66%11.63%11.65%5.63%15.15%16.85%15.64%21.47%23.94%18.65%15.64%
FCF Margin -14.61%28.75%29.09%58.83%30.56%12.55%21.01%18.48%37.15%-15.49%-65.59%112.87%71.05%29.34%27.49%
Efficiency
Assets Average 916.13M952.57M1,144.78M1,325.36M1,371.63M1,428.53M1,480.52M1,515.23M1,589.42M1,871.87M2,175.42M2,298.42M2,385.41M2,500.94M
Equity Average 94.43M99.24M107.79M118.39M127.33M135.14M140.46M146.83M158.62M179.88M202.75M203.63M206.87M222.24M
Invested Capital 320.96M339.01M396.25M574.07M621.37M667.05M696.07M717.51M715.70M737.49M975.12M1,118.22M1,213.59M1,061.08M1,053.43M
Asset Utilization Ratio 0.100.100.090.080.080.080.080.080.070.070.060.050.050.05
Leverage & Solvency
Interest Coverage Ratio 0.280.540.830.880.720.700.700.650.430.350.460.960.980.230.12
Debt to Equity 0.110.080.091.281.151.161.001.010.880.820.260.310.340.390.43
Debt Ratio 0.010.010.010.110.110.110.100.090.090.080.020.030.030.030.04
Equity Ratio 0.100.100.100.090.090.090.100.090.100.100.090.090.080.090.09
Times Interest Earned 0.280.540.830.880.720.700.700.650.430.350.460.960.980.230.12
Dividends & Payouts
FCF Payout Ratio -0.280.150.130.060.130.310.180.210.11-0.30-0.060.040.070.160.17
Valuation
Enterprise Value 57.90M-70.28M-65.59M-48.94M-21.52M-32.78M-20.68M69.26M82.87M71.31M24.47M49.44M-85.89M176.61M155.17M164.83M
Market Capitalization 68.90M83.49M125.90M127.13M135.28M132.27M172.46M202.29M186.33M189.42M135.44M181.15M202.67M229.70M229.81M
Return Ratios
Return on Sales 0.06%0.13%0.16%0.14%0.12%0.12%0.12%0.06%0.15%0.17%0.16%0.21%0.24%0.19%0.16%
Return on Invested Capital 0.01%0.01%0.01%0.01%0.01%0.01%0.00%0.01%0.01%0.01%0.01%0.01%0.00%0.00%
Return on Assets 0.01%0.02%0.01%0.01%0.01%0.01%0.00%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.12%0.16%0.13%0.10%0.10%0.10%0.05%0.12%0.12%0.12%0.14%0.14%0.11%0.09%