C & F Financial reported a net margin of 20.95% for the quarter ended Jun 2026. These financial ratios cover 63 quarters of results from Dec 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2010 | Mar2011 | Jun2011 | Sep2011 | Dec2011 | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 30.12% | 24.77% | 26.91% | 30.62% | 26.94% | 34.79% | 24.39% | 24.51% | 23.15% | 19.52% | 13.05% | 20.00% | 19.93% | 22.57% | 20.02% | 26.48% | 24.51% | 22.55% | 23.01% | 26.60% | |||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin | 36.06% | 30.41% | 33.37% | 36.85% | 33.32% | 41.41% | 37.73% | 44.30% | 46.69% | 46.19% | 44.21% | 53.65% | 54.13% | 57.96% | 53.72% | 56.46% | 56.74% | 55.45% | 54.55% | 54.15% | |||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin | 39.62% | 33.99% | 37.54% | 40.69% | 36.87% | 44.28% | 40.76% | 47.31% | 49.81% | 49.21% | 47.27% | 56.73% | 56.95% | 61.13% | 56.75% | 59.20% | 59.43% | 58.15% | 57.15% | 56.48% | |||||||||||||||||||||||||||||||||||||||||||
| Net Margin | 22.99% | 18.22% | 20.69% | 23.83% | 21.24% | 28.11% | 19.76% | 19.52% | 18.87% | 15.96% | 11.10% | 16.07% | 16.11% | 18.84% | 16.47% | 21.15% | 19.64% | 18.67% | 18.61% | 20.95% | |||||||||||||||||||||||||||||||||||||||||||
| FCF Margin | 39.46% | 114.48% | 147.01% | 28.30% | 61.18% | 55.91% | -1.07% | -3.30% | 72.48% | 52.08% | 1.34% | 3.71% | -4.87% | 104.03% | 9.04% | -13.63% | 63.02% | 4.10% | -21.77% | 54.53% | |||||||||||||||||||||||||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 2,189.03M | 2,236.96M | 2,283.18M | 2,318.09M | 2,336.70M | 2,335.69M | 2,386.32M | 2,429.89M | 2,420.58M | 2,430.10M | 2,454.12M | 2,480.93M | 2,521.50M | 2,557.14M | 2,587.95M | 2,649.46M | 2,698.84M | 2,739.89M | 2,791.12M | 2,811.86M | |||||||||||||||||||||||||||||||||||||||||||
| Equity AverageEquity Avg. | 203.49M | 208.10M | 206.15M | 198.78M | 190.86M | 190.84M | 199.71M | 202.86M | 201.45M | 208.95M | 217.23M | 218.02M | 223.53M | 227.46M | 231.12M | 238.09M | 247.40M | 258.12M | 264.23M | 272.25M | |||||||||||||||||||||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 272.63M | 276.13M | 264.02M | 263.46M | 253.25M | 262.93M | 378.81M | 352.71M | 322.01M | 301.63M | 313.09M | 312.46M | 344.84M | 324.12M | 329.26M | 361.58M | 341.81M | 330.19M | 343.86M | 331.05M | |||||||||||||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.07 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | |||||||||||||||||||||||||||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 6.06 | 5.39 | 5.17 | 5.92 | 5.22 | 6.25 | 2.83 | 2.24 | 1.98 | 1.73 | 1.42 | 1.59 | 1.58 | 1.64 | 1.59 | 1.88 | 1.76 | 1.69 | 1.73 | 1.97 | |||||||||||||||||||||||||||||||||||||||||||
| Debt Ratio | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.07 | 0.06 | 0.05 | 0.03 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | 0.02 | 0.03 | 0.02 | |||||||||||||||||||||||||||||||||||||||||||
| Times Interest Earned | 6.06 | 5.39 | 5.17 | 5.92 | 5.22 | 6.25 | 2.83 | 2.24 | 1.98 | 1.73 | 1.42 | 1.59 | 1.58 | 1.64 | 1.59 | 1.88 | 1.76 | 1.69 | 1.73 | 1.97 | |||||||||||||||||||||||||||||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 6.11 | 6.33 | 6.58 | 6.24 | 7.54 | 6.95 | 5.94 | 6.19 | 6.28 | 9.75 | 8.02 | 8.24 | 10.00 | 11.62 | 10.00 | 8.16 | 8.31 | 8.78 | 8.40 | 8.94 | |||||||||||||||||||||||||||||||||||||||||||
| Price to SalesP/S | 1.31 | 1.34 | 1.40 | 1.33 | 1.58 | 1.65 | 1.39 | 1.38 | 1.37 | 1.81 | 1.32 | 1.28 | 1.49 | 1.81 | 1.69 | 1.49 | 1.59 | 1.67 | 1.64 | 1.74 | |||||||||||||||||||||||||||||||||||||||||||
| Price to BookP/B | 0.92 | 0.86 | 0.89 | 0.83 | 1.01 | 1.03 | 0.88 | 0.90 | 0.90 | 1.06 | 0.76 | 0.72 | 0.83 | 1.02 | 0.93 | 0.83 | 0.86 | 0.90 | 0.89 | 0.93 | |||||||||||||||||||||||||||||||||||||||||||
| Enterprise Value | -12.85M | -85.54M | -89.06M | 23.72M | 88.00M | 176.52M | 94.50M | 124.51M | 111.25M | 155.56M | 110.42M | 114.74M | 140.15M | 165.42M | 142.74M | 120.29M | 122.08M | 157.09M | 160.13M | 198.52M | |||||||||||||||||||||||||||||||||||||||||||
| EV to EBIT | -0.26 | -1.84 | -2.04 | 0.57 | 2.22 | 3.94 | 1.97 | 2.40 | 1.98 | 2.80 | 1.94 | 1.94 | 2.22 | 2.47 | 2.01 | 1.61 | 1.58 | 2.00 | 1.99 | 2.41 | |||||||||||||||||||||||||||||||||||||||||||
| EV to EBITDA | -0.23 | -1.67 | -1.84 | 0.52 | 2.00 | 3.59 | 1.81 | 2.22 | 1.85 | 2.62 | 1.82 | 1.82 | 2.10 | 2.34 | 1.91 | 1.53 | 1.51 | 1.91 | 1.89 | 2.31 | |||||||||||||||||||||||||||||||||||||||||||
| Market Capitalization | 187.90M | 181.50M | 179.18M | 162.02M | 186.78M | 202.58M | 178.12M | 182.79M | 181.15M | 230.08M | 165.01M | 158.77M | 188.73M | 230.40M | 218.06M | 199.89M | 217.57M | 235.63M | 236.92M | 260.02M | |||||||||||||||||||||||||||||||||||||||||||
| Price to FCFP/FCF | 1.11 | 1.19 | 1.17 | 1.65 | 1.80 | 2.32 | 3.80 | 4.84 | 4.38 | 6.16 | 4.33 | 3.94 | 11.46 | 6.92 | 6.09 | 6.73 | 4.03 | 10.63 | 20.92 | 6.74 | |||||||||||||||||||||||||||||||||||||||||||
| EV to FCF | -0.08 | -0.56 | -0.58 | 0.24 | 0.85 | 2.03 | 2.02 | 3.30 | 2.69 | 4.16 | 2.90 | 2.84 | 8.51 | 4.97 | 3.99 | 4.05 | 2.26 | 7.09 | 14.14 | 5.15 | |||||||||||||||||||||||||||||||||||||||||||
| EV to CFO | -0.07 | -0.54 | -0.57 | 0.23 | 0.83 | 1.95 | 1.91 | 3.09 | 2.57 | 4.01 | 2.79 | 2.72 | 7.02 | 4.50 | 3.65 | 3.65 | 2.18 | 6.41 | 11.68 | 4.64 | |||||||||||||||||||||||||||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 36.06% | 30.41% | 33.37% | 36.85% | 33.32% | 41.41% | 37.73% | 44.30% | 46.69% | 46.19% | 44.21% | 53.65% | 54.13% | 57.96% | 53.72% | 56.46% | 56.74% | 55.45% | 54.55% | 54.15% | |||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 14.54% | 12.94% | 12.45% | 12.16% | 11.91% | 13.81% | 12.01% | 11.46% | 13.49% | 14.52% | 15.17% | 15.57% | 15.76% | 16.52% | 17.81% | 17.71% | 17.89% | 19.03% | 19.47% | 19.73% | |||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA]ROA | 1.43% | 1.30% | 1.21% | 1.14% | 1.07% | 1.26% | 1.26% | 1.22% | 1.20% | 0.98% | 0.84% | 0.78% | 0.75% | 0.78% | 0.85% | 0.93% | 0.97% | 0.99% | 1.02% | 1.04% | |||||||||||||||||||||||||||||||||||||||||||
| Return on Equity [ROE]ROE | 15.34% | 13.99% | 13.43% | 13.27% | 13.15% | 15.39% | 15.09% | 14.66% | 14.38% | 11.36% | 9.52% | 8.87% | 8.49% | 8.76% | 9.47% | 10.34% | 10.63% | 10.46% | 10.74% | 10.74% |
Pull C & F Financial's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=CFFI&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "CFFI", "statement": "Ratios", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=CFFI&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();