C & F Financial (CFFI) Interest Coverage Ratio (2011 - 2026)
C & F Financial's (CFFI) Interest Coverage Ratio was 1.97 for Q2 2026, up 4.4% from 1.88 a year earlier and up 13.6% from the prior quarter.
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Analysis
C & F Financial (CFFI) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, C & F Financial's Interest Coverage Ratio came in at 1.78, up 6.6% year-over-year; for FY2025, it came in at 1.73, up 10.7% from FY2024.
- By year, Interest Coverage Ratio came in at 1.56 in FY2024 (-25.7%), 2.10 in FY2023 (-63.0%), 5.68 in FY2022 (+2.3%) and 5.56 in FY2021 (+74.5%).
- The Q2 2026 figure ranks as the highest quarterly Interest Coverage Ratio since Q3 2023.
- Year over year, Interest Coverage Ratio has now increased in each of the last six quarters, with growth averaging 4.0% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q3 2021 (growth of 48.8%); the low point was Q4 2023 (a decline of 72.3%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.73 (Q1 2026), 1.69 (Q4 2025) and 1.76 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | -2.12 |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 1.73 |
| 10 | C & F Financial | 307.77 Mn | -6.38 Mn | - | 1.97 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.97 |
| Mar 31, 2026 | 1.73 |
| Dec 31, 2025 | 1.69 |
| Sep 30, 2025 | 1.76 |
| Jun 30, 2025 | 1.88 |
| Mar 31, 2025 | 1.59 |
| Dec 31, 2024 | 1.64 |
| Sep 30, 2024 | 1.58 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.42 |
| Dec 31, 2023 | 1.73 |
| Sep 30, 2023 | 1.98 |
| Jun 30, 2023 | 2.24 |
| Mar 31, 2023 | 2.83 |
| Dec 31, 2022 | 6.25 |
| Sep 30, 2022 | 5.22 |
| Jun 30, 2022 | 5.92 |
| Mar 31, 2022 | 5.17 |
| Dec 31, 2021 | 5.39 |
| Sep 30, 2021 | 6.06 |
API Access
C & F Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CFFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "CFFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CFFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();