C & F Financial (CFFI) Interest Coverage Ratio (2011 - 2026)

C & F Financial (CFFI) posted Interest Coverage Ratio of 1.73 for Q1 2026, up 6.16% on a QoQ basis from 1.63 in Q4 2025, and up 10.15% year-over-year from 1.57 in Q1 2025.

C & F Financial (CFFI) Interest Coverage Ratio (2011 - 2026) Analysis & Trends

C & F Financial's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.73 for Q1 2026.

  • Quarterly Interest Coverage Ratio rose 10.15% year-over-year to 1.73 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.04 (up 26.81% YoY) and the FY2025 annual result came in at 1.72, up 10.02% from the prior year.
  • Interest Coverage Ratio was 1.73 for Q1 2026 at C & F Financial, up from 1.63 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 6.93 in Q4 2022 and bottomed at 1.37 in Q2 2025.
  • A 5-year average of 2.71 and a median of 1.76 in 2025 frame the typical range for Interest Coverage Ratio.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio advanced 28.61% — and 2023, when it slumped 70.39%.
  • C & F Financial's Interest Coverage Ratio stood at 6.93 in 2022, then tumbled by 70.39% to 2.05 in 2023, then slipped by 17.33% to 1.7 in 2024, then dropped by 3.92% to 1.63 in 2025, then gained by 6.16% to 1.73 in 2026.
  • Business Quant data shows CFFI's Interest Coverage Ratio at 1.73 in Q1 2026, 1.63 in Q4 2025, and 1.76 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 C & F Financial 255.79 Mn 96.95 Mn - 1.73

Historic Data

Download Data
DateValue
Mar 31, 2026 1.73
Dec 31, 2025 1.63
Sep 30, 2025 1.76
Jun 30, 2025 1.37
Mar 31, 2025 1.57
Dec 31, 2024 1.70
Sep 30, 2024 1.58
Jun 30, 2024 1.59
Mar 31, 2024 1.42
Dec 31, 2023 2.05
Sep 30, 2023 1.98
Jun 30, 2023 2.24
Mar 31, 2023 2.83
Dec 31, 2022 6.93
Sep 30, 2022 5.22
Jun 30, 2022 5.92
Mar 31, 2022 4.58
Dec 31, 2021 5.39
Sep 30, 2021 6.06
Jun 30, 2021 5.92