C & F Financial (CFFI) Interest Coverage Ratio (2011 - 2026)
C & F Financial's (CFFI) quarterly Interest Coverage Ratio came in at 1.73 in Q1 2026, up 10.15% YoY from 1.57 in Q1 2025, and up 2.6% on a QoQ basis from 1.69 in Q4 2025.
C & F Financial (CFFI) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
C & F Financial (CFFI) has 16 years of Interest Coverage Ratio data on file, last reported at 1.73 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 10.15% year-over-year to 1.73 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.06 (up 29.32% YoY) and the FY2025 annual result came in at 1.72, up 10.02% from the prior year.
- Interest Coverage Ratio climbed to 1.73 in Q1 2026, from 1.69 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 6.25 in Q4 2022 to a low of 1.37 in Q2 2025.
- A 5-year average of 2.65 and a median of 1.73 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio slumped 72.31% — and 2025, when it rose 11.21%.
- Tracing CFFI's Interest Coverage Ratio over 5 years: stood at 6.25 in 2022, then tumbled by 72.31% to 1.73 in 2023, then dropped by 5.44% to 1.64 in 2024, then rose by 2.93% to 1.69 in 2025, then rose by 2.6% to 1.73 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.73 (Q1 2026), 1.69 (Q4 2025), and 1.76 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | C & F Financial | 276.04 Mn | 134.02 Mn | 40.46 Mn | 1.16 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.97 |
| Mar 31, 2026 | 1.73 |
| Dec 31, 2025 | 1.69 |
| Sep 30, 2025 | 1.76 |
| Jun 30, 2025 | 1.37 |
| Mar 31, 2025 | 1.57 |
| Dec 31, 2024 | 1.64 |
| Sep 30, 2024 | 1.58 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.42 |
| Dec 31, 2023 | 1.73 |
| Sep 30, 2023 | 1.98 |
| Jun 30, 2023 | 2.24 |
| Mar 31, 2023 | 2.83 |
| Dec 31, 2022 | 6.25 |
| Sep 30, 2022 | 5.22 |
| Jun 30, 2022 | 5.92 |
| Mar 31, 2022 | 4.58 |
| Dec 31, 2021 | 8.57 |
| Sep 30, 2021 | 6.06 |