C & F Financial Growth Metrics (2010-2025) | CFFI

Growth Metrics Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Growth Ratios
EBITDA Margin Growth (1y) 105.00285.0045.00290.00-279.00-89.00-398.00-2699.00-878.00-461.00-164.00-395.00-253.00205.0027.00-102.00-172.00-75.00-377.00219.0089.00-131.0054.00139.00425.00262.00768.00401.00138.00369.0092.002,749.00558.00-924.0069.00-2067.00196.001,165.00396.00-297.00-74.0020.00-274.001,100.00436.00745.001,337.00478.00648.00935.00743.001,177.00951.00281.00261.00
EBITDA Margin Growth (3y) -1051.00-265.00-517.00-2804.00-1410.00-345.00-535.00-3196.00-1303.00-331.00-513.00-279.00-337.00-1.00-295.00255.00341.0056.00446.00759.00651.00500.00914.003,289.001,121.00-293.00929.001,083.00892.00610.00557.00384.00681.00261.00191.00-1264.00559.001,930.001,459.001,281.001,010.001,701.001,806.002,755.002,035.001,961.002,342.00
EBITDA Margin Growth (5y) -1477.00-135.00-867.00-2688.00-1493.00-551.00-857.00-2839.00-790.00-200.00310.00262.00226.00629.00565.003,406.001,037.00-499.00607.001,441.001,406.00741.001,380.00925.001,243.00892.001,051.001,886.001,254.001,375.001,620.001,962.001,765.001,941.002,272.00391.002,157.003,146.002,464.00
EBITDA Margin (QoQ) -423.0034.001,711.00-1217.00-243.00-206.001,956.00-1786.00-53.00-515.00-344.0035.00364.00-218.00-576.00177.00822.00-396.00-705.00107.00919.00-697.00-110.00-23.00699.00-512.00-25.00263.00536.00-6.00-392.00-1.00768.00-283.002,265.00-2192.00-714.00710.00128.0072.00254.00-58.00-565.00295.00348.00-353.00809.00-369.00657.00240.00-50.00-198.00944.0048.00383.00-425.00274.0029.00
EBIT Margin Growth (1y) 105.00285.0045.00290.00-279.00-89.00-398.00-2699.00-878.00-461.00-164.00-395.00-253.00205.0027.00-102.00-172.00-75.00-377.00219.0089.00-131.0054.00139.00425.00262.00768.00401.00138.00369.0092.002,749.00558.00-924.0069.00-2067.00196.001,165.00396.00-297.00-74.0020.00-274.001,100.00436.00745.001,337.00478.00648.00935.00743.001,177.00951.00281.00261.00
EBIT Margin Growth (3y) -1051.00-265.00-517.00-2804.00-1410.00-345.00-535.00-3196.00-1303.00-331.00-513.00-279.00-337.00-1.00-295.00255.00341.0056.00446.00759.00651.00500.00914.003,289.001,121.00-293.00929.001,083.00892.00610.00557.00384.00681.00261.00191.00-1264.00559.001,930.001,459.001,281.001,010.001,701.001,806.002,755.002,035.001,961.002,342.00
EBIT Margin Growth (5y) -1477.00-135.00-867.00-2688.00-1493.00-551.00-857.00-2839.00-790.00-200.00310.00262.00226.00629.00565.003,406.001,037.00-499.00607.001,441.001,406.00741.001,380.00925.001,243.00892.001,051.001,886.001,254.001,375.001,620.001,962.001,765.001,941.002,272.00391.002,157.003,146.002,464.00
EBIT Margin (QoQ) -423.0034.001,711.00-1217.00-243.00-206.001,956.00-1786.00-53.00-515.00-344.0035.00364.00-218.00-576.00177.00822.00-396.00-705.00107.00919.00-697.00-110.00-23.00699.00-512.00-25.00263.00536.00-6.00-392.00-1.00768.00-283.002,265.00-2192.00-714.00710.00128.0072.00254.00-58.00-565.00295.00348.00-353.00809.00-369.00657.00240.00-50.00-198.00944.0048.00383.00-425.00274.0029.00
EBT Margin Growth (1y) 344.00524.00340.00620.0053.00109.00-387.00-2130.00-841.00-457.00-143.00-284.00-187.00186.005.00-138.00-222.00-4.00-317.00252.00120.00-178.00-30.0063.00345.00157.00687.00246.00-79.00136.00-153.001,525.00131.00-838.00451.00-541.001,032.001,584.00589.00-153.00-29.0017.00-317.001,003.00-252.00-612.00-380.00-1527.00-1134.00-451.00-321.00305.00697.00648.00458.00
EBT Margin Growth (3y) -445.00176.00-189.00-1794.00-975.00-162.00-524.00-2552.00-1250.00-275.00-454.00-171.00-289.004.00-341.00177.00243.00-25.00340.00561.00386.00114.00504.001,834.00397.00-545.00984.001,230.001,084.00882.00887.00831.001,135.00763.00723.00309.00751.00989.00-108.00-678.00-1415.00-1046.00-1018.00-219.00-689.00-415.00-243.00
EBT Margin Growth (5y) -854.00359.00-501.00-1680.00-1077.00-344.00-871.00-2238.00-785.00-296.00203.00139.00-23.00297.00192.001,948.00295.00-727.00638.001,545.001,549.00861.001,544.001,140.001,401.001,056.001,256.002,080.00803.00287.00190.00306.00-251.00-300.0022.00-913.00315.001,186.0029.00
EBT Margin (QoQ) -198.00142.001,049.00-649.00-18.00-42.001,329.00-1216.0039.00-538.00-414.0072.00423.00-224.00-556.00170.00796.00-405.00-699.0086.001,014.00-718.00-131.00-46.00716.00-569.00-38.00236.00528.00-39.00-479.00-89.00743.00-328.001,199.00-1483.00-226.00960.00207.0090.00326.00-34.00-535.00215.00371.00-368.00785.00-1040.0012.00-136.00-362.00-647.00694.00-6.00264.00-255.00645.00-197.00
Enterprise Value Growth (1y) -304.00%4.49%6.68%-347.12%82.22%128.65%25.38%184.20%-45.50%-125.54%56.04%-604.02%-1,142.22%-753.95%-52.36%80.74%94.65%91.23%36.93%65.14%526.27%377.91%434.99%310.90%-27.98%35.67%19.65%-11.41%86.76%18.86%-13.94%9.13%3.91%-63.33%-65.68%-103.88%-52.08%134.88%102.01%1,169.09%-50.39%-111.95%-273.74%-642.49%17.73%908.38%305.62%207.79%420.20%39.29%-12.14%15.73%-6.61%26.80%6.23%29.19%12.81%-14.02%
Enterprise Value Growth (3y) -36.22%-37.69%32.60%-132.00%-47.57%-91.17%20.64%6.50%1.09%-29.89%24.97%-32.73%69.10%59.80%73.46%28.90%29.35%32.58%65.44%38.41%97.76%86.45%75.97%59.25%11.81%-16.07%-29.30%-26.77%-2.39%0.78%-15.82%-23.24%-37.25%-28.12%-47.43%-61.96%-34.59%31.40%93.25%301.07%44.83%10.40%46.42%89.15%78.84%153.44%57.66%53.42%76.31%14.94%
Enterprise Value Growth (5y) -18.65%-19.69%21.71%-22.01%22.28%3.97%25.03%21.07%37.81%-6.33%29.86%-8.76%42.20%39.88%39.67%16.40%18.32%16.48%22.39%51.24%37.16%42.42%34.44%23.26%-19.78%-16.72%-26.51%-33.08%-11.49%-0.22%16.34%21.47%8.63%2.99%16.82%22.91%6.34%32.00%46.44%148.87%26.20%7.96%
Enterprise Value (QoQ) 13.98%-248.85%139.12%-407.39%158.38%-232.95%-3.58%77.88%850.69%-143.39%216.88%-138.22%-31.76%25.31%-1,240.08%5.80%9.42%86.67%-69.42%73.82%-48.32%4.15%6.36%420.21%-3.30%15.54%-41.05%9.36%82.15%1.89%-56.35%130.52%15.93%-26.23%-44.65%119.51%-59.09%-30.96%-106.25%2,813.65%100.50%-40.62%-66.91%25.92%-148.30%-763.37%-3.32%127.33%231.61%119.61%-45.84%31.89%-11.21%38.52%-28.66%6.43%20.57%16.04%-13.24%-7.07%-8.11%
FCF Margin Growth (1y) -14880.00-165.00-217.0020,181.007,395.001,860.00-2080.003,150.00-9182.001,534.00263.00-4312.00-7178.00-5576.008,018.00-3005.0011,760.00-1861.00-10880.005,663.00-3412.008,237.002,250.00-8797.001,723.00-2396.003,933.004,101.00-2898.00-10498.00-4633.00-376.00-12992.00-1477.00-21796.0010,135.0019,754.0032,821.0023,804.00-1840.003,475.00-15460.002,172.00-5857.00-14808.00-3160.001,130.00-382.00241.00701.00-7735.005,732.00770.00-1734.006,788.00
FCF Margin Growth (3y) -16668.003,229.00-2034.0019,018.00-8965.00-2182.006,200.00-4167.00-4600.00-5903.00-2600.00-1654.001,170.00800.00-612.00-6139.0010,070.003,980.00-4697.00967.00-4587.00-4657.001,550.00-5072.00-14167.00-14371.00-22496.0013,860.003,864.0020,846.00-2624.007,920.0010,238.0015,884.004,181.002,438.008,421.0014,201.0027,107.00-8079.00-11092.00-17918.00-4432.00-507.00-13797.00-4192.00184.00
FCF Margin Growth (5y) -12085.00-4208.00-4897.0021,676.00-618.004,194.00-2430.00-7302.00-6290.00-62.003,583.00-6350.00-5.00-12094.00-1312.00-2414.00-5820.00-7995.00-31126.0010,726.002,175.0026,686.003,559.003,223.009,062.002,990.003,481.006,164.00-7469.002,226.00678.001,680.00-4330.0013,425.00-2423.007,788.009,432.0013,169.0026,161.00
FCF Margin (QoQ) -25325.009,473.00-18735.0019,708.00-10610.009,421.001,662.006,922.00-16145.005,481.006,892.00-5410.00-5429.004,209.002,317.00-8275.00-3827.0017,803.00-8705.006,489.00-17448.008,783.007,838.00-2586.00-5799.002,797.00-3210.007,934.00-9918.009,126.00-3042.00935.00-17517.0014,991.001,215.00-11681.00-6003.00-5327.0033,146.00-2062.007,063.00-14344.007,502.003,253.00-11871.003,288.00-527.00-5698.00-223.007,579.00-2040.00-5075.00237.00-858.0011,427.00-10037.00-2266.007,664.00
FCF Payout Ratio Growth (1y) 182.98%21.55%-19.25%308.65%-56.33%-81.45%116.29%-57.87%195.38%-169.79%-7.54%83.86%-271.30%85.24%-72.32%123.79%130.99%24.48%2,875.22%-69.03%60.33%-5,389.27%-84.83%-1,571.77%-23.18%93.52%-57.11%117.42%73.38%80.69%220.43%94.50%-161.97%1.29%-109.11%-89.40%160.27%177.01%681.50%49.08%-0.99%670.37%-26.83%87.04%-12,339.61%-898.19%-14.91%25.60%183.18%189.47%-1,408.88%-54.73%-86.02%-123.88%107.49%
FCF Payout Ratio Growth (3y) 53.97%-56.60%17.32%53.49%-61.47%10.26%-17.89%20.13%16.18%33.00%96.73%8.42%-5.23%-82.91%7.71%-130.22%33.55%-39.00%24.64%-7.41%28.77%11.78%-40.70%70.83%-41.37%76.89%-28.57%26.74%-13.48%29.00%19.27%-32.52%-28.22%98.79%-27.10%-33.40%-317.99%-261.78%77.79%51.86%365.38%280.33%-116.51%2.07%142.36%-54.74%-5.87%
FCF Payout Ratio Growth (5y) 14.15%15.60%67.79%25.56%1.89%-97.38%20.10%-58.18%14.07%-1.36%-13.10%26.71%2.54%40.19%11.42%28.15%16.33%12.53%-20.73%-30.38%-4.42%20.32%-35.64%-4.67%-13.21%15.70%-11.85%16.00%-140.51%-55.27%1.10%-6.31%106.61%112.98%-44.57%-30.01%60.03%-58.86%40.88%
FCF Payout Ratio (QoQ) -541.24%171.52%-158.83%252.43%-222.33%173.62%52.00%-68.10%-608.24%187.76%-70.39%123.66%-564.21%130.07%-41.12%-308.39%60.00%156.39%376.09%-71.14%-197.47%2,321.43%-95.04%49.40%-3,437.24%106.14%-580.71%107.80%-381.46%140.65%95.21%-22.36%-131.34%774.54%18.50%-124.74%50.07%37.78%237.89%40.69%-36.21%369.86%-64.65%-6.56%396.38%-55.37%-9.63%-6,214.42%67.63%104.76%33.40%3,949.08%-65.18%-169.59%104.61%1,150.71%-159.47%121.83%
Interest Coverage Ratio Growth (1y) 23.21%35.62%37.60%30.06%26.71%21.62%-11.49%-22.85%-23.39%-13.76%-3.49%-4.61%-2.84%4.85%-1.66%-9.27%-13.41%6.91%-7.71%16.22%8.52%-10.23%-7.77%-2.90%9.39%-3.53%21.90%-0.26%-15.34%-11.15%-18.58%-7.98%-12.84%-20.92%51.74%94.79%134.53%145.94%48.80%14.36%4.73%-0.05%-13.83%16.10%-45.31%-62.19%-62.04%-72.31%-49.84%-28.78%-20.17%-5.44%12.36%18.13%11.21%
Interest Coverage Ratio Growth (3y) 6.15%12.46%5.53%-1.45%-1.93%3.22%-5.65%-12.59%-13.62%-1.12%-4.32%0.20%-2.99%0.21%-5.76%0.79%0.92%-2.54%1.24%4.02%0.16%-8.37%-2.90%-3.77%-6.89%-12.16%14.62%21.37%20.06%20.00%22.50%27.03%28.88%24.81%24.84%37.26%10.34%-2.41%-21.34%-28.36%-34.01%-35.44%-36.08%-32.76%-32.45%-31.74%-30.41%
Interest Coverage Ratio Growth (5y) 0.13%9.78%1.30%0.19%-2.39%1.08%-6.49%-5.50%-5.22%-3.49%-0.31%-0.52%-3.30%-2.92%-3.64%-1.23%-5.38%-8.24%5.09%15.07%15.49%8.40%15.63%14.70%14.67%10.75%14.07%18.87%-0.17%-8.17%-9.67%-8.00%-10.10%-12.14%-10.03%-7.50%-5.41%-4.80%-15.45%
Interest Coverage Ratio (QoQ) 3.91%10.77%-2.25%9.50%14.37%12.39%-7.60%6.69%9.78%-18.21%-19.45%5.94%23.56%-8.47%-20.38%7.90%33.34%-14.15%-26.54%2.97%64.64%-25.89%-7.49%-3.86%36.20%-23.86%-2.60%8.30%20.11%-3.78%-20.31%-8.07%26.06%-11.83%-9.93%-12.93%14.38%69.17%15.62%4.83%19.95%2.35%-11.14%-3.99%14.47%-11.76%19.72%-54.77%-20.87%-11.42%-12.65%-18.08%12.35%-0.70%3.46%-2.65%18.12%-6.52%
Net Margin Growth (1y) 285.00377.00387.00501.0094.0059.00-228.00-1411.00-546.00-212.00-91.00-172.00-87.00144.0020.00-76.00-105.0041.00-177.00224.0050.00-180.00-63.00-2203.00368.00309.00661.002,478.00-79.00103.00-166.001,198.0076.00-632.00315.00-753.00731.001,174.00513.0045.0046.0056.00-199.00980.00-115.00-421.00-262.00-1208.00-873.00-360.00-263.00278.00535.00520.00355.00
Net Margin Growth (3y) -167.00224.0068.00-1082.00-539.00-10.00-299.00-1659.00-738.00-28.00-247.00-24.00-142.004.00-219.00-2055.00312.00170.00422.00499.00339.00231.00432.001,473.00365.00-221.00810.002,923.00728.00645.00662.00490.00853.00599.00629.00272.00663.00809.0052.00-183.00-941.00-725.00-725.0050.00-452.00-261.00-170.00
Net Margin Growth (5y) -359.00408.00-89.00-934.00-594.00-149.00-538.00-3638.00-321.00101.00352.00251.00147.00416.00276.001,621.00309.00-360.00570.00944.001,146.00774.001,261.00765.001,143.001,010.001,124.003,948.00660.00280.00201.00262.00-134.00-183.00104.00-658.00325.00970.00144.00
Net Margin (QoQ) -115.0013.00827.00-440.00-23.0023.00942.00-847.00-59.00-264.00-241.0018.00275.00-143.00-323.00104.00505.00-266.00-419.0074.00652.00-483.00-18.00-100.00422.00-366.00-2158.002,471.00363.00-14.00-342.00-86.00544.00-283.001,023.00-1208.00-164.00664.00-45.00276.00279.004.00-514.00277.00289.00-252.00665.00-817.00-17.00-93.00-280.00-482.00495.004.00261.00-225.00481.00-162.00
Return on Assets Growth (1y) 0.000.000.000.000.00-1.00-1.00-1.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.001.001.001.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Assets Growth (3y) 0.000.00-1.00-1.00-1.00-1.00-1.00-1.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.001.001.001.001.000.000.000.000.000.000.000.000.000.000.00-1.00-1.00-1.000.000.000.00
Return on Assets Growth (5y) 0.000.00-1.00-1.00-1.00-1.00-1.00-1.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.001.001.001.000.000.000.000.000.000.000.000.000.00
Return on Assets (QoQ) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Equity Growth (1y) 3.002.001.00-2.00-3.00-4.00-4.00-3.00-3.00-1.00-1.000.000.000.000.00-1.000.000.000.000.00-5.00-4.00-3.00-2.007.006.006.004.000.00-1.00-3.00-1.000.002.006.005.003.001.00-1.00-2.001.002.001.001.00-4.00-6.00-6.00-6.00-3.000.001.002.00
Return on Equity Growth (3y) -2.00-3.00-4.00-5.00-6.00-6.00-5.00-4.00-3.00-1.00-1.00-1.00-5.00-4.00-4.00-3.002.002.002.002.002.001.000.001.007.007.009.008.002.002.001.002.004.004.005.004.000.00-3.00-6.00-6.00-5.00-4.00-3.00-2.00
Return on Equity Growth (5y) -3.00-3.00-5.00-6.00-11.00-10.00-9.00-6.00-1.001.001.001.001.001.00-1.000.002.003.005.006.004.004.004.004.0011.0010.009.007.00-1.00-2.00-3.00-3.00-3.00-1.001.001.00
Return on Equity (QoQ) 0.001.001.000.000.000.00-1.00-1.00-1.00-1.000.000.000.000.000.000.000.000.000.000.000.00-1.000.00-4.001.001.001.005.000.000.000.000.00-1.00-2.001.001.002.002.000.00-1.00-1.000.000.002.000.000.000.00-3.00-2.00-1.000.000.001.001.000.00
Return on Invested Capital Growth (1y) 0.000.00-1.00-1.00-2.00-2.00-2.00-2.00-1.000.000.000.000.000.000.000.000.000.000.000.00-2.00-1.00-1.00-1.002.002.002.002.000.000.00-1.00-1.00-1.00-1.000.000.000.000.00-1.00-1.000.000.001.002.001.001.001.001.001.001.001.001.00
Return on Invested Capital Growth (3y) -3.00-3.00-3.00-3.00-3.00-3.00-2.00-2.00-1.000.000.000.00-2.00-1.00-1.00-1.001.001.001.001.001.001.000.001.002.002.002.001.00-1.00-1.00-1.00-2.00-1.00-1.000.001.001.001.001.002.002.003.003.003.00
Return on Invested Capital Growth (5y) -3.00-3.00-3.00-3.00-4.00-4.00-3.00-3.000.001.001.001.001.001.000.000.000.001.001.001.000.000.000.000.002.002.002.002.000.001.001.001.001.002.002.002.00
Return on Invested Capital (QoQ) 0.000.000.000.000.000.000.00-1.00-1.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00-1.000.000.000.002.000.000.000.000.000.00-1.000.000.000.000.000.000.000.000.000.000.000.001.000.000.000.000.000.000.000.000.000.00
Return on Sales Growth (1y) 3.003.002.001.00-3.00-4.00-5.00-4.00-2.00-1.000.000.000.000.000.00-1.000.000.000.000.00-6.00-5.00-4.00-2.0010.008.008.006.002.002.000.001.00-1.000.005.005.006.004.002.000.002.002.001.001.00-5.00-7.00-7.00-7.00-3.000.003.004.00
Return on Sales Growth (3y) -2.00-2.00-3.00-4.00-5.00-5.00-5.00-5.00-2.00-1.00-1.00-1.00-6.00-5.00-4.00-3.004.004.004.004.005.005.004.005.0010.0011.0013.0012.006.007.006.006.007.006.007.006.003.00-1.00-4.00-6.00-6.00-5.00-3.00-2.00
Return on Sales Growth (5y) -2.00-2.00-3.00-4.00-11.00-10.00-9.00-7.001.003.003.003.005.006.003.004.004.006.008.0010.0010.0010.0010.0010.0018.0017.0015.0013.003.002.000.000.00-1.000.003.003.00
Return on Sales (QoQ) 1.001.001.001.000.000.00-1.00-2.00-1.00-1.000.000.000.000.000.000.000.000.000.001.000.000.000.00-5.001.001.002.006.000.000.000.002.000.00-2.001.00-1.002.003.001.000.000.000.00-1.003.000.00-1.00-1.00-3.00-2.00-1.00-1.001.001.001.001.00