C & F Financial Corp Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 18.56M14.96M14.16M12.40M15.09M16.33M15.51M18.04M16.43M11.01M8.52M11.08M0.57M3.17M8.28M13.25M
Revenue 46.41M99.55M90.96M97.59M101.88M105.90M107.76M115.49M116.83M118.92M111.90M138.14M135.20M122.68M127.32M127.31M
Interest income
Interest income - Loans 60.12M64.94M68.57M71.95M74.42M79.21M80.10M82.95M82.73M84.53M87.52M90.99M88.12M90.83M110.94M127.09M
Interest income - Investments 0.01M0.04M0.05M0.02M0.16M0.38M0.36M0.51M1.13M2.10M2.18M0.71M0.25M1.28M1.25M1.37M
Interest Income - Debt Securities 19.34M19.64M15.28M16.43M18.04M18.44M18.42M20.99M21.50M24.62M24.34M29.34M9.24M6.00M6.86M7.32M
Other interest income 0.22M0.12M0.03M0.06M0.10M0.16M0.20M0.21M0.25M0.61M0.93M1.22M1.23M
Interest Income - Total 64.97M69.85M73.79M76.96M80.21M86.50M87.05M89.44M89.59M92.55M95.01M96.91M93.73M101.35M124.14M139.59M
Interest expenses
Interest Expense - Deposits 3.43M3.16M2.68M4.50M3.38M3.06M3.10M3.31M3.57M4.08M6.80M8.02M4.03M3.00M15.11M31.46M
Interest Expense - Debt 4.07M4.00M3.89M3.80M3.56M3.48M3.34M3.43M3.70M4.19M4.33M2.59M1.77M1.50M4.85M3.43M
Interest Expenses 13.23M11.88M10.11M8.62M8.53M8.69M8.97M9.60M11.03M14.56M13.38M8.36M7.89M26.43M42.82M
Interest Income - Net 49.51M56.61M61.91M66.85M71.59M77.97M78.36M80.47M79.99M81.52M80.45M83.53M85.37M93.46M97.71M96.78M
Non-interest income
Interest Income - Total 30.95M41.65M47.75M54.45M56.50M61.64M62.84M62.43M63.56M70.52M71.94M72.45M84.79M90.29M89.43M83.53M
Financial Services Fees 5.02M4.91M5.29M6.31M6.22M6.25M6.79M4.99M1.34M1.39M1.50M1.55M1.58M1.58M1.64M1.90M
Service Charges 3.30M3.51M3.51M3.33M4.20M4.47M4.32M4.26M4.46M4.21M3.92M3.36M3.72M4.31M4.33M4.29M
Investment Gain (Loss) 1.17M1.62M1.86M2.03M2.62M2.76M2.44M2.56M2.99M
Investment Banking Income 24.98M18.56M6.22M7.69M7.53M5.09M6.34M8.12M8.55M7.84M10.60M29.22M22.28M7.50M5.78M6.06M
Investment Advisory 1.48M1.17M1.62M
Mortgage Banking 3.88M3.69M4.70M7.71M6.48M2.93M2.11M2.29M
Other Non-Interest Income 2.72M12.33M-12.18M13.50M20.07M19.85M20.32M21.17M22.40M18.53M20.84M25.38M27.55M21.71M23.84M24.47M
Non-Interest Income 36.02M29.70M17.17M20.62M21.67M19.41M20.71M26.05M27.23M26.37M31.44M54.61M49.83M29.21M29.61M30.54M
Operating Items
Amortization - Intangibles 0.33M1.19M0.97M0.74M
Research & Development 1.87M2.13M2.27M2.70M3.62M3.70M6.32M6.69M8.04M8.96M10.92M11.09M10.51M10.87M11.31M
Wages, Salaries and Other 34.89M24.44M27.81M31.17M36.31M38.93M42.34M43.60M42.00M47.20M57.67M58.58M47.87M54.88M53.58M
Rent Expense 5.77M6.49M6.79M7.40M8.81M8.83M7.23M7.73M7.72M7.91M8.64M8.86M8.56M7.99M8.40M
Pension (IS) -0.81M0.16M-1.20M
Restructuring Costs 1.35M0.32M
Other Operating Expenses 80.85M37.59M17.85M14.46M75.67M77.85M84.02M84.44M80.61M18.26M78.28M76.60M63.46M71.02M70.22M
Operating Expenses 88.49M46.21M51.04M80.31M88.41M90.38M97.57M98.86M96.38M79.45M97.84M96.54M82.54M89.88M89.93M
Operating Income 3.76M6.36M8.41M7.55M6.12M6.08M6.27M6.29M4.73M5.03M6.14M8.00M7.76M6.12M5.07M
EBIT 3.76M6.36M8.41M7.55M6.12M6.08M6.27M6.29M4.73M5.03M6.14M8.00M7.76M6.12M5.07M
Non-operating items
Interest & Investment Income 2.55M14.14M13.23M31.15M5.60M5.25M4.46M5.01M6.31M22.63M8.75M12.50M12.50M10.60M12.50M
Other Non Operating Income 0.25M-2.20M
Net income details
EBT 11.06M18.71M24.03M21.57M17.49M17.38M17.92M17.97M22.54M23.93M29.22M38.08M36.96M29.16M24.13M
Tax Provisions 5.20M7.08M8.49M7.13M5.14M4.85M4.48M11.39M4.52M5.08M7.61M9.05M7.59M5.42M4.21M
Profit After Tax 8.11M12.98M16.38M14.44M12.34M12.53M13.46M6.57M18.02M18.86M22.42M29.12M29.37M23.75M19.92M
Equity Income -0.14M4.25M-14.77M
Income from Non-Controlling Interests -0.01M0.31M0.46M0.21M0.14M0.08M
Income from Continuing Operations 5.86M11.63M15.53M14.44M12.34M12.53M13.44M6.57M18.02M18.85M21.61M29.03M29.37M23.75M19.92M
Consolidated Net Income 5.86M11.63M15.53M14.44M12.34M12.53M13.44M6.57M18.02M18.85M21.61M29.03M29.37M23.75M19.92M
Income towards Parent Company 5.86M11.63M15.53M14.44M12.34M12.53M13.44M6.57M18.02M18.85M21.61M29.03M29.37M23.75M19.92M
Preferred Dividend Payments 1.15M1.18M0.31M
Net Income towards Common Stockholders 6.96M11.79M16.07M14.44M12.34M12.53M13.46M6.57M18.02M18.85M21.61M29.03M29.37M23.75M19.92M
Additional items
EPS (Basic) 2.263.765.004.373.633.683.901.895.155.476.067.958.296.926.01
EPS (Weighted Average and Diluted) 2.243.724.864.193.593.683.891.885.155.476.067.958.296.926.01
Shares Outstanding (Weighted Average) 3.09M3.14M3.23M3.40M3.40M3.39M3.46M3.49M3.50M3.42M3.65M3.54M3.48M3.37M3.23M
Tax Rate 47.04%37.82%35.35%33.05%29.41%27.92%25.01%63.42%20.06%21.24%26.05%23.76%20.55%18.58%17.47%