C & F Financial (CFFI) FCF Margin (2011 - 2026)
C & F Financial (CFFI) recorded FCF Margin of 54.53% in Q2 2026, up 68.16 percentage points from -13.63% a year earlier and up 76.31 percentage points from the prior quarter.
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Analysis
C & F Financial (CFFI) FCF Margin (2011 - 2026) Analysis & Trends
On a TTM basis, C & F Financial's FCF Margin came in at 25.88% as of Jun 30, 2026, up 3.78 percentage points year-over-year; for FY2025, it was 15.73%, down 10.41 percentage points from FY2024.
- Annual FCF Margin has declined for four straight years, though with a five-year change of +81.32 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 26.14% in FY2024 (-3.20 pp), 29.34% in FY2023 (-41.72 pp), 71.05% in FY2022 (-41.82 pp) and 112.87% in FY2021 (+178.46 pp).
- Quarterly FCF Margin has ranged from -21.77% in Q1 2026 to 147.01% in Q1 2022 over the past five years.
- On a year-over-year basis, FCF Margin rose in four of the last eight quarters, with an average year-over-year change of -3.72 percentage points.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 238.04 percentage points in Q3 2021, against a drop of 154.60 percentage points in Q2 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at -21.77% (Q1 2026), 4.10% (Q4 2025) and 63.02% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | C & F Financial | 307.77 Mn | -6.38 Mn | - | 54.53% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.53% |
| Mar 31, 2026 | -21.77% |
| Dec 31, 2025 | 4.10% |
| Sep 30, 2025 | 63.02% |
| Jun 30, 2025 | -13.63% |
| Mar 31, 2025 | 9.04% |
| Dec 31, 2024 | 104.03% |
| Sep 30, 2024 | -4.87% |
| Jun 30, 2024 | 3.71% |
| Mar 31, 2024 | 1.34% |
| Dec 31, 2023 | 52.08% |
| Sep 30, 2023 | 72.48% |
| Jun 30, 2023 | -3.30% |
| Mar 31, 2023 | -1.07% |
| Dec 31, 2022 | 55.91% |
| Sep 30, 2022 | 61.18% |
| Jun 30, 2022 | 28.30% |
| Mar 31, 2022 | 147.01% |
| Dec 31, 2021 | 114.48% |
| Sep 30, 2021 | 39.46% |
API Access
C & F Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CFFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CFFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CFFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();