C & F Financial (CFFI) Debt Ratio (2010 - 2026)

C & F Financial (CFFI) posted Debt Ratio of 0.03 for Q1 2026, up 68.16% on a QoQ basis from 0.02 in Q4 2025, and down 23.19% year-over-year from 0.04 in Q1 2025.

C & F Financial (CFFI) Debt Ratio (2010 - 2026) Analysis & Trends

C & F Financial's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • Quarterly Debt Ratio fell 23.19% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (down 23.19% YoY) and the FY2025 annual result came in at 0.02, down 56.64% from the prior year.
  • Debt Ratio was 0.03 for Q1 2026 at C & F Financial, up from 0.02 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.07 in Q1 2023 and bottomed at 0.02 in Q4 2025.
  • A 5-year average of 0.03 and a median of 0.03 in 2022 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2023 — Debt Ratio surged 157.03% — and 2024, when it sank 69.23%.
  • C & F Financial's Debt Ratio stood at 0.03 in 2022, then advanced by 29.81% to 0.03 in 2023, then rose by 9.87% to 0.04 in 2024, then sank by 56.64% to 0.02 in 2025, then surged by 68.16% to 0.03 in 2026.
  • Business Quant data shows CFFI's Debt Ratio at 0.03 in Q1 2026, 0.02 in Q4 2025, and 0.02 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 0.10
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 0.07
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -23.62
4 Lloyds Banking 360.83 Bn 360.83 Bn - 0.03
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
7 NatWest 144.82 Bn -51.17 Bn - 0.09
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.04
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.03
10 C & F Financial 255.79 Mn 96.95 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.02
Sep 30, 2025 0.02
Jun 30, 2025 0.04
Mar 31, 2025 0.04
Dec 31, 2024 0.04
Sep 30, 2024 0.03
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.03
Sep 30, 2023 0.05
Jun 30, 2023 0.06
Mar 31, 2023 0.07
Dec 31, 2022 0.03
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.03
Jun 30, 2021 0.02