C & F Financial (CFFI) Net Margin (2011 - 2026)

C & F Financial (CFFI) reported Net Margin of 18.74% for Q1 2026, up 218.0% on a YoY basis from 5.89% in Q1 2025, and little changed quarter-over-quarter from 18.72% in Q4 2025.

C & F Financial (CFFI) Net Margin (2011 - 2026) Analysis & Trends

C & F Financial has reported Net Margin for 16 years, with the latest figure at 18.74% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin rose 218.0% year-over-year to 18.74%; the trailing twelve-month figure through Mar 2026 stood at 19.64% (up 272.0% YoY), and the FY2025 full-year result was 19.16%, up 352.0% from the prior year.
  • Net Margin for Q1 2026 stood at 18.74%, roughly flat from 18.72% in the prior quarter.
  • The five-year high for Net Margin was 28.11% in Q4 2022, with the low at 11.21% in Q1 2024.
  • Historically, Net Margin has averaged 19.32% across 5 years, with a median of 18.83% in 2023.
  • Annual changes were most pronounced in 2022 — Net Margin jumped 952 bps — and 2023, when it slumped 1023 bps.
  • C & F Financial's Net Margin stood at 28.11% in 2022, then slumped by 36 bps to 17.87% in 2023, then rose by 5 bps to 18.81% in 2024, then decreased by 1 bps to 18.72% in 2025, then gained by 0 bps to 18.74% in 2026.
  • The last three Net Margin figures came in at 18.74% (Q1 2026), 18.72% (Q4 2025), and 19.75% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 C & F Financial 252.73 Mn 175.95 Mn - 18.74%

Historic Data

Download Data
DateValue
Mar 31, 2026 18.74%
Dec 31, 2025 18.72%
Sep 30, 2025 19.75%
Jun 30, 2025 21.36%
Mar 31, 2025 16.56%
Dec 31, 2024 18.81%
Sep 30, 2024 16.20%
Jun 30, 2024 16.16%
Mar 31, 2024 11.21%
Dec 31, 2023 17.87%
Sep 30, 2023 18.83%
Jun 30, 2023 19.76%
Mar 31, 2023 19.93%
Dec 31, 2022 28.11%
Sep 30, 2022 21.45%
Jun 30, 2022 23.97%
Mar 31, 2022 21.08%
Dec 31, 2021 18.58%
Sep 30, 2021 23.44%
Jun 30, 2021 23.41%