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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

C & F Financial (CFFI) Net Margin (2016 - 2025)

C & F Financial's Net Margin history spans 15 years, with the latest figure at 19.15% for Q4 2025.

  • For Q4 2025, Net Margin rose 33.0% year-over-year to 19.15%; the TTM value through Dec 2025 reached 19.27%, up 363.0%, while the annual FY2025 figure was 19.27%, 363.0% up from the prior year.
  • Net Margin reached 19.15% in Q4 2025 per CFFI's latest filing, down from 19.75% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 28.11% in Q4 2022 to a low of 11.21% in Q1 2024.
  • Average Net Margin over 5 years is 19.71%, with a median of 19.75% recorded in 2023.
  • Peak YoY movement for Net Margin: surged 1174bps in 2021, then tumbled -1208bps in 2023.
  • A 5-year view of Net Margin shows it stood at 18.31% in 2021, then surged by 54bps to 28.11% in 2022, then crashed by -43bps to 16.03% in 2023, then grew by 17bps to 18.81% in 2024, then grew by 2bps to 19.15% in 2025.
  • Per Business Quant, the three most recent readings for CFFI's Net Margin are 19.15% (Q4 2025), 19.75% (Q3 2025), and 21.36% (Q2 2025).