C & F Financial (CFFI) Net Margin (2011 - 2026)
C & F Financial (CFFI) posted Net Margin of 18.74% for Q1 2026, down 46.64% on a QoQ basis from 35.11% in Q4 2025, and up 218.0% year-over-year from 5.89% in Q1 2025.
C & F Financial (CFFI) Net Margin (2011 - 2026) Analysis & Trends
C & F Financial's Net Margin history runs 16 years deep, the most recent figure standing at 18.74% for Q1 2026.
- Quarterly Net Margin rose 218.0% year-over-year to 18.74% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 23.72% (up 642.0% YoY) and the FY2025 annual result came in at 22.65%, up 734.0% from the prior year.
- Net Margin was 18.74% for Q1 2026 at C & F Financial, down from 35.11% in the prior quarter.
- Across five years, Net Margin topped out at 35.11% in Q4 2025 and bottomed at 11.21% in Q1 2024.
- A 5-year average of 20.25% and a median of 19.76% in 2023 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2023 — Net Margin plunged 1623 bps — and 2025, when it surged 1482 bps.
- C & F Financial's Net Margin stood at 30.04% in 2022, then sank by 54 bps to 13.8% in 2023, then surged by 47 bps to 20.29% in 2024, then soared by 73 bps to 35.11% in 2025, then slumped by 47 bps to 18.74% in 2026.
- Business Quant data shows CFFI's Net Margin at 18.74% in Q1 2026, 35.11% in Q4 2025, and 19.75% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | C & F Financial | 255.79 Mn | 96.95 Mn | - | 18.74% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.74% |
| Dec 31, 2025 | 35.11% |
| Sep 30, 2025 | 19.75% |
| Jun 30, 2025 | 21.36% |
| Mar 31, 2025 | 16.56% |
| Dec 31, 2024 | 20.29% |
| Sep 30, 2024 | 16.20% |
| Jun 30, 2024 | 16.16% |
| Mar 31, 2024 | 11.21% |
| Dec 31, 2023 | 13.80% |
| Sep 30, 2023 | 18.83% |
| Jun 30, 2023 | 19.76% |
| Mar 31, 2023 | 19.93% |
| Dec 31, 2022 | 30.04% |
| Sep 30, 2022 | 21.45% |
| Jun 30, 2022 | 23.97% |
| Mar 31, 2022 | 21.08% |
| Dec 31, 2021 | 21.54% |
| Sep 30, 2021 | 23.44% |
| Jun 30, 2021 | 23.41% |