C & F Financial (CFFI) Net Margin (2011 - 2026)
C & F Financial (CFFI) reported Net Margin of 18.74% for Q1 2026, up 218.0% on a YoY basis from 5.89% in Q1 2025, and little changed quarter-over-quarter from 18.72% in Q4 2025.
C & F Financial (CFFI) Net Margin (2011 - 2026) Analysis & Trends
C & F Financial has reported Net Margin for 16 years, with the latest figure at 18.74% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 218.0% year-over-year to 18.74%; the trailing twelve-month figure through Mar 2026 stood at 19.64% (up 272.0% YoY), and the FY2025 full-year result was 19.16%, up 352.0% from the prior year.
- Net Margin for Q1 2026 stood at 18.74%, roughly flat from 18.72% in the prior quarter.
- The five-year high for Net Margin was 28.11% in Q4 2022, with the low at 11.21% in Q1 2024.
- Historically, Net Margin has averaged 19.32% across 5 years, with a median of 18.83% in 2023.
- Annual changes were most pronounced in 2022 — Net Margin jumped 952 bps — and 2023, when it slumped 1023 bps.
- C & F Financial's Net Margin stood at 28.11% in 2022, then slumped by 36 bps to 17.87% in 2023, then rose by 5 bps to 18.81% in 2024, then decreased by 1 bps to 18.72% in 2025, then gained by 0 bps to 18.74% in 2026.
- The last three Net Margin figures came in at 18.74% (Q1 2026), 18.72% (Q4 2025), and 19.75% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | C & F Financial | 252.73 Mn | 175.95 Mn | - | 18.74% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.74% |
| Dec 31, 2025 | 18.72% |
| Sep 30, 2025 | 19.75% |
| Jun 30, 2025 | 21.36% |
| Mar 31, 2025 | 16.56% |
| Dec 31, 2024 | 18.81% |
| Sep 30, 2024 | 16.20% |
| Jun 30, 2024 | 16.16% |
| Mar 31, 2024 | 11.21% |
| Dec 31, 2023 | 17.87% |
| Sep 30, 2023 | 18.83% |
| Jun 30, 2023 | 19.76% |
| Mar 31, 2023 | 19.93% |
| Dec 31, 2022 | 28.11% |
| Sep 30, 2022 | 21.45% |
| Jun 30, 2022 | 23.97% |
| Mar 31, 2022 | 21.08% |
| Dec 31, 2021 | 18.58% |
| Sep 30, 2021 | 23.44% |
| Jun 30, 2021 | 23.41% |