C & F Financial (CFFI) Net Margin (2011 - 2026)
C & F Financial's (CFFI) quarterly Net Margin came in at 18.74% in Q1 2026, up 218.0% YoY from 5.89% in Q1 2025, and down 46.64% on a QoQ basis from 35.11% in Q4 2025.
C & F Financial (CFFI) Net Margin (2011 - 2026) Analysis & Trends
C & F Financial (CFFI) has 16 years of Net Margin data on file, last reported at 18.74% in Q1 2026.
- Quarterly Net Margin rose 218.0% year-over-year to 18.74% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 23.72% (up 642.0% YoY) and the FY2025 annual result came in at 22.65%, up 734.0% from the prior year.
- Net Margin retreated to 18.74% in Q1 2026, from 35.11% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 35.11% in Q4 2025 to a low of 11.21% in Q1 2024.
- A 5-year average of 20.25% and a median of 19.76% in 2023 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2023 — Net Margin sank 1623 bps — and 2025, when it surged 1482 bps.
- Tracing CFFI's Net Margin over 5 years: stood at 30.04% in 2022, then tumbled by 54 bps to 13.8% in 2023, then soared by 47 bps to 20.29% in 2024, then jumped by 73 bps to 35.11% in 2025, then plunged by 47 bps to 18.74% in 2026.
- The last three Net Margin figures came in at 18.74% (Q1 2026), 35.11% (Q4 2025), and 19.75% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | C & F Financial | 276.04 Mn | 134.02 Mn | 40.46 Mn | 21.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 21.11% |
| Mar 31, 2026 | 18.74% |
| Dec 31, 2025 | 35.11% |
| Sep 30, 2025 | 19.75% |
| Jun 30, 2025 | 21.36% |
| Mar 31, 2025 | 16.56% |
| Dec 31, 2024 | 20.29% |
| Sep 30, 2024 | 16.20% |
| Jun 30, 2024 | 16.16% |
| Mar 31, 2024 | 11.21% |
| Dec 31, 2023 | 13.80% |
| Sep 30, 2023 | 18.83% |
| Jun 30, 2023 | 19.76% |
| Mar 31, 2023 | 19.93% |
| Dec 31, 2022 | 30.04% |
| Sep 30, 2022 | 21.45% |
| Jun 30, 2022 | 23.97% |
| Mar 31, 2022 | 21.08% |
| Dec 31, 2021 | 21.54% |
| Sep 30, 2021 | 23.44% |