C & F Financial (CFFI) EBITDA Margin (2011 - 2026)

C & F Financial (CFFI) reported EBITDA Margin of 54.55% for Q1 2026, up 84.0% on a YoY basis from 29.65% in Q1 2025, and down 1.61% quarter-over-quarter from 55.45% in Q4 2025.

C & F Financial (CFFI) EBITDA Margin (2011 - 2026) Analysis & Trends

C & F Financial has reported EBITDA Margin for 16 years, with the latest figure at 54.55% in Q1 2026.

  • For the quarter ending Q1 2026, EBITDA Margin rose 84.0% year-over-year to 54.55%; the trailing twelve-month figure through Mar 2026 stood at 55.8% (up 94.0% YoY), and the FY2025 full-year result was 4.93%, up 95.0% from the prior year.
  • EBITDA Margin for Q1 2026 stood at 54.55%, down from 55.45% in the prior quarter.
  • The five-year high for EBITDA Margin was 57.96% in Q4 2024, with the low at 33.32% in Q3 2022.
  • Historically, EBITDA Margin has averaged 47.45% across 5 years, with a median of 46.69% in 2023.
  • Annual changes were most pronounced in 2022 — EBITDA Margin tumbled 274 bps — and 2023, when it soared 1337 bps.
  • C & F Financial's EBITDA Margin stood at 41.41% in 2022, then advanced by 12 bps to 46.19% in 2023, then increased by 25 bps to 57.96% in 2024, then slipped by 4 bps to 55.45% in 2025, then dropped by 2 bps to 54.55% in 2026.
  • The last three EBITDA Margin figures came in at 54.55% (Q1 2026), 55.45% (Q4 2025), and 56.74% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 515.04%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 61.45%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,561,492.12%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 C & F Financial 252.73 Mn 175.95 Mn - 54.55%

Historic Data

Download Data
DateValue
Mar 31, 2026 54.55%
Dec 31, 2025 55.45%
Sep 30, 2025 56.74%
Jun 30, 2025 56.46%
Mar 31, 2025 53.72%
Dec 31, 2024 57.96%
Sep 30, 2024 54.13%
Jun 30, 2024 53.65%
Mar 31, 2024 44.21%
Dec 31, 2023 46.19%
Sep 30, 2023 46.69%
Jun 30, 2023 44.30%
Mar 31, 2023 37.73%
Dec 31, 2022 41.41%
Sep 30, 2022 33.32%
Jun 30, 2022 36.85%
Mar 31, 2022 33.37%
Dec 31, 2021 30.41%
Sep 30, 2021 36.06%
Jun 30, 2021 36.64%