C & F Financial (CFFI) EBITDA Margin (2011 - 2026)
C & F Financial (CFFI) reported EBITDA Margin of 54.55% for Q1 2026, up 84.0% on a YoY basis from 29.65% in Q1 2025, and down 1.61% quarter-over-quarter from 55.45% in Q4 2025.
C & F Financial (CFFI) EBITDA Margin (2011 - 2026) Analysis & Trends
C & F Financial has reported EBITDA Margin for 16 years, with the latest figure at 54.55% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin rose 84.0% year-over-year to 54.55%; the trailing twelve-month figure through Mar 2026 stood at 55.8% (up 94.0% YoY), and the FY2025 full-year result was 4.93%, up 95.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 54.55%, down from 55.45% in the prior quarter.
- The five-year high for EBITDA Margin was 57.96% in Q4 2024, with the low at 33.32% in Q3 2022.
- Historically, EBITDA Margin has averaged 47.45% across 5 years, with a median of 46.69% in 2023.
- Annual changes were most pronounced in 2022 — EBITDA Margin tumbled 274 bps — and 2023, when it soared 1337 bps.
- C & F Financial's EBITDA Margin stood at 41.41% in 2022, then advanced by 12 bps to 46.19% in 2023, then increased by 25 bps to 57.96% in 2024, then slipped by 4 bps to 55.45% in 2025, then dropped by 2 bps to 54.55% in 2026.
- The last three EBITDA Margin figures came in at 54.55% (Q1 2026), 55.45% (Q4 2025), and 56.74% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | C & F Financial | 252.73 Mn | 175.95 Mn | - | 54.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 54.55% |
| Dec 31, 2025 | 55.45% |
| Sep 30, 2025 | 56.74% |
| Jun 30, 2025 | 56.46% |
| Mar 31, 2025 | 53.72% |
| Dec 31, 2024 | 57.96% |
| Sep 30, 2024 | 54.13% |
| Jun 30, 2024 | 53.65% |
| Mar 31, 2024 | 44.21% |
| Dec 31, 2023 | 46.19% |
| Sep 30, 2023 | 46.69% |
| Jun 30, 2023 | 44.30% |
| Mar 31, 2023 | 37.73% |
| Dec 31, 2022 | 41.41% |
| Sep 30, 2022 | 33.32% |
| Jun 30, 2022 | 36.85% |
| Mar 31, 2022 | 33.37% |
| Dec 31, 2021 | 30.41% |
| Sep 30, 2021 | 36.06% |
| Jun 30, 2021 | 36.64% |