C & F Financial (CFFI) EBITDA Margin (2011 - 2026)
C & F Financial's (CFFI) quarterly EBITDA Margin came in at 54.55% in Q1 2026, down 58.0% YoY from 129.89% in Q1 2025, and down 1.61% on a QoQ basis from 55.45% in Q4 2025.
C & F Financial (CFFI) EBITDA Margin (2011 - 2026) Analysis & Trends
C & F Financial (CFFI) has 16 years of EBITDA Margin data on file, last reported at 54.55% in Q1 2026.
- Quarterly EBITDA Margin fell 58.0% year-over-year to 54.55% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 66.12% (up 1090.0% YoY) and the FY2025 annual result came in at 56.08%, up 349.0% from the prior year.
- EBITDA Margin slipped to 54.55% in Q1 2026, from 55.45% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 97.48% in Q2 2025 to a low of 33.32% in Q3 2022.
- A 5-year average of 50.01% and a median of 46.69% in 2023 frame the typical range for EBITDA Margin.
- Annual changes were most pronounced in 2022 — EBITDA Margin tumbled 274 bps — and 2025, when it soared 4383 bps.
- Tracing CFFI's EBITDA Margin over 5 years: stood at 41.41% in 2022, then advanced by 12 bps to 46.19% in 2023, then increased by 25 bps to 57.96% in 2024, then slipped by 4 bps to 55.45% in 2025, then dropped by 2 bps to 54.55% in 2026.
- The last three EBITDA Margin figures came in at 54.55% (Q1 2026), 55.45% (Q4 2025), and 56.74% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 111.11% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 66.98% |
| 10 | C & F Financial | 276.04 Mn | 134.02 Mn | 40.46 Mn | 32.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 54.15% |
| Mar 31, 2026 | 54.55% |
| Dec 31, 2025 | 55.45% |
| Sep 30, 2025 | 56.74% |
| Jun 30, 2025 | 97.48% |
| Mar 31, 2025 | 55.14% |
| Dec 31, 2024 | 57.96% |
| Sep 30, 2024 | 54.13% |
| Jun 30, 2024 | 53.65% |
| Mar 31, 2024 | 44.21% |
| Dec 31, 2023 | 46.19% |
| Sep 30, 2023 | 46.69% |
| Jun 30, 2023 | 44.30% |
| Mar 31, 2023 | 37.73% |
| Dec 31, 2022 | 41.41% |
| Sep 30, 2022 | 33.32% |
| Jun 30, 2022 | 36.85% |
| Mar 31, 2022 | 34.44% |
| Dec 31, 2021 | 28.04% |
| Sep 30, 2021 | 36.06% |