C & F Financial Corp (CFFI) EBITDA Margin (2011 - 2026)
C & F Financial (CFFI) recorded EBITDA Margin of 56.48% in Q2 2026, down 2.72 percentage points from 59.20% a year earlier and down 0.67 percentage points from the prior quarter.
C & F Financial Corp (CFFI) EBITDA Margin (2011 - 2026) Analysis & Trends
On a TTM basis, C & F Financial's EBITDA Margin came in at 57.76% as of Jun 30, 2026, down 0.75 percentage points year-over-year; for FY2025, it was 58.42%, up 2.80 percentage points from FY2024.
- Annual EBITDA Margin has increased for five straight years, with a five-year change of +24.55 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at 55.62% in FY2024 (+8.91 pp), 46.71% in FY2023 (+6.60 pp), 40.11% in FY2022 (+2.26 pp) and 37.86% in FY2021 (+3.98 pp).
- The Q2 2026 figure is the lowest quarterly EBITDA Margin since Q1 2024.
- On a year-over-year basis, EBITDA Margin rose in six of the last eight quarters, with an average year-over-year change of +3.52 percentage points.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 12.94 percentage points in Q3 2023, against a drop of 2.98 percentage points in Q4 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 57.15% (Q1 2026), 58.15% (Q4 2025) and 59.43% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 56.48% |
| Mar 31, 2026 | 57.15% |
| Dec 31, 2025 | 58.15% |
| Sep 30, 2025 | 59.43% |
| Jun 30, 2025 | 59.20% |
| Mar 31, 2025 | 56.75% |
| Dec 31, 2024 | 61.13% |
| Sep 30, 2024 | 56.95% |
| Jun 30, 2024 | 56.73% |
| Mar 31, 2024 | 47.27% |
| Dec 31, 2023 | 49.21% |
| Sep 30, 2023 | 49.81% |
| Jun 30, 2023 | 47.31% |
| Mar 31, 2023 | 40.76% |
| Dec 31, 2022 | 44.28% |
| Sep 30, 2022 | 36.87% |
| Jun 30, 2022 | 40.69% |
| Mar 31, 2022 | 37.54% |
| Dec 31, 2021 | 33.99% |
| Sep 30, 2021 | 39.62% |
C & F Financial Corp EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CFFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CFFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CFFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();