C & F Financial CFFI
NASDAQ CFFI
$93.65 +0.15 (+0.16%)
At close: Sep 9, 2026 · 4:00 PM EDT

C & F Financial (CFFI) EBT Margin (2011 - 2026)

C & F Financial's (CFFI) quarterly EBT Margin came in at 26.6% in Q2 2026, up 12.0% on a YoY basis from 23.75% in Q2 2025, and up 15.58% quarter-over-quarter from 23.01% in Q1 2026.

Analysis

C & F Financial (CFFI) EBT Margin (2011 - 2026) Analysis & Trends

C & F Financial (CFFI) has reported EBT Margin for 16 consecutive years, with 26.6% the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, EBT Margin rose 12.0% year-over-year to 26.6%; the trailing twelve-month figure through Jun 2026 stood at 24.25% (up 189.0% YoY), and the FY2025 full-year result was 23.48%, up 453.0% from the prior year.
  • EBT Margin advanced to 26.6% in Q2 2026 per CFFI's latest filing, from 23.01% in the prior quarter.
  • Across five years, EBT Margin topped out at 34.79% in Q4 2022 and bottomed at 13.05% in Q1 2024.
  • Historically, EBT Margin has averaged 23.86% across 5 years, with a median of 23.77% in 2023.
  • The sharpest annual moves came in 2022 and 2023: EBT Margin soared 1003 bps in 2022, then sank 1527 bps in 2023.
  • Over 5 years, EBT Margin stood at 34.79% in 2022, then plunged by 44 bps to 19.52% in 2023, then rose by 16 bps to 22.57% in 2024, then slipped by 0 bps to 22.55% in 2025, then gained by 18 bps to 26.6% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 26.6%, 23.01%, and 22.55% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn - -
2 Truist Financial 63.10 Bn 63.10 Bn - 34.47%
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn - 31.64%
4 M&T Bank 34.66 Bn 34.66 Bn - 41.98%
5 Huntington Bancshares 34.41 Bn 29.92 Bn - 31.58%
6 Citizens Financial 29.91 Bn 29.91 Bn - 33.07%
7 Regions Financial 25.92 Bn 25.99 Bn - 37.65%
8 Keycorp 23.68 Bn -24.02 Bn - 33.08%
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn 1,204.05%
10 C & F Financial 308.42 Mn 167.01 Mn 40.46 Mn 26.60%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 26.60%
Mar 31, 2026 23.01%
Dec 31, 2025 22.55%
Sep 30, 2025 24.51%
Jun 30, 2025 26.48%
Mar 31, 2025 20.02%
Dec 31, 2024 22.57%
Sep 30, 2024 19.93%
Jun 30, 2024 20.00%
Mar 31, 2024 13.05%
Dec 31, 2023 19.52%
Sep 30, 2023 23.15%
Jun 30, 2023 24.51%
Mar 31, 2023 24.39%
Dec 31, 2022 34.79%
Sep 30, 2022 26.94%
Jun 30, 2022 30.62%
Mar 31, 2022 26.91%
Dec 31, 2021 24.77%
Sep 30, 2021 30.12%