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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

C & F Financial (CFFI) EBT Margin (2016 - 2025)

C & F Financial's EBT Margin history spans 15 years, with the latest figure at 22.55% for Q4 2025.

  • For Q4 2025, EBT Margin fell 2.0% year-over-year to 22.55%; the TTM value through Dec 2025 reached 23.48%, up 453.0%, while the annual FY2025 figure was 23.48%, 453.0% up from the prior year.
  • EBT Margin reached 22.55% in Q4 2025 per CFFI's latest filing, down from 24.51% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 34.79% in Q4 2022 to a low of 13.05% in Q1 2024.
  • Average EBT Margin over 5 years is 24.62%, with a median of 24.51% recorded in 2025.
  • Peak YoY movement for EBT Margin: surged 1584bps in 2021, then crashed -1527bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 24.77% in 2021, then skyrocketed by 40bps to 34.79% in 2022, then tumbled by -44bps to 19.52% in 2023, then rose by 16bps to 22.57% in 2024, then fell by 0bps to 22.55% in 2025.
  • Per Business Quant, the three most recent readings for CFFI's EBT Margin are 22.55% (Q4 2025), 24.51% (Q3 2025), and 26.48% (Q2 2025).