C & F Financial (CFFI) EBT Margin (2011 - 2026)
C & F Financial's (CFFI) quarterly EBT Margin came in at 23.01% in Q1 2026, up 299.0% YoY from 5.77% in Q1 2025, and up 2.04% on a QoQ basis from 22.55% in Q4 2025.
C & F Financial (CFFI) EBT Margin (2011 - 2026) Analysis & Trends
C & F Financial (CFFI) has 16 years of EBT Margin data on file, last reported at 23.01% in Q1 2026.
- Quarterly EBT Margin rose 299.0% year-over-year to 23.01% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.14% (up 352.0% YoY) and the FY2025 annual result came in at 23.48%, up 453.0% from the prior year.
- EBT Margin grew to 23.01% in Q1 2026, from 22.55% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 34.79% in Q4 2022 to a low of 13.05% in Q1 2024.
- A 5-year average of 23.7% and a median of 23.15% in 2023 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin surged 1003 bps — and 2023, when it plunged 1527 bps.
- Tracing CFFI's EBT Margin over 5 years: stood at 34.79% in 2022, then slumped by 44 bps to 19.52% in 2023, then grew by 16 bps to 22.57% in 2024, then retreated by 0 bps to 22.55% in 2025, then grew by 2 bps to 23.01% in 2026.
- The last three EBT Margin figures came in at 23.01% (Q1 2026), 22.55% (Q4 2025), and 24.51% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | C & F Financial | 276.04 Mn | 134.02 Mn | 40.46 Mn | 26.60% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 26.60% |
| Mar 31, 2026 | 23.01% |
| Dec 31, 2025 | 22.55% |
| Sep 30, 2025 | 24.51% |
| Jun 30, 2025 | 26.48% |
| Mar 31, 2025 | 20.02% |
| Dec 31, 2024 | 22.57% |
| Sep 30, 2024 | 19.93% |
| Jun 30, 2024 | 20.00% |
| Mar 31, 2024 | 13.05% |
| Dec 31, 2023 | 19.52% |
| Sep 30, 2023 | 23.15% |
| Jun 30, 2023 | 24.51% |
| Mar 31, 2023 | 24.39% |
| Dec 31, 2022 | 34.79% |
| Sep 30, 2022 | 26.94% |
| Jun 30, 2022 | 30.62% |
| Mar 31, 2022 | 26.91% |
| Dec 31, 2021 | 24.77% |
| Sep 30, 2021 | 30.12% |