C & F Financial (CFFI) EBT Margin (2011 - 2026)
C & F Financial's (CFFI) quarterly EBT Margin came in at 26.6% in Q2 2026, up 12.0% on a YoY basis from 23.75% in Q2 2025, and up 15.58% quarter-over-quarter from 23.01% in Q1 2026.
Analysis
C & F Financial (CFFI) EBT Margin (2011 - 2026) Analysis & Trends
C & F Financial (CFFI) has reported EBT Margin for 16 consecutive years, with 26.6% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBT Margin rose 12.0% year-over-year to 26.6%; the trailing twelve-month figure through Jun 2026 stood at 24.25% (up 189.0% YoY), and the FY2025 full-year result was 23.48%, up 453.0% from the prior year.
- EBT Margin advanced to 26.6% in Q2 2026 per CFFI's latest filing, from 23.01% in the prior quarter.
- Across five years, EBT Margin topped out at 34.79% in Q4 2022 and bottomed at 13.05% in Q1 2024.
- Historically, EBT Margin has averaged 23.86% across 5 years, with a median of 23.77% in 2023.
- The sharpest annual moves came in 2022 and 2023: EBT Margin soared 1003 bps in 2022, then sank 1527 bps in 2023.
- Over 5 years, EBT Margin stood at 34.79% in 2022, then plunged by 44 bps to 19.52% in 2023, then rose by 16 bps to 22.57% in 2024, then slipped by 0 bps to 22.55% in 2025, then gained by 18 bps to 26.6% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 26.6%, 23.01%, and 22.55% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 31.64% |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 33.07% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 37.65% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | C & F Financial | 308.42 Mn | 167.01 Mn | 40.46 Mn | 26.60% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.60% |
| Mar 31, 2026 | 23.01% |
| Dec 31, 2025 | 22.55% |
| Sep 30, 2025 | 24.51% |
| Jun 30, 2025 | 26.48% |
| Mar 31, 2025 | 20.02% |
| Dec 31, 2024 | 22.57% |
| Sep 30, 2024 | 19.93% |
| Jun 30, 2024 | 20.00% |
| Mar 31, 2024 | 13.05% |
| Dec 31, 2023 | 19.52% |
| Sep 30, 2023 | 23.15% |
| Jun 30, 2023 | 24.51% |
| Mar 31, 2023 | 24.39% |
| Dec 31, 2022 | 34.79% |
| Sep 30, 2022 | 26.94% |
| Jun 30, 2022 | 30.62% |
| Mar 31, 2022 | 26.91% |
| Dec 31, 2021 | 24.77% |
| Sep 30, 2021 | 30.12% |