C & F Financial (CFFI) EBT Margin (2011 - 2026)

C & F Financial (CFFI) reported EBT Margin of 23.01% for Q1 2026, up 299.0% on a YoY basis from 5.77% in Q1 2025, and up 2.04% quarter-over-quarter from 22.55% in Q4 2025.

C & F Financial (CFFI) EBT Margin (2011 - 2026) Analysis & Trends

C & F Financial has reported EBT Margin for 16 years, with the latest figure at 23.01% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin rose 299.0% year-over-year to 23.01%; the trailing twelve-month figure through Mar 2026 stood at 24.14% (up 352.0% YoY), and the FY2025 full-year result was 23.48%, up 453.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 23.01%, up from 22.55% in the prior quarter.
  • The five-year high for EBT Margin was 34.79% in Q4 2022, with the low at 13.05% in Q1 2024.
  • Historically, EBT Margin has averaged 23.7% across 5 years, with a median of 23.15% in 2023.
  • Annual changes were most pronounced in 2022 — EBT Margin surged 1003 bps — and 2023, when it plunged 1527 bps.
  • C & F Financial's EBT Margin stood at 34.79% in 2022, then slumped by 44 bps to 19.52% in 2023, then grew by 16 bps to 22.57% in 2024, then retreated by 0 bps to 22.55% in 2025, then grew by 2 bps to 23.01% in 2026.
  • The last three EBT Margin figures came in at 23.01% (Q1 2026), 22.55% (Q4 2025), and 24.51% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 311.44%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 C & F Financial 252.73 Mn 175.95 Mn - 23.01%

Historic Data

Download Data
DateValue
Mar 31, 2026 23.01%
Dec 31, 2025 22.55%
Sep 30, 2025 24.51%
Jun 30, 2025 26.48%
Mar 31, 2025 20.02%
Dec 31, 2024 22.57%
Sep 30, 2024 19.93%
Jun 30, 2024 20.00%
Mar 31, 2024 13.05%
Dec 31, 2023 19.52%
Sep 30, 2023 23.15%
Jun 30, 2023 24.51%
Mar 31, 2023 24.39%
Dec 31, 2022 34.79%
Sep 30, 2022 26.94%
Jun 30, 2022 30.62%
Mar 31, 2022 26.91%
Dec 31, 2021 24.77%
Sep 30, 2021 30.12%
Jun 30, 2021 30.46%