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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

C & F Financial (CFFI) EBT Margin (2016 - 2025)

Historic EBT Margin for C & F Financial (CFFI) over the last 15 years, with Q3 2025 value amounting to 24.51%.

  • C & F Financial's EBT Margin rose 45800.0% to 24.51% in Q3 2025 from the same period last year, while for Sep 2025 it was 23.51%, marking a year-over-year increase of 53300.0%. This contributed to the annual value of 18.96% for FY2024, which is 39500.0% down from last year.
  • Per C & F Financial's latest filing, its EBT Margin stood at 24.51% for Q3 2025, which was up 45800.0% from 26.48% recorded in Q2 2025.
  • In the past 5 years, C & F Financial's EBT Margin registered a high of 34.79% during Q4 2022, and its lowest value of 13.05% during Q1 2024.
  • Its 5-year average for EBT Margin is 24.73%, with a median of 24.51% in 2025.
  • As far as peak fluctuations go, C & F Financial's EBT Margin surged by 158400bps in 2021, and later plummeted by -152700bps in 2023.
  • Over the past 5 years, C & F Financial's EBT Margin (Quarter) stood at 24.77% in 2021, then soared by 40bps to 34.79% in 2022, then plummeted by -44bps to 19.52% in 2023, then increased by 16bps to 22.57% in 2024, then rose by 9bps to 24.51% in 2025.
  • Its EBT Margin was 24.51% in Q3 2025, compared to 26.48% in Q2 2025 and 20.02% in Q1 2025.