C & F Financial (CFFI) EBT Margin (2011 - 2026)

C & F Financial (CFFI) posted EBT Margin of 23.01% for Q1 2026, up 2.04% on a QoQ basis from 22.55% in Q4 2025, and up 299.0% year-over-year from 5.77% in Q1 2025.

C & F Financial (CFFI) EBT Margin (2011 - 2026) Analysis & Trends

C & F Financial's EBT Margin history runs 16 years deep, the most recent figure standing at 23.01% for Q1 2026.

  • Quarterly EBT Margin rose 299.0% year-over-year to 23.01% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.14% (up 352.0% YoY) and the FY2025 annual result came in at 23.48%, up 453.0% from the prior year.
  • EBT Margin was 23.01% for Q1 2026 at C & F Financial, up from 22.55% in the prior quarter.
  • Across five years, EBT Margin topped out at 34.79% in Q4 2022 and bottomed at 13.05% in Q1 2024.
  • A 5-year average of 23.7% and a median of 23.15% in 2023 frame the typical range for EBT Margin.
  • Annual changes were most pronounced in 2022 — EBT Margin surged 1003 bps — and 2023, when it tumbled 1527 bps.
  • C & F Financial's EBT Margin stood at 34.79% in 2022, then plunged by 44 bps to 19.52% in 2023, then rose by 16 bps to 22.57% in 2024, then slipped by 0 bps to 22.55% in 2025, then rose by 2 bps to 23.01% in 2026.
  • Business Quant data shows CFFI's EBT Margin at 23.01% in Q1 2026, 22.55% in Q4 2025, and 24.51% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 258,288.96%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 803.69%
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 167.25%
4 Lloyds Banking 360.83 Bn 360.83 Bn - 39.06%
5 First Capital 204.17 Bn 203.82 Bn - 311.44%
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 36.05%
7 NatWest 144.82 Bn -51.17 Bn - 46.65%
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 35.47%
9 Us Bancorp 99.51 Bn 99.51 Bn - 40.87%
10 C & F Financial 255.79 Mn 96.95 Mn - 23.01%

Historic Data

Download Data
DateValue
Mar 31, 2026 23.01%
Dec 31, 2025 22.55%
Sep 30, 2025 24.51%
Jun 30, 2025 26.48%
Mar 31, 2025 20.02%
Dec 31, 2024 22.57%
Sep 30, 2024 19.93%
Jun 30, 2024 20.00%
Mar 31, 2024 13.05%
Dec 31, 2023 19.52%
Sep 30, 2023 23.15%
Jun 30, 2023 24.51%
Mar 31, 2023 24.39%
Dec 31, 2022 34.79%
Sep 30, 2022 26.94%
Jun 30, 2022 30.62%
Mar 31, 2022 26.91%
Dec 31, 2021 24.77%
Sep 30, 2021 30.12%
Jun 30, 2021 30.46%