C & F Financial (CFFI) EBT Margin (2011 - 2026)
C & F Financial (CFFI) reported EBT Margin of 23.01% for Q1 2026, up 299.0% on a YoY basis from 5.77% in Q1 2025, and up 2.04% quarter-over-quarter from 22.55% in Q4 2025.
C & F Financial (CFFI) EBT Margin (2011 - 2026) Analysis & Trends
C & F Financial has reported EBT Margin for 16 years, with the latest figure at 23.01% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 299.0% year-over-year to 23.01%; the trailing twelve-month figure through Mar 2026 stood at 24.14% (up 352.0% YoY), and the FY2025 full-year result was 23.48%, up 453.0% from the prior year.
- EBT Margin for Q1 2026 stood at 23.01%, up from 22.55% in the prior quarter.
- The five-year high for EBT Margin was 34.79% in Q4 2022, with the low at 13.05% in Q1 2024.
- Historically, EBT Margin has averaged 23.7% across 5 years, with a median of 23.15% in 2023.
- Annual changes were most pronounced in 2022 — EBT Margin surged 1003 bps — and 2023, when it plunged 1527 bps.
- C & F Financial's EBT Margin stood at 34.79% in 2022, then slumped by 44 bps to 19.52% in 2023, then grew by 16 bps to 22.57% in 2024, then retreated by 0 bps to 22.55% in 2025, then grew by 2 bps to 23.01% in 2026.
- The last three EBT Margin figures came in at 23.01% (Q1 2026), 22.55% (Q4 2025), and 24.51% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | C & F Financial | 252.73 Mn | 175.95 Mn | - | 23.01% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 23.01% |
| Dec 31, 2025 | 22.55% |
| Sep 30, 2025 | 24.51% |
| Jun 30, 2025 | 26.48% |
| Mar 31, 2025 | 20.02% |
| Dec 31, 2024 | 22.57% |
| Sep 30, 2024 | 19.93% |
| Jun 30, 2024 | 20.00% |
| Mar 31, 2024 | 13.05% |
| Dec 31, 2023 | 19.52% |
| Sep 30, 2023 | 23.15% |
| Jun 30, 2023 | 24.51% |
| Mar 31, 2023 | 24.39% |
| Dec 31, 2022 | 34.79% |
| Sep 30, 2022 | 26.94% |
| Jun 30, 2022 | 30.62% |
| Mar 31, 2022 | 26.91% |
| Dec 31, 2021 | 24.77% |
| Sep 30, 2021 | 30.12% |
| Jun 30, 2021 | 30.46% |