Community Financial System, Inc. Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin -376.63%-4,343.18%-255.37%-69,883.11%-227.97%-263.30%-192.21%-185.81%-140.24%-205.28%-143.43%-201.10%-168.01%-273.20%
EBT Margin 144.59%2,245.52%197.80%36,758.45%167.97%211.95%173.75%170.16%126.32%198.29%146.66%173.66%173.33%221.81%25.80%31.72%
EBIT Margin -883.92%-8,941.20%-619.10%-141,422.64%-562.69%-633.60%-498.48%-479.53%-414.38%-526.74%-404.08%-518.40%-446.75%-664.80%41.76%57.77%
Operating Margin -883.92%-8,941.20%-619.10%-141,422.64%-562.69%-633.60%-498.48%-479.53%-414.38%-526.74%-404.08%-518.40%-446.75%-664.80%
Net Margin 112.93%1,645.96%138.69%25,867.91%118.60%148.55%119.30%113.66%99.19%154.12%116.27%136.24%136.23%173.60%20.23%24.45%
FCF Margin 158.11%2,115.21%161.96%32,965.54%135.14%177.69%140.83%135.75%141.24%194.36%137.89%138.79%135.85%186.15%32.18%29.69%
Efficiency
Assets Average 7,292.65M8,021.05M8,609.55M
Equity Average 889.29M931.86M1,064.28M1,169.37M
Invested Capital 902.78M875.81M987.90M1,140.65M1,198.10M
Asset Utilization Ratio 0.010.010.01
Leverage & Solvency
Interest Coverage Ratio -3.90-5.16-5.26-8.21-14.27-32.88-33.86-38.58-38.08-32.00-21.72-29.47-47.82-31.182.622.22
Debt to Equity 0.100.090.09
Debt Ratio 0.010.010.01
Equity Ratio 0.120.130.130.14
Times Interest Earned -3.90-5.16-5.26-8.21-14.27-32.88-33.86-38.58-38.08-32.00-21.72-29.47-47.82-31.182.622.22
Dividends & Payouts
FCF Payout Ratio 0.500.380.430.430.490.430.470.450.370.350.420.540.480.470.460.43
Valuation
Enterprise Value 632.26M921.17M1,024.34M854.52M1,451.70M1,369.57M1,448.49M2,532.69M2,720.24M2,984.17M3,665.55M3,309.55M4,016.54M3,382.58M2,781.92M3,241.92M
Market Capitalization 632.26M921.17M1,024.34M1,083.08M1,601.34M1,548.02M1,641.53M2,742.29M2,720.24M2,984.17M3,667.72M3,336.18M4,016.78M3,382.58M
Return Ratios
Return on Sales 1.13%16.46%1.40%260.36%1.19%1.49%1.20%1.14%1.02%1.57%1.18%1.39%1.36%1.74%0.20%0.24%
Return on Invested Capital -0.30%-0.29%-0.25%-0.25%
Return on Assets 0.01%0.01%0.01%
Return on Equity 0.09%0.10%0.09%0.09%