Upay (UPYY) Return on Equity (2020 - 2025)

Upay's Return on Equity history runs 6 years deep, the most recent figure standing at 0.02% for Q4 2025.

• In Q4 2025, Return on Equity changed 0.0% year-over-year to 0.02%; the TTM figure through Nov 2025 stood at 0.02% (changed 0.0% YoY), while the FY2025 annual figure was 0.01%, down 1.0% from the prior year.
• Return on Equity came in at 0.02% for Q4 2025 at Upay, up from 0.01% in the prior quarter.
• In the past five years, Return on Equity ranged from a high of 0.04% in Q1 2024 to a low of 0.1% in Q4 2021.
• A 5-year average of 0.0% and a median of 0.01% in 2023 frame the typical range for Return on Equity.
• Across the five-year window, Return on Equity dropped 8 bps in 2021 and gained 11 bps in 2022, its largest moves.
• Upay's Return on Equity stood at 0.1% in 2021, then soared by 102 bps to 0.0% in 2022, then surged by 1366 bps to 0.04% in 2023, then tumbled by 42 bps to 0.02% in 2024, then rose by 7 bps to 0.02% in 2025.
• According to Business Quant data, Return on Equity over the past three periods registered 0.02%, 0.01%, and 0.01% for Q4 2025, Q3 2025, and Q2 2025 respectively.

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