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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Return on Equity (2021 - 2025)

Upay (UPYY) has disclosed Return on Equity for 5 consecutive years, with 2.32% as the latest value for Q4 2025.

  • Quarterly Return on Equity rose 16.0% to 2.32% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 2.32% through Nov 2025, up 16.0% year-over-year, with the annual reading at 1.49% for FY2025, 82.0% down from the prior year.
  • Return on Equity hit 2.32% in Q4 2025 for Upay, up from 0.74% in the prior quarter.
  • In the past five years, Return on Equity ranged from a high of 3.82% in Q1 2024 to a low of 10.37% in Q4 2021.
  • Historically, Return on Equity has averaged 0.32% across 5 years, with a median of 0.77% in 2023.
  • Biggest five-year swings in Return on Equity: surged 1063bps in 2022 and later plummeted -267bps in 2023.
  • Year by year, Return on Equity stood at 10.37% in 2021, then skyrocketed by 102bps to 0.25% in 2022, then surged by 1006bps to 2.81% in 2023, then fell by -23bps to 2.16% in 2024, then rose by 7bps to 2.32% in 2025.
  • Business Quant data shows Return on Equity for UPYY at 2.32% in Q4 2025, 0.74% in Q3 2025, and 1.02% in Q2 2025.