Balance Sheet
Cash Flow Statement
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Return on Equity (2021 - 2025)

Upay's Return on Equity history spans 5 years, with the latest figure at 2.32% for Q4 2025.

  • For Q4 2025, Return on Equity rose 16.0% year-over-year to 2.32%; the TTM value through Nov 2025 reached 2.32%, up 16.0%, while the annual FY2025 figure was 1.49%, 82.0% down from the prior year.
  • Return on Equity for Q4 2025 was 2.32% at Upay, up from 0.74% in the prior quarter.
  • Across five years, Return on Equity topped out at 3.82% in Q1 2024 and bottomed at 10.24% in Q4 2021.
  • The 5-year median for Return on Equity is 0.84% (2023), against an average of 0.26%.
  • The largest annual shift saw Return on Equity soared 1050bps in 2022 before it crashed -263bps in 2023.
  • A 5-year view of Return on Equity shows it stood at 10.24% in 2021, then soared by 102bps to 0.25% in 2022, then surged by 1366bps to 3.73% in 2023, then tumbled by -42bps to 2.16% in 2024, then increased by 7bps to 2.32% in 2025.
  • Per Business Quant, the three most recent readings for UPYY's Return on Equity are 2.32% (Q4 2025), 0.74% (Q3 2025), and 1.02% (Q2 2025).