Upay (UPYY) Return on Assets (2021 - 2025)

Upay's Return on Assets history runs 5 years deep, the most recent figure standing at 0.07% for Q4 2025.

• In Q4 2025, Return on Assets fell 3.0% year-over-year to 0.07%; the TTM figure through Nov 2025 stood at 0.07% (down 3.0% YoY), while the FY2025 annual figure was 0.01%, changed 0.0% from the prior year.
• Return on Assets came in at 0.07% for Q4 2025 at Upay, down from 0.02% in the prior quarter.
• In the past five years, Return on Assets ranged from a high of 0.0% in Q2 2022 to a low of 0.07% in Q4 2025.
• A 5-year average of 0.01% and a median of 0.01% in 2023 frame the typical range for Return on Assets.
• Across the five-year window, Return on Assets increased 1 bps in 2022 and dropped 3 bps in 2024, its largest moves.
• Upay's Return on Assets stood at 0.0% in 2021, then jumped by 72 bps to 0.0% in 2022, then tumbled by 384 bps to 0.01% in 2023, then sank by 505 bps to 0.04% in 2024, then sank by 78 bps to 0.07% in 2025.
• According to Business Quant data, Return on Assets over the past three periods registered 0.07%, 0.02%, and 0.02% for Q4 2025, Q3 2025, and Q2 2025 respectively.

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