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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Return on Assets (2021 - 2025)

Upay's Return on Assets history spans 5 years, with the latest figure at 6.91% for Q4 2025.

  • For Q4 2025, Return on Assets fell 303.0% year-over-year to 6.91%; the TTM value through Nov 2025 reached 6.91%, down 303.0%, while the annual FY2025 figure was 1.08%, 16.0% down from the prior year.
  • Return on Assets for Q4 2025 was 6.91% at Upay, down from 2.46% in the prior quarter.
  • Across five years, Return on Assets topped out at 0.0% in Q2 2022 and bottomed at 6.91% in Q4 2025.
  • The 5-year median for Return on Assets is 0.64% (2023), against an average of 1.46%.
  • The largest annual shift saw Return on Assets tumbled -324bps in 2024 before it surged 75bps in 2025.
  • A 5-year view of Return on Assets shows it stood at 0.47% in 2021, then skyrocketed by 72bps to 0.13% in 2022, then tumbled by -384bps to 0.64% in 2023, then tumbled by -505bps to 3.88% in 2024, then crashed by -78bps to 6.91% in 2025.
  • Per Business Quant, the three most recent readings for UPYY's Return on Assets are 6.91% (Q4 2025), 2.46% (Q3 2025), and 2.45% (Q2 2025).