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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Gross Margin (2020 - 2025)

Upay (UPYY) has disclosed Gross Margin for 6 consecutive years, with 70.45% as the latest value for Q4 2025.

  • Quarterly Gross Margin fell 2.0% to 70.45% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 72.92% through Nov 2025, up 1717.0% year-over-year, with the annual reading at 62.13% for FY2025, 944.0% up from the prior year.
  • Gross Margin hit 70.45% in Q4 2025 for Upay, down from 76.08% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 76.08% in Q3 2025 to a low of 47.75% in Q1 2024.
  • Historically, Gross Margin has averaged 62.79% across 5 years, with a median of 64.37% in 2022.
  • Biggest five-year swings in Gross Margin: plummeted -1094bps in 2023 and later skyrocketed 2723bps in 2025.
  • Year by year, Gross Margin stood at 65.77% in 2021, then fell by -16bps to 55.11% in 2022, then fell by -2bps to 53.86% in 2023, then soared by 31bps to 70.47% in 2024, then dropped by 0bps to 70.45% in 2025.
  • Business Quant data shows Gross Margin for UPYY at 70.45% in Q4 2025, 76.08% in Q3 2025, and 75.01% in Q2 2025.