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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Gross Margin (2020 - 2025)

Upay's Gross Margin history spans 6 years, with the latest figure at 70.45% for Q4 2025.

  • For Q4 2025, Gross Margin fell 2.0% year-over-year to 70.45%; the TTM value through Nov 2025 reached 72.92%, up 1717.0%, while the annual FY2025 figure was 62.13%, 944.0% up from the prior year.
  • Gross Margin for Q4 2025 was 70.45% at Upay, down from 76.08% in the prior quarter.
  • Across five years, Gross Margin topped out at 76.08% in Q3 2025 and bottomed at 47.75% in Q1 2024.
  • The 5-year median for Gross Margin is 64.37% (2022), against an average of 62.79%.
  • The largest annual shift saw Gross Margin crashed -1094bps in 2023 before it soared 2723bps in 2025.
  • A 5-year view of Gross Margin shows it stood at 65.77% in 2021, then decreased by -16bps to 55.11% in 2022, then decreased by -2bps to 53.86% in 2023, then surged by 31bps to 70.47% in 2024, then fell by 0bps to 70.45% in 2025.
  • Per Business Quant, the three most recent readings for UPYY's Gross Margin are 70.45% (Q4 2025), 76.08% (Q3 2025), and 75.01% (Q2 2025).