Growth Metrics

Upay (UPYY) Asset Utilization Ratio (2021 - 2025)

Upay recorded quarterly Asset Utilization Ratio of 3.55 in Q4 2025, up 1.81% quarter-over-quarter from 3.49 in Q3 2025, and down 26.67% year-over-year from 4.84 in Q4 2024.

Upay's Asset Utilization Ratio history runs 5 years deep, the most recent figure standing at 3.55 for Q4 2025.

  • In Q4 2025, Asset Utilization Ratio fell 26.67% year-over-year to 3.55; the TTM figure through Nov 2025 stood at 3.55 (down 26.67% YoY), while the FY2025 annual figure was 1.42, down 18.11% from the prior year.
  • Asset Utilization Ratio came in at 3.55 for Q4 2025 at Upay, up from 3.49 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 4.84 in Q4 2024 to a low of 1.26 in Q1 2022.
  • A 5-year average of 2.44 and a median of 1.95 in 2021 frame the typical range for Asset Utilization Ratio.
  • Across the five-year window, Asset Utilization Ratio decreased 26.78% in 2023 and soared 208.52% in 2024, its largest moves.
  • Upay's Asset Utilization Ratio stood at 1.88 in 2021, then advanced by 13.9% to 2.14 in 2022, then fell by 26.78% to 1.57 in 2023, then surged by 208.52% to 4.84 in 2024, then decreased by 26.67% to 3.55 in 2025.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 3.55, 3.49, and 2.9 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 0.51
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 0.40
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 0.88
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn 0.84
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn 0.55
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 0.50
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 0.83
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn 0.29
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 0.57
10 Upay - - 130,043.00 3.55

Historic Data

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DateValue
Nov 30, 2025 3.55
Aug 31, 2025 3.49
May 31, 2025 2.90
Feb 28, 2025 3.55
Nov 30, 2024 4.84
Aug 31, 2024 4.14
May 31, 2024 2.38
Feb 29, 2024 1.59
Nov 30, 2023 1.57
Aug 31, 2023 1.94
May 31, 2023 1.83
Feb 28, 2023 1.72
Nov 30, 2022 2.14
Aug 31, 2022 2.37
May 31, 2022 1.41
Feb 28, 2022 1.26
Nov 30, 2021 1.88
Aug 31, 2021 1.95
May 31, 2021 1.80