Growth Metrics

Upay (UPYY) FCF Margin (2020 - 2025)

Upay recorded quarterly FCF Margin of 38.26% in Q4 2025, down 24.44% quarter-over-quarter from 30.75% in Q3 2025, and up 2198.0% year-over-year from 1.66% in Q4 2024.

Upay's FCF Margin history runs 6 years deep, the most recent figure standing at 38.26% for Q4 2025.

  • In Q4 2025, FCF Margin rose 2198.0% year-over-year to 38.26%; the TTM figure through Nov 2025 stood at 41.32% (up 6078.0% YoY), while the FY2025 annual figure was 106.91%, down 9474.0% from the prior year.
  • FCF Margin came in at 38.26% for Q4 2025 at Upay, down from 30.75% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 158.59% in Q1 2022 to a low of 198.61% in Q2 2022.
  • A 5-year average of 23.93% and a median of 21.99% in 2021 frame the typical range for FCF Margin.
  • On a YoY basis, FCF Margin climbed as much as 18244 bps in 2022 and fell as far as 17848 bps in 2022.
  • Upay's FCF Margin stood at 22.5% in 2021, then soared by 187 bps to 64.67% in 2022, then slumped by 49 bps to 32.88% in 2023, then tumbled by 283 bps to 60.24% in 2024, then soared by 36 bps to 38.26% in 2025.
  • According to Business Quant data, FCF Margin over the past three periods registered 38.26%, 30.75%, and 76.68% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 36.77%
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 47.52%
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 17.31%
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn 15.02%
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn 41.64%
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 20.82%
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 45.65%
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn 36.83%
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 61.18%
10 Upay - - 130,043.00 -38.26%

Historic Data

Download Data 🔒
DateValue
Nov 30, 2025 -38.26%
Aug 31, 2025 -30.75%
May 31, 2025 -76.68%
Feb 28, 2025 -16.50%
Nov 30, 2024 -60.24%
Aug 31, 2024 -134.07%
May 31, 2024 -165.49%
Feb 29, 2024 -55.94%
Nov 30, 2023 32.88%
Aug 31, 2023 14.90%
May 31, 2023 -47.27%
Feb 28, 2023 52.15%
Nov 30, 2022 64.67%
Aug 31, 2022 -3.02%
May 31, 2022 -198.61%
Feb 28, 2022 158.59%
Nov 30, 2021 22.50%
Aug 31, 2021 46.51%
May 31, 2021 -20.12%
Feb 28, 2021 -23.85%
Nov 30, 2020 26.33%
Aug 31, 2020 0.46%
May 31, 2020 -31.37%