Upay (UPYY) EBITDA Margin (2020 - 2026)

Upay (UPYY) posted EBITDA Margin of 61.43% for Q4 2025, down 10.26% sequentially from 55.71% in Q3 2025, and up 3887.0% YoY from 1.54% in Q4 2024.

Upay (UPYY) EBITDA Margin (2020 - 2026) Analysis & Trends

Upay has reported EBITDA Margin for 6 years, with the latest figure at 61.43% in Q4 2025.

  • Quarterly EBITDA Margin rose 3887.0% year-over-year to 61.43% in Q4 2025, while the trailing twelve-month figure through Nov 2025 was 55.46% (up 1816.0% YoY) and the FY2025 annual result came in at 71.14%, down 2224.0% from the prior year.
  • EBITDA Margin slipped to 61.43% in Q4 2025 per UPYY's latest filing, from 55.71% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 2.58% in Q4 2022 and troughed at 109.6% in Q3 2024.
  • A 5-year average of 40.51% and a median of 33.78% in 2025 frame the typical range for EBITDA Margin.
  • The sharpest annual moves came in 2022 and 2023: EBITDA Margin jumped 9731 bps in 2022, then slumped 8421 bps in 2023.
  • Over 5 years, EBITDA Margin stood at 1.09% in 2021, then jumped by 137 bps to 2.58% in 2022, then plunged by 3267 bps to 81.63% in 2023, then declined by 23 bps to 100.3% in 2024, then jumped by 39 bps to 61.43% in 2025.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 61.43%, 55.71%, and 76.64% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Sap Se 255.48 Bn 234.41 Bn 16.51 Bn 27.70%
2 Shopify 198.95 Bn 194.00 Bn 1.71 Bn 13.62%
3 Salesforce 160.70 Bn 148.86 Bn 8.56 Bn 21.08%
4 Uber Technologies 154.94 Bn 149.73 Bn 6.38 Bn 13.32%
5 ServiceNow 128.25 Bn 123.58 Bn 2.82 Bn 4.06%
6 Snowflake 114.00 Bn 111.05 Bn 926.45 Mn -23.45%
7 Automatic Data Processing 108.58 Bn 104.35 Bn 2.51 Bn -33.33%
8 Adobe 105.34 Bn 99.72 Bn 5.90 Bn 33.82%
9 Intuit 94.55 Bn 87.77 Bn 7.24 Bn 46.97%
10 Upay 15.85 Mn 15.76 Mn 166,942.00 -45.45%

Historic Data

Download Data
DateValue
May 31, 2026 -45.45%
Feb 28, 2026 -51.52%
Nov 30, 2025 -61.43%
Aug 31, 2025 -55.71%
May 31, 2025 -76.64%
Feb 28, 2025 -21.37%
Nov 30, 2024 -100.30%
Aug 31, 2024 -109.60%
May 31, 2024 -55.98%
Feb 29, 2024 -57.06%
Nov 30, 2023 -81.63%
Aug 31, 2023 -46.18%
May 31, 2023 -7.84%
Feb 28, 2023 -11.56%
Nov 30, 2022 2.58%
Aug 31, 2022 -21.00%
May 31, 2022 2.36%
Feb 28, 2022 -2.84%
Nov 30, 2021 1.09%
Aug 31, 2021 -0.19%