Upay (UPYY) Times Interest Earned (2020 - 2026)
Upay (UPYY) posted Times Interest Earned of -$1.97 for Q4 2025, up 74.53% sequentially from -$7.73 in Q3 2025, and up 88.71% YoY from -$1.04 in Q4 2024.
Upay (UPYY) Times Interest Earned (2020 - 2026) Analysis & Trends
Upay has reported Times Interest Earned for 6 years, with the latest figure at -$1.97 in Q4 2025.
- Quarterly Times Interest Earned rose 88.71% year-over-year to -$1.97 in Q4 2025, while the trailing twelve-month figure through Nov 2025 was -$6.58 (up 66.95% YoY) and the FY2025 annual result came in at -$2.0, up 38.3% from the prior year.
- Times Interest Earned advanced to -$1.97 in Q4 2025 per UPYY's latest filing, from -$7.73 in the prior quarter.
- Over five years, Times Interest Earned peaked at $1.1 in Q2 2022 and troughed at -$77.65 in Q2 2021.
- A 5-year average of -$13.01 and a median of -$6.22 in 2025 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2021 and 2022: Times Interest Earned soared 113.06% in 2021, then slumped 5447.3% in 2022.
- Over 5 years, Times Interest Earned stood at $1.0 in 2021, then gained by 2.94% to $1.03 in 2022, then slumped by 3579.75% to -$35.72 in 2023, then soared by 51.18% to -$17.44 in 2024, then jumped by 88.71% to -$1.97 in 2025.
- According to Business Quant data, Times Interest Earned over the past three periods registered -$1.97, -$7.73, and -$1.95 for Q4 2025, Q3 2025, and Q2 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | -8.75 |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 1.32 |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 0.80 |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 14.88 |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 0.15 |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | -6.14 |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | -13.95 |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 15.65 |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 4.58 |
| 10 | Upay | 15.85 Mn | 15.76 Mn | 166,942.00 | -2.25 |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | -2.25 |
| Feb 28, 2026 | -9.28 |
| Nov 30, 2025 | -1.97 |
| Aug 31, 2025 | -7.73 |
| May 31, 2025 | -1.95 |
| Feb 28, 2025 | -3.17 |
| Nov 30, 2024 | -17.44 |
| Aug 31, 2024 | -22.93 |
| May 31, 2024 | -16.87 |
| Feb 29, 2024 | -22.65 |
| Nov 30, 2023 | -35.72 |
| Aug 31, 2023 | -20.05 |
| May 31, 2023 | -3.13 |
| Feb 28, 2023 | -4.71 |
| Nov 30, 2022 | 1.03 |
| Aug 31, 2022 | -8.05 |
| May 31, 2022 | 1.10 |
| Feb 28, 2022 | -2.14 |
| Nov 30, 2021 | 1.00 |
| Aug 31, 2021 | -0.15 |