Upay (UPYY) Times Interest Earned (2020 - 2025)
Upay (UPYY) reported Times Interest Earned of -$1.97 for Q4 2025, up 88.71% on a YoY basis from -$1.04 in Q4 2024, and up 74.53% sequentially from -$7.73 in Q3 2025.
Upay (UPYY) Times Interest Earned (2020 - 2025) Analysis & Trends
Upay (UPYY) has 6 years of Times Interest Earned data on file, last reported at -$1.97 in Q4 2025.
- For the quarter ending Q4 2025, Times Interest Earned rose 88.71% year-over-year to -$1.97; the trailing twelve-month figure through Nov 2025 stood at -$6.58 (up 66.95% YoY), and the FY2025 full-year result was -$2.0, up 38.3% from the prior year.
- Times Interest Earned advanced to -$1.97 in Q4 2025, from -$7.73 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $1.1 in Q2 2022 to a low of -$77.65 in Q2 2021.
- A 5-year average of -$13.01 and a median of -$6.22 in 2025 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned jumped 113.06% in 2021 and plunged 5447.3% in 2022, its largest moves.
- Tracing UPYY's Times Interest Earned over 5 years: stood at $1.0 in 2021, then grew by 2.94% to $1.03 in 2022, then tumbled by 3579.75% to -$35.72 in 2023, then soared by 51.18% to -$17.44 in 2024, then jumped by 88.71% to -$1.97 in 2025.
- Business Quant data shows UPYY's Times Interest Earned at -$1.97 in Q4 2025, -$7.73 in Q3 2025, and -$1.95 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | -9.39 |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | - |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 1.00 |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 10.68 |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 0.80 |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 0.15 |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | -2.54 |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | -6.14 |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 7.54 |
| 10 | Upay | 15.41 Mn | 15.31 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Nov 30, 2025 | -1.97 |
| Aug 31, 2025 | -7.73 |
| May 31, 2025 | -1.95 |
| Feb 28, 2025 | -3.17 |
| Nov 30, 2024 | -17.44 |
| Aug 31, 2024 | -22.93 |
| May 31, 2024 | -16.87 |
| Feb 29, 2024 | -22.65 |
| Nov 30, 2023 | -35.72 |
| Aug 31, 2023 | -20.05 |
| May 31, 2023 | -3.13 |
| Feb 28, 2023 | -4.71 |
| Nov 30, 2022 | 1.03 |
| Aug 31, 2022 | -8.05 |
| May 31, 2022 | 1.10 |
| Feb 28, 2022 | -2.14 |
| Nov 30, 2021 | 1.00 |
| Aug 31, 2021 | -0.15 |
| May 31, 2021 | -77.65 |
| Feb 28, 2021 | -17.10 |