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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Equity Ratio (2021 - 2025)

Upay recorded quarterly Equity Ratio of 2.3 in Q4 2025, up 39.84% quarter-over-quarter from 3.82 in Q3 2025, and down 8.38% year-over-year from 2.51 in Q4 2024.

Upay's Equity Ratio history runs 5 years deep, the most recent figure standing at 2.3 for Q4 2025.

  • In Q4 2025, Equity Ratio fell 8.38% year-over-year to 2.3; the TTM figure through Nov 2025 stood at 2.3 (down 8.38% YoY), while the FY2025 annual figure was 2.0, down 505.37% from the prior year.
  • Equity Ratio came in at 2.3 for Q4 2025 at Upay, up from 3.82 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.11 in Q1 2021 to a low of 3.82 in Q3 2025.
  • A 5-year average of 0.94 and a median of 0.45 in 2022 frame the typical range for Equity Ratio.
  • Across the five-year window, Equity Ratio soared 69.87% in 2023 and sank 1498.68% in 2024, its largest moves.
  • Upay's Equity Ratio stood at 0.04 in 2021, then plunged by 1097.61% to 0.44 in 2022, then jumped by 69.87% to 0.13 in 2023, then tumbled by 1498.68% to 2.12 in 2024, then slipped by 8.38% to 2.3 in 2025.
  • According to Business Quant data, Equity Ratio over the past three periods registered 2.3, 3.82, and 2.89 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 0.62
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 0.53
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 0.41
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn 0.89
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn 0.48
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 0.54
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 0.38
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn 0.10
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 0.52
10 Upay - - 130,043.00 -2.30

Historic Data

Download Data 🔒
DateValue
Nov 30, 2025 -2.30
Aug 31, 2025 -3.82
May 31, 2025 -2.89
Feb 28, 2025 -2.00
Nov 30, 2024 -2.12
Aug 31, 2024 -1.53
May 31, 2024 -0.95
Feb 29, 2024 -0.33
Nov 30, 2023 -0.13
Aug 31, 2023 -0.22
May 31, 2023 -0.65
Feb 28, 2023 -0.46
Nov 30, 2022 -0.44
Aug 31, 2022 -0.63
May 31, 2022 -0.39
Feb 28, 2022 -0.18
Nov 30, 2021 0.04
Aug 31, 2021 0.05
May 31, 2021 0.07
Feb 28, 2021 0.11