Growth Metrics

Upay (UPYY) Interest Coverage Ratio (2020 - 2025)

Upay's Interest Coverage Ratio history spans 6 years, with the latest figure at 8.51 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 51.2% year-over-year to 8.51; the TTM value through Nov 2025 reached 7.9, up 60.34%, while the annual FY2025 figure was 14.69, 27.98% up from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 8.51 at Upay, down from 7.73 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 1.1 in Q2 2022 and bottomed at 77.65 in Q2 2021.
  • The 5-year median for Interest Coverage Ratio is 8.28 (2025), against an average of 13.78.
  • The largest annual shift saw Interest Coverage Ratio surged 113.06% in 2021 before it tumbled 5447.3% in 2022.
  • A 5-year view of Interest Coverage Ratio shows it stood at 1.0 in 2021, then rose by 2.94% to 1.03 in 2022, then crashed by 3579.75% to 35.72 in 2023, then surged by 51.18% to 17.44 in 2024, then surged by 51.2% to 8.51 in 2025.
  • Per Business Quant, the three most recent readings for UPYY's Interest Coverage Ratio are 8.51 (Q4 2025), 7.73 (Q3 2025), and 11.22 (Q2 2025).