Upay (UPYY) Interest Coverage Ratio (2020 - 2026)

Upay (UPYY) posted Interest Coverage Ratio of 1.97 for Q4 2025, up 74.53% sequentially from 7.73 in Q3 2025, and up 88.71% YoY from 1.04 in Q4 2024.

Upay (UPYY) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Upay has reported Interest Coverage Ratio for 6 years, with the latest figure at 1.97 in Q4 2025.

Quarterly Interest Coverage Ratio rose 88.71% year-over-year to 1.97 in Q4 2025, while the trailing twelve-month figure through Nov 2025 was 6.58 (up 66.95% YoY) and the FY2025 annual result came in at 2.0, up 38.3% from the prior year.
Interest Coverage Ratio advanced to 1.97 in Q4 2025 per UPYY's latest filing, from 7.73 in the prior quarter.
Over five years, Interest Coverage Ratio peaked at 1.1 in Q2 2022 and troughed at 77.65 in Q2 2021.
A 5-year average of 13.01 and a median of 6.22 in 2025 frame the typical range for Interest Coverage Ratio.
The sharpest annual moves came in 2021 and 2022: Interest Coverage Ratio soared 113.06% in 2021, then slumped 5447.3% in 2022.
Over 5 years, Interest Coverage Ratio stood at 1.0 in 2021, then gained by 2.94% to 1.03 in 2022, then slumped by 3579.75% to 35.72 in 2023, then soared by 51.18% to 17.44 in 2024, then jumped by 88.71% to 1.97 in 2025.
According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.97, 7.73, and 1.95 for Q4 2025, Q3 2025, and Q2 2025 respectively.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Interest Cover (Qtr)
1	Sap Se	255.48 Bn	234.41 Bn	16.51 Bn	-8.75
2	Shopify	198.95 Bn	194.00 Bn	1.71 Bn	1.32
3	Salesforce	160.70 Bn	148.86 Bn	8.56 Bn	0.80
4	Uber Technologies	154.94 Bn	149.73 Bn	6.38 Bn	14.88
5	ServiceNow	128.25 Bn	123.58 Bn	2.82 Bn	0.15
6	Snowflake	114.00 Bn	111.05 Bn	926.45 Mn	-6.14
7	Automatic Data Processing	108.58 Bn	104.35 Bn	2.51 Bn	-13.95
8	Adobe	105.34 Bn	99.72 Bn	5.90 Bn	15.65
9	Intuit	94.55 Bn	87.77 Bn	7.24 Bn	4.58
10	Upay	15.85 Mn	15.76 Mn	166,942.00	-2.25

Download Data