Upay (UPYY) Interest Coverage Ratio (2020 - 2026)
Upay's (UPYY) quarterly Interest Coverage Ratio came in at 7.99 in Q2 2026, up 28.79% year-over-year from 6.2 in Q2 2025, and up 13.87% quarter-over-quarter from 9.28 in Q1 2026.
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Upay (UPYY) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Upay has disclosed Interest Coverage Ratio across 7 years of filings, most recently posting 7.99 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 28.79% year-over-year to 7.99; the TTM figure through May 2026 stood at 8.34 (up 36.48% YoY), while the FY2026 annual figure was 9.1, up 38.05% from the prior year.
- Interest Coverage Ratio came in at 7.99 for Q2 2026 at Upay, up from 9.28 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.1 in Q2 2022 to a low of 35.72 in Q4 2023.
- Average Interest Coverage Ratio over 5 years is 11.08, with a median of 8.28 recorded in 2025.
- The largest YoY upside for Interest Coverage Ratio was 101.42% in 2022 against a maximum downside of 5447.3% in 2022.
- Over 5 years, Interest Coverage Ratio stood at 1.03 in 2022, then plunged by 3579.75% to 35.72 in 2023, then jumped by 51.18% to 17.44 in 2024, then jumped by 51.2% to 8.51 in 2025, then grew by 6.12% to 7.99 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 7.99 in Q2 2026, 9.28 in Q1 2026, and 8.51 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Thomson Reuters | 46.10 Bn | 45.06 Bn | - | -11.87 |
| 2 | Docusign | 12.87 Bn | 12.10 Bn | 697.87 Mn | 206.72 |
| 3 | Workiva | 4.15 Bn | 3.33 Bn | 205.27 Mn | 3.65 |
| 4 | Vertex | 2.22 Bn | 1.99 Bn | 131.30 Mn | - |
| 5 | Clarivate | 1.33 Bn | 1.11 Bn | 401.80 Mn | - |
| 6 | Donnelley Financial Solutions | 1.26 Bn | 1.23 Bn | 148.00 Mn | - |
| 7 | Legalzoom.Com | 1.03 Bn | 859.25 Mn | 139.93 Mn | 84.52 |
| 8 | Telos | 358.74 Mn | 308.09 Mn | 16.69 Mn | 2.90 |
| 9 | CS Disco | 276.29 Mn | 174.90 Mn | 32.11 Mn | - |
| 10 | Upay | 15.85 Mn | 15.76 Mn | 166,942.00 | -7.99 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| May 31, 2026 | -7.99 |
| Feb 28, 2026 | -9.28 |
| Nov 30, 2025 | -8.51 |
| Aug 31, 2025 | -7.73 |
| May 31, 2025 | -11.22 |
| Feb 28, 2025 | -3.17 |
| Nov 30, 2024 | -17.44 |
| Aug 31, 2024 | -22.93 |
| May 31, 2024 | -16.87 |
| Feb 29, 2024 | -22.65 |
| Nov 30, 2023 | -35.72 |
| Aug 31, 2023 | -20.05 |
| May 31, 2023 | -3.13 |
| Feb 28, 2023 | -4.71 |
| Nov 30, 2022 | 1.03 |
| Aug 31, 2022 | -8.05 |
| May 31, 2022 | 1.10 |
| Feb 28, 2022 | -2.14 |
| Nov 30, 2021 | 1.00 |
| Aug 31, 2021 | -0.15 |