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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Interest Coverage Ratio (2020 - 2025)

Upay (UPYY) has disclosed Interest Coverage Ratio for 6 consecutive years, with 8.51 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 51.2% to 8.51 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 7.9 through Nov 2025, up 60.34% year-over-year, with the annual reading at 14.69 for FY2025, 27.98% up from the prior year.
  • Interest Coverage Ratio hit 8.51 in Q4 2025 for Upay, down from 7.73 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 1.1 in Q2 2022 to a low of 77.65 in Q2 2021.
  • Historically, Interest Coverage Ratio has averaged 13.8 across 5 years, with a median of 8.28 in 2025.
  • Biggest five-year swings in Interest Coverage Ratio: soared 113.06% in 2021 and later crashed 5447.3% in 2022.
  • Year by year, Interest Coverage Ratio stood at 1.0 in 2021, then grew by 2.94% to 1.03 in 2022, then plummeted by 3579.75% to 35.72 in 2023, then soared by 51.18% to 17.44 in 2024, then soared by 51.2% to 8.51 in 2025.
  • Business Quant data shows Interest Coverage Ratio for UPYY at 8.51 in Q4 2025, 7.73 in Q3 2025, and 11.22 in Q2 2025.