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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Interest Coverage Ratio (2020 - 2025)

Historic Interest Coverage Ratio for Upay (UPYY) over the last 6 years, with Q4 2025 value amounting to 8.51.

  • Upay's Interest Coverage Ratio rose 5119.89% to 8.51 in Q4 2025 from the same period last year, while for Nov 2025 it was 7.9, marking a year-over-year increase of 6034.04%. This contributed to the annual value of 14.69 for FY2025, which is 2798.09% up from last year.
  • As of Q4 2025, Upay's Interest Coverage Ratio stood at 8.51, which was up 5119.89% from 7.73 recorded in Q3 2025.
  • Upay's 5-year Interest Coverage Ratio high stood at 1.1 for Q2 2022, and its period low was 77.65 during Q2 2021.
  • Its 5-year average for Interest Coverage Ratio is 13.8, with a median of 8.28 in 2025.
  • In the last 5 years, Upay's Interest Coverage Ratio skyrocketed by 11305.85% in 2021 and then tumbled by 544729.82% in 2022.
  • Upay's Interest Coverage Ratio (Quarter) stood at 1.0 in 2021, then increased by 2.94% to 1.03 in 2022, then crashed by 3579.75% to 35.72 in 2023, then soared by 51.18% to 17.44 in 2024, then soared by 51.2% to 8.51 in 2025.
  • Its Interest Coverage Ratio stands at 8.51 for Q4 2025, versus 7.73 for Q3 2025 and 11.22 for Q2 2025.