Upay (UPYY) Debt Ratio (2021 - 2026)

Upay (UPYY) posted Debt Ratio of 0.33 for Q1 2026, up 13.55% sequentially from 0.29 in Q4 2025, and up 2.95% YoY from 0.33 in Q1 2025.

Upay (UPYY) Debt Ratio (2021 - 2026) Analysis & Trends

Upay has reported Debt Ratio for 6 years, with the latest figure at 0.33 in Q1 2026.

Quarterly Debt Ratio rose 2.95% year-over-year to 0.33 in Q1 2026, while the trailing twelve-month figure through Feb 2026 was 0.33 (up 2.95% YoY) and the FY2026 annual result came in at 0.33, up 2.95% from the prior year.
Debt Ratio rose to 0.33 in Q1 2026 per UPYY's latest filing, from 0.29 in the prior quarter.
Over five years, Debt Ratio peaked at 0.45 in Q4 2024 and troughed at 0.01 in Q2 2023.
A 5-year average of 0.22 and a median of 0.21 in 2022 frame the typical range for Debt Ratio.
The sharpest annual moves came in 2023 and 2024: Debt Ratio slumped 96.17% in 2023, then jumped 3331.18% in 2024.
Over 5 years, Debt Ratio stood at 0.16 in 2022, then tumbled by 51.36% to 0.08 in 2023, then surged by 484.05% to 0.45 in 2024, then tumbled by 34.64% to 0.29 in 2025, then grew by 13.55% to 0.33 in 2026.
According to Business Quant data, Debt Ratio over the past three periods registered 0.33, 0.29, and 0.44 for Q1 2026, Q4 2025, and Q3 2025 respectively.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Debt Ratio (Qtr)
1	Sap Se	255.48 Bn	234.41 Bn	16.51 Bn	0.11
2	Shopify	198.95 Bn	194.00 Bn	1.71 Bn	-
3	Salesforce	160.70 Bn	148.86 Bn	8.56 Bn	0.37
4	Uber Technologies	154.94 Bn	149.73 Bn	6.38 Bn	0.22
5	ServiceNow	128.25 Bn	123.58 Bn	2.82 Bn	0.24
6	Snowflake	114.00 Bn	111.05 Bn	926.45 Mn	-
7	Automatic Data Processing	108.58 Bn	104.35 Bn	2.51 Bn	0.08
8	Adobe	105.34 Bn	99.72 Bn	5.90 Bn	0.22
9	Intuit	94.55 Bn	87.77 Bn	7.24 Bn	0.18
10	Upay	15.85 Mn	15.76 Mn	166,942.00	0.34

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