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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Debt Ratio (2021 - 2025)

Upay (UPYY) has disclosed Debt Ratio for 5 consecutive years, with 0.29 as the latest value for Q4 2025.

  • Quarterly Debt Ratio fell 34.64% to 0.29 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.29 through Nov 2025, down 34.64% year-over-year, with the annual reading at 0.33 for FY2025, 229.03% up from the prior year.
  • Debt Ratio hit 0.29 in Q4 2025 for Upay, down from 0.44 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.45 in Q4 2024 to a low of 0.08 in Q4 2023.
  • Historically, Debt Ratio has averaged 0.21 across 5 years, with a median of 0.14 in 2021.
  • Biggest five-year swings in Debt Ratio: plummeted 54.6% in 2023 and later skyrocketed 484.05% in 2024.
  • Year by year, Debt Ratio stood at 0.15 in 2021, then increased by 8.12% to 0.16 in 2022, then tumbled by 51.36% to 0.08 in 2023, then surged by 484.05% to 0.45 in 2024, then tumbled by 34.64% to 0.29 in 2025.
  • Business Quant data shows Debt Ratio for UPYY at 0.29 in Q4 2025, 0.44 in Q3 2025, and 0.38 in Q2 2025.