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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Debt Ratio (2021 - 2025)

Upay's Debt Ratio history spans 5 years, with the latest figure at 0.29 for Q4 2025.

  • For Q4 2025, Debt Ratio fell 34.64% year-over-year to 0.29; the TTM value through Nov 2025 reached 0.29, down 34.64%, while the annual FY2025 figure was 0.33, 229.03% up from the prior year.
  • Debt Ratio for Q4 2025 was 0.29 at Upay, down from 0.44 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.45 in Q4 2024 and bottomed at 0.08 in Q4 2023.
  • The 5-year median for Debt Ratio is 0.15 (2021), against an average of 0.21.
  • The largest annual shift saw Debt Ratio crashed 54.6% in 2023 before it soared 484.05% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.15 in 2021, then grew by 8.12% to 0.16 in 2022, then plummeted by 51.36% to 0.08 in 2023, then skyrocketed by 484.05% to 0.45 in 2024, then plummeted by 34.64% to 0.29 in 2025.
  • Per Business Quant, the three most recent readings for UPYY's Debt Ratio are 0.29 (Q4 2025), 0.44 (Q3 2025), and 0.38 (Q2 2025).