Upay (UPYY) Debt Ratio (2021 - 2026)

Upay (UPYY) reported Debt Ratio of 0.33 for Q1 2026, up 2.95% on a YoY basis from 0.33 in Q1 2025, and up 13.55% sequentially from 0.29 in Q4 2025.

Upay (UPYY) Debt Ratio (2021 - 2026) Analysis & Trends

Upay (UPYY) has 6 years of Debt Ratio data on file, last reported at 0.33 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio rose 2.95% year-over-year to 0.33; the trailing twelve-month figure through Feb 2026 stood at 0.33 (up 2.95% YoY), and the FY2026 full-year result was 0.33, up 2.95% from the prior year.
  • Debt Ratio rose to 0.33 in Q1 2026, from 0.29 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.45 in Q4 2024 to a low of 0.01 in Q2 2023.
  • A 5-year average of 0.22 and a median of 0.21 in 2022 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio plunged 96.17% in 2023 and surged 3331.18% in 2024, its largest moves.
  • Tracing UPYY's Debt Ratio over 5 years: stood at 0.16 in 2022, then plunged by 51.36% to 0.08 in 2023, then surged by 484.05% to 0.45 in 2024, then plunged by 34.64% to 0.29 in 2025, then gained by 13.55% to 0.33 in 2026.
  • Business Quant data shows UPYY's Debt Ratio at 0.33 in Q1 2026, 0.29 in Q4 2025, and 0.44 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn 0.08
2 Full Truck Alliance 188.77 Bn 186.13 Bn - 0.00
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn -
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 0.18
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 0.37
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 0.24
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 0.06
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 0.24
10 Upay 15.41 Mn 15.31 Mn - 0.33

Historic Data

Download Data
DateValue
Feb 28, 2026 0.33
Nov 30, 2025 0.29
Aug 31, 2025 0.44
May 31, 2025 0.38
Feb 28, 2025 0.33
Nov 30, 2024 0.45
Aug 31, 2024 0.37
May 31, 2024 0.23
Feb 29, 2024 0.10
Nov 30, 2023 0.08
Aug 31, 2023 0.10
May 31, 2023 0.01
Feb 28, 2023 0.13
Nov 30, 2022 0.16
Aug 31, 2022 0.21
May 31, 2022 0.17
Feb 28, 2022 0.01
Nov 30, 2021 0.15
Aug 31, 2021 0.13
May 31, 2021 0.12