Upay (UPYY) Debt Ratio (2021 - 2025)

Upay's Debt Ratio history runs 5 years deep, the most recent figure standing at 0.29 for Q4 2025.

• In Q4 2025, Debt Ratio fell 34.64% year-over-year to 0.29; the TTM figure through Nov 2025 stood at 0.29 (down 34.64% YoY), while the FY2025 annual figure was 0.33, up 229.03% from the prior year.
• Debt Ratio came in at 0.29 for Q4 2025 at Upay, down from 0.44 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.45 in Q4 2024 to a low of 0.08 in Q4 2023.
• A 5-year average of 0.21 and a median of 0.14 in 2021 frame the typical range for Debt Ratio.
• Across the five-year window, Debt Ratio sank 54.6% in 2023 and soared 484.05% in 2024, its largest moves.
• Upay's Debt Ratio stood at 0.15 in 2021, then gained by 8.12% to 0.16 in 2022, then slumped by 51.36% to 0.08 in 2023, then jumped by 484.05% to 0.45 in 2024, then slumped by 34.64% to 0.29 in 2025.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.29, 0.44, and 0.38 for Q4 2025, Q3 2025, and Q2 2025 respectively.

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