Upay (UPYY) Debt Ratio (2021 - 2026)
Upay's (UPYY) quarterly Debt Ratio came in at 0.35 in Q2 2026, down 11.27% year-over-year from 0.39 in Q2 2025, and up 1.3% quarter-over-quarter from 0.34 in Q1 2026.
Analysis
Upay (UPYY) Debt Ratio (2021 - 2026) Analysis & Trends
Upay has disclosed Debt Ratio across 6 years of filings, most recently posting 0.35 for Q2 2026.
- In Q2 2026, Debt Ratio fell 11.27% year-over-year to 0.35; the TTM figure through May 2026 stood at 0.35 (down 11.27% YoY), while the FY2026 annual figure was 0.34, up 2.96% from the prior year.
- Debt Ratio came in at 0.35 for Q2 2026 at Upay, up from 0.34 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.76 in Q4 2024 to a low of 0.1 in Q1 2024.
- Average Debt Ratio over 5 years is 0.34, with a median of 0.35 recorded in 2022.
- Year-over-year, Debt Ratio sank 66.35% in 2023 and soared 484.05% in 2024.
- Over 5 years, Debt Ratio stood at 0.39 in 2022, then slumped by 66.35% to 0.13 in 2023, then soared by 484.05% to 0.76 in 2024, then tumbled by 51.68% to 0.37 in 2025, then fell by 5.63% to 0.35 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.35 in Q2 2026, 0.34 in Q1 2026, and 0.37 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Thomson Reuters | 46.10 Bn | 45.06 Bn | - | 0.18 |
| 2 | Docusign | 12.87 Bn | 12.10 Bn | 697.87 Mn | - |
| 3 | Workiva | 4.15 Bn | 3.33 Bn | 205.27 Mn | 0.05 |
| 4 | Vertex | 2.22 Bn | 1.99 Bn | 131.30 Mn | 0.31 |
| 5 | Clarivate | 1.33 Bn | 1.11 Bn | 401.80 Mn | 0.40 |
| 6 | Donnelley Financial Solutions | 1.26 Bn | 1.23 Bn | 148.00 Mn | 0.24 |
| 7 | Legalzoom.Com | 1.03 Bn | 859.25 Mn | 139.93 Mn | - |
| 8 | Telos | 358.74 Mn | 308.09 Mn | 16.69 Mn | - |
| 9 | CS Disco | 276.29 Mn | 174.90 Mn | 32.11 Mn | 0.07 |
| 10 | Upay | 15.85 Mn | 15.76 Mn | 166,942.00 | 0.35 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| May 31, 2026 | 0.35 |
| Feb 28, 2026 | 0.34 |
| Nov 30, 2025 | 0.37 |
| Aug 31, 2025 | 0.45 |
| May 31, 2025 | 0.39 |
| Feb 28, 2025 | 0.33 |
| Nov 30, 2024 | 0.76 |
| Aug 31, 2024 | 0.62 |
| May 31, 2024 | 0.38 |
| Feb 29, 2024 | 0.10 |
| Nov 30, 2023 | 0.13 |
| Aug 31, 2023 | 0.16 |
| May 31, 2023 | 0.21 |
| Feb 28, 2023 | 0.15 |
| Nov 30, 2022 | 0.39 |
| Aug 31, 2022 | 0.42 |
| May 31, 2022 | 0.34 |
| Feb 28, 2022 | 0.21 |
| Nov 30, 2021 | 0.18 |
| Aug 31, 2021 | 0.21 |