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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Upay (UPYY) Debt Ratio (2021 - 2025)

Historic Debt Ratio for Upay (UPYY) over the last 5 years, with Q4 2025 value amounting to 0.29.

  • Upay's Debt Ratio fell 3463.75% to 0.29 in Q4 2025 from the same period last year, while for Nov 2025 it was 0.29, marking a year-over-year decrease of 3463.75%. This contributed to the annual value of 0.33 for FY2025, which is 22903.02% up from last year.
  • Per Upay's latest filing, its Debt Ratio stood at 0.29 for Q4 2025, which was down 3463.75% from 0.44 recorded in Q3 2025.
  • Over the past 5 years, Upay's Debt Ratio peaked at 0.45 during Q4 2024, and registered a low of 0.08 during Q4 2023.
  • For the 5-year period, Upay's Debt Ratio averaged around 0.21, with its median value being 0.15 (2021).
  • Per our database at Business Quant, Upay's Debt Ratio tumbled by 5460.15% in 2023 and then soared by 48405.04% in 2024.
  • Over the past 5 years, Upay's Debt Ratio (Quarter) stood at 0.15 in 2021, then rose by 8.12% to 0.16 in 2022, then tumbled by 51.36% to 0.08 in 2023, then surged by 484.05% to 0.45 in 2024, then tumbled by 34.64% to 0.29 in 2025.
  • Its last three reported values are 0.29 in Q4 2025, 0.44 for Q3 2025, and 0.38 during Q2 2025.