Upay (UPYY) Debt Ratio (2021 - 2026)
Upay's (UPYY) Debt Ratio was 0.35 for fiscal Q1 2027 (quarter ended May 31, 2026), down 11.3% from 0.39 a year earlier but up 1.3% from the prior quarter.
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Analysis
Upay (UPYY) Debt Ratio (2021 - 2026) Analysis & Trends
For FY2026 (ended Feb 28, 2026), Debt Ratio at Upay was 0.34, up 3.0% from FY2025.
- By fiscal year, Debt Ratio came in at 0.33 in FY2025 (+229.0%), 0.10 in FY2024 (-34.4%), 0.15 in FY2023 (-25.3%) and 0.21 in FY2022 (+25.8%).
- Five-year quarterly Debt Ratio spans a low of 0.10 in fiscal Q4 2024 and a high of 0.76 in fiscal Q3 2025.
- Year over year, Debt Ratio gained in five of the last eight quarters, with growth averaging 114.2%.
- The high point for year-over-year Debt Ratio in five years was fiscal Q3 2025 (growth of 484.1%); the low point was fiscal Q3 2024 (a decline of 66.3%).
- Per Business Quant data, the three fiscal quarters before Q1 2027 came in at 0.34 (Q4 2026), 0.37 (Q3 2026) and 0.45 (Q2 2026).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| May 31, 2026 | 0.35 |
| Feb 28, 2026 | 0.34 |
| Nov 30, 2025 | 0.37 |
| Aug 31, 2025 | 0.45 |
| May 31, 2025 | 0.39 |
| Feb 28, 2025 | 0.33 |
| Nov 30, 2024 | 0.76 |
| Aug 31, 2024 | 0.62 |
| May 31, 2024 | 0.38 |
| Feb 29, 2024 | 0.10 |
| Nov 30, 2023 | 0.13 |
| Aug 31, 2023 | 0.16 |
| May 31, 2023 | 0.21 |
| Feb 28, 2023 | 0.15 |
| Nov 30, 2022 | 0.39 |
| Aug 31, 2022 | 0.42 |
| May 31, 2022 | 0.34 |
| Feb 28, 2022 | 0.21 |
| Nov 30, 2021 | 0.18 |
| Aug 31, 2021 | 0.21 |
API Access
Upay Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=UPYY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "UPYY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=UPYY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();