Growth Metrics

Upay (UPYY) Net Margin (2020 - 2025)

Upay recorded quarterly Net Margin of 559.15% in Q4 2025, down 801.05% quarter-over-quarter from 62.06% in Q3 2025, and down 45329.0% year-over-year from N/an in Q4 2024.

Upay's Net Margin history runs 6 years deep, the most recent figure standing at 559.15% for Q4 2025.

  • In Q4 2025, Net Margin fell 45329.0% year-over-year to 559.15%; the TTM figure through Nov 2025 stood at 194.61% (down 11448.0% YoY), while the FY2025 annual figure was 75.5%, down 2271.0% from the prior year.
  • Net Margin came in at 559.15% for Q4 2025 at Upay, down from 62.06% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 4.33% in Q4 2021 to a low of 559.15% in Q4 2025.
  • A 5-year average of 68.6% and a median of 37.91% in 2023 frame the typical range for Net Margin.
  • Across the five-year window, Net Margin surged 9753 bps in 2022 and plunged 45329 bps in 2025, its largest moves.
  • Upay's Net Margin stood at 4.33% in 2021, then slumped by 92 bps to 0.34% in 2022, then tumbled by 24801 bps to 82.91% in 2023, then slipped by 28 bps to 105.86% in 2024, then tumbled by 428 bps to 559.15% in 2025.
  • According to Business Quant data, Net Margin over the past three periods registered 559.15%, 62.06%, and 83.32% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 20.22%
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 17.47%
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 2.29%
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn -18.33%
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn 12.44%
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 22.77%
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 29.52%
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn 22.90%
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 35.80%
10 Upay - - 130,043.00 -559.15%

Historic Data

Download Data 🔒
DateValue
Nov 30, 2025 -559.15%
Aug 31, 2025 -62.06%
May 31, 2025 -83.32%
Feb 28, 2025 -27.85%
Nov 30, 2024 -105.86%
Aug 31, 2024 -113.84%
May 31, 2024 -58.57%
Feb 29, 2024 -68.16%
Nov 30, 2023 -82.91%
Aug 31, 2023 -47.97%
May 31, 2023 -9.69%
Feb 28, 2023 -18.43%
Nov 30, 2022 0.34%
Aug 31, 2022 -23.47%
May 31, 2022 0.28%
Feb 28, 2022 -3.49%
Nov 30, 2021 4.33%
Aug 31, 2021 -2.75%
May 31, 2021 -97.25%
Feb 28, 2021 -12.26%
Nov 30, 2020 -6.62%
Aug 31, 2020 -36.90%
May 31, 2020 -16.94%