Pra (PRAA) FCF Margin (2009 - 2026)

Pra (PRAA) posted FCF Margin of 7.48% for Q1 2026, up 323.33% sequentially from 3.35% in Q4 2025, and up 2737.0% YoY from 0.26% in Q1 2025.

Pra (PRAA) FCF Margin (2009 - 2026) Analysis & Trends

Pra (PRAA) has 18 years of FCF Margin data on file, last reported at 7.48% in Q1 2026.

  • Quarterly FCF Margin rose 2737.0% year-over-year to 7.48% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.07% (down 1602.0% YoY) and the FY2025 annual result came in at 7.52%, up 146.0% from the prior year.
  • FCF Margin advanced to 7.48% in Q1 2026 per PRAA's latest filing, from 3.35% in the prior quarter.
  • The five-year high for FCF Margin was 355.83% in Q4 2024, with the low at 364.38% in Q3 2024.
  • Average FCF Margin over 5 years is 9.59%, with a median of 3.65% recorded in 2025.
  • Year-over-year, FCF Margin soared 62651 bps in 2022 and tumbled 60455 bps in 2024.
  • Pra's FCF Margin stood at 234.8% in 2022, then sank by 96 bps to 8.63% in 2023, then soared by 4025 bps to 355.83% in 2024, then plunged by 101 bps to 3.35% in 2025, then jumped by 323 bps to 7.48% in 2026.
  • Business Quant data shows PRAA's FCF Margin at 7.48% in Q1 2026, 3.35% in Q4 2025, and 3.65% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 Pra 733.98 Mn 675.47 Mn 298.97 Mn 7.48%

Historic Data

Download Data
DateValue
Mar 31, 2026 7.48%
Dec 31, 2025 -3.35%
Sep 30, 2025 -3.65%
Jun 30, 2025 -4.99%
Mar 31, 2025 -19.89%
Dec 31, 2024 355.83%
Sep 30, 2024 -364.38%
Jun 30, 2024 75.47%
Mar 31, 2024 -124.74%
Dec 31, 2023 8.63%
Sep 30, 2023 240.17%
Jun 30, 2023 -288.41%
Mar 31, 2023 -30.83%
Dec 31, 2022 234.80%
Sep 30, 2022 -220.05%
Jun 30, 2022 46.55%
Mar 31, 2022 -71.68%
Dec 31, 2021 -391.71%
Sep 30, 2021 151.63%
Jun 30, 2021 -77.35%