Pra (PRAA) FCF Margin (2009 - 2026)
Pra (PRAA) posted FCF Margin of 7.48% for Q1 2026, up 323.33% sequentially from 3.35% in Q4 2025, and up 2737.0% YoY from 0.26% in Q1 2025.
Pra (PRAA) FCF Margin (2009 - 2026) Analysis & Trends
Pra (PRAA) has 18 years of FCF Margin data on file, last reported at 7.48% in Q1 2026.
- Quarterly FCF Margin rose 2737.0% year-over-year to 7.48% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.07% (down 1602.0% YoY) and the FY2025 annual result came in at 7.52%, up 146.0% from the prior year.
- FCF Margin advanced to 7.48% in Q1 2026 per PRAA's latest filing, from 3.35% in the prior quarter.
- The five-year high for FCF Margin was 355.83% in Q4 2024, with the low at 364.38% in Q3 2024.
- Average FCF Margin over 5 years is 9.59%, with a median of 3.65% recorded in 2025.
- Year-over-year, FCF Margin soared 62651 bps in 2022 and tumbled 60455 bps in 2024.
- Pra's FCF Margin stood at 234.8% in 2022, then sank by 96 bps to 8.63% in 2023, then soared by 4025 bps to 355.83% in 2024, then plunged by 101 bps to 3.35% in 2025, then jumped by 323 bps to 7.48% in 2026.
- Business Quant data shows PRAA's FCF Margin at 7.48% in Q1 2026, 3.35% in Q4 2025, and 3.65% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | Pra | 733.98 Mn | 675.47 Mn | 298.97 Mn | 7.48% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.48% |
| Dec 31, 2025 | -3.35% |
| Sep 30, 2025 | -3.65% |
| Jun 30, 2025 | -4.99% |
| Mar 31, 2025 | -19.89% |
| Dec 31, 2024 | 355.83% |
| Sep 30, 2024 | -364.38% |
| Jun 30, 2024 | 75.47% |
| Mar 31, 2024 | -124.74% |
| Dec 31, 2023 | 8.63% |
| Sep 30, 2023 | 240.17% |
| Jun 30, 2023 | -288.41% |
| Mar 31, 2023 | -30.83% |
| Dec 31, 2022 | 234.80% |
| Sep 30, 2022 | -220.05% |
| Jun 30, 2022 | 46.55% |
| Mar 31, 2022 | -71.68% |
| Dec 31, 2021 | -391.71% |
| Sep 30, 2021 | 151.63% |
| Jun 30, 2021 | -77.35% |