Pra (PRAA) Equity Ratio (2009 - 2026)

Pra (PRAA) posted Equity Ratio of 0.21 for Q1 2026, up 6.88% sequentially from 0.19 in Q4 2025, and down 17.49% YoY from 0.25 in Q1 2025.

Pra (PRAA) Equity Ratio (2009 - 2026) Analysis & Trends

Pra (PRAA) has 18 years of Equity Ratio data on file, last reported at 0.21 in Q1 2026.

  • Quarterly Equity Ratio fell 17.49% year-over-year to 0.21 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.21 (down 17.49% YoY) and the FY2025 annual result came in at 0.19, down 20.68% from the prior year.
  • Equity Ratio climbed to 0.21 in Q1 2026 per PRAA's latest filing, from 0.19 in the prior quarter.
  • The five-year high for Equity Ratio was 0.32 in Q1 2022, with the low at 0.19 in Q4 2025.
  • Average Equity Ratio over 5 years is 0.26, with a median of 0.27 recorded in 2024.
  • Year-over-year, Equity Ratio gained 1.56% in 2022 and slipped 24.2% in 2025.
  • Pra's Equity Ratio stood at 0.31 in 2022, then retreated by 11.12% to 0.27 in 2023, then retreated by 11.62% to 0.24 in 2024, then dropped by 20.68% to 0.19 in 2025, then grew by 6.88% to 0.21 in 2026.
  • Business Quant data shows PRAA's Equity Ratio at 0.21 in Q1 2026, 0.19 in Q4 2025, and 0.2 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 Pra 733.98 Mn 675.47 Mn 298.97 Mn 0.21

Historic Data

Download Data
DateValue
Mar 31, 2026 0.21
Dec 31, 2025 0.19
Sep 30, 2025 0.20
Jun 30, 2025 0.26
Mar 31, 2025 0.25
Dec 31, 2024 0.24
Sep 30, 2024 0.26
Jun 30, 2024 0.26
Mar 31, 2024 0.27
Dec 31, 2023 0.27
Sep 30, 2023 0.27
Jun 30, 2023 0.29
Mar 31, 2023 0.27
Dec 31, 2022 0.31
Sep 30, 2022 0.30
Jun 30, 2022 0.30
Mar 31, 2022 0.32
Dec 31, 2021 0.30
Sep 30, 2021 0.33
Jun 30, 2021 0.35