Pra (PRAA) Equity Ratio (2009 - 2026)
Pra (PRAA) posted Equity Ratio of 0.21 for Q1 2026, up 6.88% sequentially from 0.19 in Q4 2025, and down 17.49% YoY from 0.25 in Q1 2025.
Pra (PRAA) Equity Ratio (2009 - 2026) Analysis & Trends
Pra (PRAA) has 18 years of Equity Ratio data on file, last reported at 0.21 in Q1 2026.
- Quarterly Equity Ratio fell 17.49% year-over-year to 0.21 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.21 (down 17.49% YoY) and the FY2025 annual result came in at 0.19, down 20.68% from the prior year.
- Equity Ratio climbed to 0.21 in Q1 2026 per PRAA's latest filing, from 0.19 in the prior quarter.
- The five-year high for Equity Ratio was 0.32 in Q1 2022, with the low at 0.19 in Q4 2025.
- Average Equity Ratio over 5 years is 0.26, with a median of 0.27 recorded in 2024.
- Year-over-year, Equity Ratio gained 1.56% in 2022 and slipped 24.2% in 2025.
- Pra's Equity Ratio stood at 0.31 in 2022, then retreated by 11.12% to 0.27 in 2023, then retreated by 11.62% to 0.24 in 2024, then dropped by 20.68% to 0.19 in 2025, then grew by 6.88% to 0.21 in 2026.
- Business Quant data shows PRAA's Equity Ratio at 0.21 in Q1 2026, 0.19 in Q4 2025, and 0.2 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.38 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.13 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.11 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.25 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.29 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.20 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.08 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.18 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.66 |
| 10 | Pra | 733.98 Mn | 675.47 Mn | 298.97 Mn | 0.21 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.21 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.20 |
| Jun 30, 2025 | 0.26 |
| Mar 31, 2025 | 0.25 |
| Dec 31, 2024 | 0.24 |
| Sep 30, 2024 | 0.26 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.27 |
| Dec 31, 2023 | 0.27 |
| Sep 30, 2023 | 0.27 |
| Jun 30, 2023 | 0.29 |
| Mar 31, 2023 | 0.27 |
| Dec 31, 2022 | 0.31 |
| Sep 30, 2022 | 0.30 |
| Jun 30, 2022 | 0.30 |
| Mar 31, 2022 | 0.32 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.33 |
| Jun 30, 2021 | 0.35 |