Pra (PRAA) Equity Ratio (2009 - 2026)

Pra's (PRAA) quarterly Equity Ratio came in at 0.21 in Q1 2026, down 17.49% year-on-year from 0.25 in Q1 2025, and up 6.88% quarter-over-quarter from 0.19 in Q4 2025.

Pra (PRAA) Equity Ratio (2009 - 2026) Analysis & Trends

Pra has disclosed Equity Ratio across 18 years of filings, most recently posting 0.21 for Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.21, down 17.49% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.21 (down 17.49% YoY), and the FY2025 annual result was 0.19, down 20.68% from the prior year.
  • Equity Ratio came in at 0.21 for Q1 2026 at Pra, up from 0.19 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.32 in Q1 2022 to a low of 0.19 in Q4 2025.
  • The 5-year median for Equity Ratio is 0.27 (2024), against an average of 0.26.
  • Across the five-year window, Equity Ratio climbed 1.56% in 2022 and declined 24.2% in 2025, its largest moves.
  • Pra's Equity Ratio stood at 0.31 in 2022, then dropped by 11.12% to 0.27 in 2023, then dropped by 11.62% to 0.24 in 2024, then retreated by 20.68% to 0.19 in 2025, then gained by 6.88% to 0.21 in 2026.
  • The last three Equity Ratio figures came in at 0.21 (Q1 2026), 0.19 (Q4 2025), and 0.2 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 Pra 614.27 Mn 555.76 Mn 298.97 Mn 0.21

Historic Data

Download Data
DateValue
Mar 31, 2026 0.21
Dec 31, 2025 0.19
Sep 30, 2025 0.20
Jun 30, 2025 0.26
Mar 31, 2025 0.25
Dec 31, 2024 0.24
Sep 30, 2024 0.26
Jun 30, 2024 0.26
Mar 31, 2024 0.27
Dec 31, 2023 0.27
Sep 30, 2023 0.27
Jun 30, 2023 0.29
Mar 31, 2023 0.27
Dec 31, 2022 0.31
Sep 30, 2022 0.30
Jun 30, 2022 0.30
Mar 31, 2022 0.32
Dec 31, 2021 0.30
Sep 30, 2021 0.33
Jun 30, 2021 0.35