Pra (PRAA) Times Interest Earned (2009 - 2026)
Pra (PRAA) posted Times Interest Earned of $1.23 for Q1 2026, down 38.06% sequentially from $1.99 in Q4 2025, and up 43.46% YoY from $0.86 in Q1 2025.
Powered by 
Analysis
Pra (PRAA) Times Interest Earned (2009 - 2026) Analysis & Trends
Pra has reported Times Interest Earned for 18 years, with the latest figure at $1.23 in Q1 2026.
- Quarterly Times Interest Earned rose 43.46% year-over-year to $1.23 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$0.01 (down 100.44% YoY) and the FY2025 annual result came in at -$0.11, down 108.07% from the prior year.
- Times Interest Earned slipped to $1.23 in Q1 2026 per PRAA's latest filing, from $1.99 in the prior quarter.
- Over five years, Times Interest Earned peaked at $24.24 in Q2 2022 and troughed at -$4.7 in Q3 2025.
- A 5-year average of $3.53 and a median of $1.36 in 2025 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2024 and 2025: Times Interest Earned jumped 172.22% in 2024, then tumbled 430.18% in 2025.
- Over 5 years, Times Interest Earned stood at $0.55 in 2022, then dropped by 0.62% to $0.55 in 2023, then surged by 172.22% to $1.49 in 2024, then surged by 33.66% to $1.99 in 2025, then tumbled by 38.06% to $1.23 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $1.23, $1.99, and -$4.7 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Pra | 720.58 Mn | 655.58 Mn | 356.41 Mn | 2.38 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.38 |
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 1.86 |
| Sep 30, 2025 | -4.70 |
| Jun 30, 2025 | 1.36 |
| Mar 31, 2025 | 1.22 |
| Dec 31, 2024 | 1.49 |
| Sep 30, 2024 | 1.42 |
| Jun 30, 2024 | 1.54 |
| Mar 31, 2024 | 1.22 |
| Sep 30, 2017 | 2.09 |
| Jun 30, 2017 | 2.15 |
| Mar 31, 2017 | 2.51 |
| Dec 31, 2016 | 0.41 |
| Sep 30, 2016 | 3.49 |
| Jun 30, 2016 | 3.54 |
| Mar 31, 2016 | 3.55 |
| Dec 31, 2015 | 4.65 |
| Sep 30, 2015 | 3.22 |
| Jun 30, 2015 | 6.61 |