Pra (PRAA) Operating Margin (2009 - 2026)
Pra's (PRAA) quarterly Operating Margin came in at 32.83% in Q1 2026, up 509.0% year-on-year from 5.39% in Q1 2025, and down 11.43% quarter-over-quarter from 37.07% in Q4 2025.
Pra (PRAA) Operating Margin (2009 - 2026) Analysis & Trends
Pra has disclosed Operating Margin across 18 years of filings, most recently posting 32.83% for Q1 2026.
- Operating Margin for Q1 2026 came in at 32.83%, up 509.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.13% (down 3134.0% YoY), and the FY2025 annual result was 2.52%, down 3346.0% from the prior year.
- Operating Margin came in at 32.83% for Q1 2026 at Pra, down from 37.07% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 37.07% in Q4 2025 to a low of 101.42% in Q3 2025.
- The 5-year median for Operating Margin is 29.94% (2025), against an average of 18.01%.
- Across the five-year window, Operating Margin jumped 4762 bps in 2024 and slumped 13393 bps in 2025, its largest moves.
- Pra's Operating Margin stood at 24.28% in 2022, then declined by 20 bps to 19.48% in 2023, then jumped by 70 bps to 33.03% in 2024, then climbed by 12 bps to 37.07% in 2025, then decreased by 11 bps to 32.83% in 2026.
- The last three Operating Margin figures came in at 32.83% (Q1 2026), 37.07% (Q4 2025), and 101.42% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 35.49% |
| 10 | Pra | 614.27 Mn | 555.76 Mn | 298.97 Mn | 32.83% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 32.83% |
| Dec 31, 2025 | 37.07% |
| Sep 30, 2025 | -101.42% |
| Jun 30, 2025 | 29.94% |
| Mar 31, 2025 | 27.74% |
| Dec 31, 2024 | 33.03% |
| Sep 30, 2024 | 32.51% |
| Jun 30, 2024 | 31.39% |
| Mar 31, 2024 | 25.98% |
| Dec 31, 2023 | 19.48% |
| Sep 30, 2023 | 19.89% |
| Jun 30, 2023 | 22.18% |
| Mar 31, 2023 | -21.64% |
| Dec 31, 2022 | 24.28% |
| Sep 30, 2022 | 30.23% |
| Jun 30, 2022 | 32.42% |
| Mar 31, 2022 | 30.31% |
| Dec 31, 2021 | 35.17% |
| Sep 30, 2021 | 30.22% |
| Jun 30, 2021 | 36.87% |