Pra (PRAA) Operating Margin (2009 - 2026)

Pra's (PRAA) quarterly Operating Margin came in at 32.83% in Q1 2026, up 509.0% year-on-year from 5.39% in Q1 2025, and down 11.43% quarter-over-quarter from 37.07% in Q4 2025.

Pra (PRAA) Operating Margin (2009 - 2026) Analysis & Trends

Pra has disclosed Operating Margin across 18 years of filings, most recently posting 32.83% for Q1 2026.

  • Operating Margin for Q1 2026 came in at 32.83%, up 509.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.13% (down 3134.0% YoY), and the FY2025 annual result was 2.52%, down 3346.0% from the prior year.
  • Operating Margin came in at 32.83% for Q1 2026 at Pra, down from 37.07% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 37.07% in Q4 2025 to a low of 101.42% in Q3 2025.
  • The 5-year median for Operating Margin is 29.94% (2025), against an average of 18.01%.
  • Across the five-year window, Operating Margin jumped 4762 bps in 2024 and slumped 13393 bps in 2025, its largest moves.
  • Pra's Operating Margin stood at 24.28% in 2022, then declined by 20 bps to 19.48% in 2023, then jumped by 70 bps to 33.03% in 2024, then climbed by 12 bps to 37.07% in 2025, then decreased by 11 bps to 32.83% in 2026.
  • The last three Operating Margin figures came in at 32.83% (Q1 2026), 37.07% (Q4 2025), and 101.42% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 26.44%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.39%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 35.49%
10 Pra 614.27 Mn 555.76 Mn 298.97 Mn 32.83%

Historic Data

Download Data
DateValue
Mar 31, 2026 32.83%
Dec 31, 2025 37.07%
Sep 30, 2025 -101.42%
Jun 30, 2025 29.94%
Mar 31, 2025 27.74%
Dec 31, 2024 33.03%
Sep 30, 2024 32.51%
Jun 30, 2024 31.39%
Mar 31, 2024 25.98%
Dec 31, 2023 19.48%
Sep 30, 2023 19.89%
Jun 30, 2023 22.18%
Mar 31, 2023 -21.64%
Dec 31, 2022 24.28%
Sep 30, 2022 30.23%
Jun 30, 2022 32.42%
Mar 31, 2022 30.31%
Dec 31, 2021 35.17%
Sep 30, 2021 30.22%
Jun 30, 2021 36.87%