Pra (PRAA) Net Margin (2009 - 2026)

Pra's (PRAA) quarterly Net Margin came in at 10.1% in Q1 2026, up 673.0% year-on-year from 1.31% in Q1 2025, and down 42.2% quarter-over-quarter from 17.48% in Q4 2025.

Pra (PRAA) Net Margin (2009 - 2026) Analysis & Trends

Pra has disclosed Net Margin across 18 years of filings, most recently posting 10.1% for Q1 2026.

  • Net Margin for Q1 2026 came in at 10.1%, up 673.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 21.4% (down 2911.0% YoY), and the FY2025 annual result was 24.13%, down 3219.0% from the prior year.
  • Net Margin came in at 10.1% for Q1 2026 at Pra, down from 17.48% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 17.48% in Q4 2025 to a low of 129.83% in Q3 2025.
  • The 5-year median for Net Margin is 7.99% (2024), against an average of 2.53%.
  • Across the five-year window, Net Margin jumped 3927 bps in 2024 and tumbled 14029 bps in 2025, its largest moves.
  • Pra's Net Margin stood at 6.98% in 2022, then slumped by 136 bps to 2.51% in 2023, then surged by 419 bps to 7.99% in 2024, then jumped by 119 bps to 17.48% in 2025, then slumped by 42 bps to 10.1% in 2026.
  • The last three Net Margin figures came in at 10.1% (Q1 2026), 17.48% (Q4 2025), and 129.83% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 53.62%
2 Mastercard 437.55 Bn 427.34 Bn - 46.23%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 15.71%
4 Capital One Financial 112.47 Bn 35.97 Bn - 13.66%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 13.32%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.44%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 30.76%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 15.15%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 13.84%
10 Pra 614.27 Mn 555.76 Mn 298.97 Mn 10.10%

Historic Data

Download Data
DateValue
Mar 31, 2026 10.10%
Dec 31, 2025 17.48%
Sep 30, 2025 -129.83%
Jun 30, 2025 16.08%
Mar 31, 2025 3.37%
Dec 31, 2024 7.99%
Sep 30, 2024 10.45%
Jun 30, 2024 8.84%
Mar 31, 2024 4.60%
Dec 31, 2023 -2.51%
Sep 30, 2023 -3.77%
Jun 30, 2023 0.56%
Mar 31, 2023 -34.67%
Dec 31, 2022 6.98%
Sep 30, 2022 11.61%
Jun 30, 2022 15.15%
Mar 31, 2022 14.58%
Dec 31, 2021 15.53%
Sep 30, 2021 14.28%
Jun 30, 2021 14.26%