Pra (PRAA) Net Margin (2009 - 2026)
Pra's (PRAA) quarterly Net Margin came in at 15.84% in Q2 2026, down 5.0% year-over-year from 16.67% in Q2 2025, and up 56.78% quarter-over-quarter from 10.1% in Q1 2026.
Powered by 
Analysis
Pra (PRAA) Net Margin (2009 - 2026) Analysis & Trends
Pra has disclosed Net Margin across 18 years of filings, most recently posting 15.84% for Q2 2026.
- In Q2 2026, Net Margin fell 5.0% year-over-year to 15.84%; the TTM figure through Jun 2026 stood at 19.08% (down 2849.0% YoY), while the FY2025 annual figure was 24.13%, down 3207.0% from the prior year.
- Net Margin came in at 15.84% for Q2 2026 at Pra, up from 10.1% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 17.76% in Q4 2025 to a low of 129.83% in Q3 2025.
- Average Net Margin over 5 years is 1.54%, with a median of 8.3% recorded in 2024.
- Year-over-year, Net Margin surged 3927 bps in 2024 and plunged 14011 bps in 2025.
- Over 5 years, Net Margin stood at 7.66% in 2022, then plunged by 135 bps to 2.65% in 2023, then soared by 394 bps to 7.77% in 2024, then soared by 129 bps to 17.76% in 2025, then dropped by 11 bps to 15.84% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 15.84% in Q2 2026, 10.1% in Q1 2026, and 17.76% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 32.04% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 12.09% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 52.73% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 89.43% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 13.01% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 6.37% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 23.26% |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -7.17% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 1.86% |
| 10 | Pra | 790.61 Mn | 725.61 Mn | 356.41 Mn | 15.84% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.84% |
| Mar 31, 2026 | 10.10% |
| Dec 31, 2025 | 17.76% |
| Sep 30, 2025 | -129.83% |
| Jun 30, 2025 | 15.89% |
| Mar 31, 2025 | 3.36% |
| Dec 31, 2024 | 7.77% |
| Sep 30, 2024 | 10.28% |
| Jun 30, 2024 | 8.84% |
| Mar 31, 2024 | 4.60% |
| Dec 31, 2023 | -2.65% |
| Sep 30, 2023 | -3.77% |
| Jun 30, 2023 | 0.55% |
| Mar 31, 2023 | -34.67% |
| Dec 31, 2022 | 7.66% |
| Sep 30, 2022 | 11.10% |
| Jun 30, 2022 | 15.15% |
| Mar 31, 2022 | 14.39% |
| Dec 31, 2021 | 14.17% |
| Sep 30, 2021 | 13.91% |