Pra (PRAA) Interest Coverage Ratio (2009 - 2026)

Pra (PRAA) posted Interest Coverage Ratio of 1.23 for Q1 2026, down 38.06% sequentially from 1.99 in Q4 2025, and up 43.46% YoY from 0.86 in Q1 2025.

Analysis

Pra (PRAA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Pra has reported Interest Coverage Ratio for 18 years, with the latest figure at 1.23 in Q1 2026.

Quarterly Interest Coverage Ratio rose 43.46% year-over-year to 1.23 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 100.44% YoY) and the FY2025 annual result came in at 0.11, down 108.07% from the prior year.
Interest Coverage Ratio slipped to 1.23 in Q1 2026 per PRAA's latest filing, from 1.99 in the prior quarter.
Over five years, Interest Coverage Ratio peaked at 24.24 in Q2 2022 and troughed at 4.7 in Q3 2025.
A 5-year average of 3.53 and a median of 1.36 in 2025 frame the typical range for Interest Coverage Ratio.
The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio jumped 172.22% in 2024, then tumbled 430.18% in 2025.
Over 5 years, Interest Coverage Ratio stood at 0.55 in 2022, then dropped by 0.62% to 0.55 in 2023, then surged by 172.22% to 1.49 in 2024, then surged by 33.66% to 1.99 in 2025, then tumbled by 38.06% to 1.23 in 2026.
According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.23, 1.99, and 4.7 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Set

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Interest Cover (Qtr)
1	Visa	680.39 Bn	668.03 Bn	-	35.45
2	Mastercard	518.33 Bn	504.84 Bn	-	25.63
3	American Express	224.91 Bn	175.59 Bn	17.99 Bn	1.79
4	Capital One Financial	132.31 Bn	77.60 Bn	-	1.95
5	PayPal Holdings	46.25 Bn	35.00 Bn	-	-
6	Affirm Holdings	26.22 Bn	24.59 Bn	-	1.24
7	Synchrony Financial	25.37 Bn	9.17 Bn	-	2.22
8	SoFi Technologies	23.30 Bn	20.18 Bn	1.02 Bn	0.05
9	Ally Financial	12.85 Bn	5.01 Bn	2.08 Bn	0.50
10	Pra	720.58 Mn	655.58 Mn	356.41 Mn	2.38

Historic Data

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