Pra PRAA
NASDAQ PRAA
$19.14 -0.15 (-0.78%)
At close: Aug 28, 2026 · 4:00 PM EDT

Pra (PRAA) Gross Margin (2009 - 2026)

Pra (PRAA) posted Gross Margin of 95.05% for Q1 2026, little changed sequentially from 95.32% in Q4 2025, and down 15.0% YoY from 111.83% in Q1 2025.

Analysis

Pra (PRAA) Gross Margin (2009 - 2026) Analysis & Trends

Pra has reported Gross Margin for 18 years, with the latest figure at 95.05% in Q1 2026.

  • Quarterly Gross Margin fell 15.0% year-over-year to 95.05% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 95.09% (up 18.0% YoY) and the FY2025 annual result came in at 95.14%, up 24.0% from the prior year.
  • Gross Margin held at 95.05% in Q1 2026 per PRAA's latest filing, from 95.32% in the prior quarter.
  • Over five years, Gross Margin peaked at 95.32% in Q4 2025 and troughed at 91.61% in Q1 2023.
  • A 5-year average of 94.52% and a median of 94.95% in 2022 frame the typical range for Gross Margin.
  • The sharpest annual moves came in 2022 and 2023: Gross Margin jumped 61031 bps in 2022, then plunged 334 bps in 2023.
  • Over 5 years, Gross Margin stood at 94.21% in 2022, then slipped by 1 bps to 93.54% in 2023, then advanced by 1 bps to 94.55% in 2024, then advanced by 1 bps to 95.32% in 2025, then decreased by 0 bps to 95.05% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 95.05%, 95.32%, and 95.04% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - -
2 Mastercard 518.33 Bn 504.84 Bn - -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 91.60%
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - -
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 83.58%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 90.90%
10 Pra 720.58 Mn 655.58 Mn 356.41 Mn 95.77%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 95.77%
Mar 31, 2026 95.05%
Dec 31, 2025 95.32%
Sep 30, 2025 95.04%
Jun 30, 2025 94.97%
Mar 31, 2025 95.22%
Dec 31, 2024 94.55%
Sep 30, 2024 95.04%
Jun 30, 2024 94.99%
Mar 31, 2024 95.08%
Dec 31, 2023 93.66%
Sep 30, 2023 94.29%
Jun 30, 2023 93.81%
Mar 31, 2023 91.61%
Dec 31, 2022 94.21%
Sep 30, 2022 94.63%
Jun 30, 2022 95.07%
Mar 31, 2022 95.01%
Dec 31, 2021 93.37%
Sep 30, 2021 93.96%