Pra (PRAA) EBT Margin (2009 - 2026)
Pra's (PRAA) quarterly EBT Margin came in at 12.89% in Q1 2026, up 791.0% year-on-year from 1.45% in Q1 2025, and down 29.41% quarter-over-quarter from 18.26% in Q4 2025.
Pra (PRAA) EBT Margin (2009 - 2026) Analysis & Trends
Pra has disclosed EBT Margin across 18 years of filings, most recently posting 12.89% for Q1 2026.
- EBT Margin for Q1 2026 came in at 12.89%, up 791.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 17.3% (down 2707.0% YoY), and the FY2025 annual result was 20.24%, down 3022.0% from the prior year.
- EBT Margin came in at 12.89% for Q1 2026 at Pra, down from 18.26% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 21.51% in Q2 2025 to a low of 122.0% in Q3 2025.
- The 5-year median for EBT Margin is 10.21% (2024), against an average of 0.76%.
- Across the five-year window, EBT Margin jumped 5222 bps in 2024 and slumped 13221 bps in 2025, its largest moves.
- Pra's EBT Margin stood at 9.83% in 2022, then plunged by 129 bps to 2.86% in 2023, then surged by 510 bps to 11.72% in 2024, then jumped by 56 bps to 18.26% in 2025, then declined by 29 bps to 12.89% in 2026.
- The last three EBT Margin figures came in at 12.89% (Q1 2026), 18.26% (Q4 2025), and 122.0% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Pra | 614.27 Mn | 555.76 Mn | 298.97 Mn | 12.89% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.89% |
| Dec 31, 2025 | 18.26% |
| Sep 30, 2025 | -122.00% |
| Jun 30, 2025 | 21.51% |
| Mar 31, 2025 | 4.97% |
| Dec 31, 2024 | 11.72% |
| Sep 30, 2024 | 10.21% |
| Jun 30, 2024 | 11.90% |
| Mar 31, 2024 | 5.53% |
| Dec 31, 2023 | -2.86% |
| Sep 30, 2023 | -2.94% |
| Jun 30, 2023 | 1.33% |
| Mar 31, 2023 | -46.69% |
| Dec 31, 2022 | 9.83% |
| Sep 30, 2022 | 16.33% |
| Jun 30, 2022 | 20.64% |
| Mar 31, 2022 | 16.51% |
| Dec 31, 2021 | 21.05% |
| Sep 30, 2021 | 19.20% |
| Jun 30, 2021 | 25.64% |