Pra (PRAA) EBT Margin (2009 - 2026)

Pra's (PRAA) quarterly EBT Margin came in at 12.89% in Q1 2026, up 791.0% year-on-year from 1.45% in Q1 2025, and down 29.41% quarter-over-quarter from 18.26% in Q4 2025.

Pra (PRAA) EBT Margin (2009 - 2026) Analysis & Trends

Pra has disclosed EBT Margin across 18 years of filings, most recently posting 12.89% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 12.89%, up 791.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 17.3% (down 2707.0% YoY), and the FY2025 annual result was 20.24%, down 3022.0% from the prior year.
  • EBT Margin came in at 12.89% for Q1 2026 at Pra, down from 18.26% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 21.51% in Q2 2025 to a low of 122.0% in Q3 2025.
  • The 5-year median for EBT Margin is 10.21% (2024), against an average of 0.76%.
  • Across the five-year window, EBT Margin jumped 5222 bps in 2024 and slumped 13221 bps in 2025, its largest moves.
  • Pra's EBT Margin stood at 9.83% in 2022, then plunged by 129 bps to 2.86% in 2023, then surged by 510 bps to 11.72% in 2024, then jumped by 56 bps to 18.26% in 2025, then declined by 29 bps to 12.89% in 2026.
  • The last three EBT Margin figures came in at 12.89% (Q1 2026), 18.26% (Q4 2025), and 122.0% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Pra 614.27 Mn 555.76 Mn 298.97 Mn 12.89%

Historic Data

Download Data
DateValue
Mar 31, 2026 12.89%
Dec 31, 2025 18.26%
Sep 30, 2025 -122.00%
Jun 30, 2025 21.51%
Mar 31, 2025 4.97%
Dec 31, 2024 11.72%
Sep 30, 2024 10.21%
Jun 30, 2024 11.90%
Mar 31, 2024 5.53%
Dec 31, 2023 -2.86%
Sep 30, 2023 -2.94%
Jun 30, 2023 1.33%
Mar 31, 2023 -46.69%
Dec 31, 2022 9.83%
Sep 30, 2022 16.33%
Jun 30, 2022 20.64%
Mar 31, 2022 16.51%
Dec 31, 2021 21.05%
Sep 30, 2021 19.20%
Jun 30, 2021 25.64%