Pra (PRAA) EBT Margin (2009 - 2026)
Pra (PRAA) posted EBT Margin of 12.89% for Q1 2026, down 30.55% sequentially from 18.56% in Q4 2025, and up 791.0% YoY from 1.45% in Q1 2025.
Analysis
Pra (PRAA) EBT Margin (2009 - 2026) Analysis & Trends
Pra has reported EBT Margin for 18 years, with the latest figure at 12.89% in Q1 2026.
- Quarterly EBT Margin rose 791.0% year-over-year to 12.89% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 17.38% (down 2709.0% YoY) and the FY2025 annual result came in at 20.24%, down 3007.0% from the prior year.
- EBT Margin slipped to 12.89% in Q1 2026 per PRAA's latest filing, from 18.56% in the prior quarter.
- Over five years, EBT Margin peaked at 21.51% in Q2 2025 and troughed at 122.0% in Q3 2025.
- A 5-year average of 0.71% and a median of 10.78% in 2022 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2022 and 2024: EBT Margin sank 293419 bps in 2022, then jumped 5226 bps in 2024.
- Over 5 years, EBT Margin stood at 10.78% in 2022, then tumbled by 128 bps to 3.07% in 2023, then surged by 471 bps to 11.39% in 2024, then soared by 63 bps to 18.56% in 2025, then sank by 31 bps to 12.89% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 12.89%, 18.56%, and 122.0% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 58.74% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 59.14% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 24.09% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.09% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 14.50% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 24.62% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 16.76% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 23.49% |
| 10 | Pra | 720.58 Mn | 655.58 Mn | 356.41 Mn | 23.73% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.73% |
| Mar 31, 2026 | 12.89% |
| Dec 31, 2025 | 18.56% |
| Sep 30, 2025 | -122.00% |
| Jun 30, 2025 | 21.25% |
| Mar 31, 2025 | 4.96% |
| Dec 31, 2024 | 11.39% |
| Sep 30, 2024 | 10.04% |
| Jun 30, 2024 | 11.90% |
| Mar 31, 2024 | 5.53% |
| Dec 31, 2023 | -3.02% |
| Sep 30, 2023 | -2.94% |
| Jun 30, 2023 | 1.31% |
| Mar 31, 2023 | -46.69% |
| Dec 31, 2022 | 10.78% |
| Sep 30, 2022 | 15.63% |
| Jun 30, 2022 | 20.64% |
| Mar 31, 2022 | 16.29% |
| Dec 31, 2021 | 19.21% |
| Sep 30, 2021 | 18.69% |