Pra (PRAA) EBT Margin (2009 - 2026)

Pra (PRAA) posted EBT Margin of 12.89% for Q1 2026, down 29.41% sequentially from 18.26% in Q4 2025, and up 791.0% YoY from 1.45% in Q1 2025.

Pra (PRAA) EBT Margin (2009 - 2026) Analysis & Trends

Pra (PRAA) has 18 years of EBT Margin data on file, last reported at 12.89% in Q1 2026.

  • Quarterly EBT Margin rose 791.0% year-over-year to 12.89% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 17.3% (down 2707.0% YoY) and the FY2025 annual result came in at 20.24%, down 3022.0% from the prior year.
  • EBT Margin slipped to 12.89% in Q1 2026 per PRAA's latest filing, from 18.26% in the prior quarter.
  • The five-year high for EBT Margin was 21.51% in Q2 2025, with the low at 122.0% in Q3 2025.
  • Average EBT Margin over 5 years is 0.76%, with a median of 10.21% recorded in 2024.
  • Year-over-year, EBT Margin surged 5222 bps in 2024 and plunged 13221 bps in 2025.
  • Pra's EBT Margin stood at 9.83% in 2022, then sank by 129 bps to 2.86% in 2023, then surged by 510 bps to 11.72% in 2024, then jumped by 56 bps to 18.26% in 2025, then decreased by 29 bps to 12.89% in 2026.
  • Business Quant data shows PRAA's EBT Margin at 12.89% in Q1 2026, 18.26% in Q4 2025, and 122.0% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Pra 733.98 Mn 675.47 Mn 298.97 Mn 12.89%

Historic Data

Download Data
DateValue
Mar 31, 2026 12.89%
Dec 31, 2025 18.26%
Sep 30, 2025 -122.00%
Jun 30, 2025 21.51%
Mar 31, 2025 4.97%
Dec 31, 2024 11.72%
Sep 30, 2024 10.21%
Jun 30, 2024 11.90%
Mar 31, 2024 5.53%
Dec 31, 2023 -2.86%
Sep 30, 2023 -2.94%
Jun 30, 2023 1.33%
Mar 31, 2023 -46.69%
Dec 31, 2022 9.83%
Sep 30, 2022 16.33%
Jun 30, 2022 20.64%
Mar 31, 2022 16.51%
Dec 31, 2021 21.05%
Sep 30, 2021 19.20%
Jun 30, 2021 25.64%