Pra (PRAA) Asset Utilization Ratio (2010 - 2026)

Pra (PRAA) posted Asset Utilization Ratio of 0.24 for Q1 2026, up 1.7% sequentially from 0.24 in Q4 2025, and up 9.5% YoY from 0.22 in Q1 2025.

Pra (PRAA) Asset Utilization Ratio (2010 - 2026) Analysis & Trends

Pra (PRAA) has 17 years of Asset Utilization Ratio data on file, last reported at 0.24 in Q1 2026.

  • Quarterly Asset Utilization Ratio rose 9.5% year-over-year to 0.24 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.24 (up 9.5% YoY) and the FY2025 annual result came in at 0.24, up 3.15% from the prior year.
  • Asset Utilization Ratio improved to 0.24 in Q1 2026 per PRAA's latest filing, from 0.24 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.24 in Q1 2026, with the low at 0.18 in Q4 2023.
  • Average Asset Utilization Ratio over 5 years is 0.22, with a median of 0.22 recorded in 2025.
  • Year-over-year, Asset Utilization Ratio slumped 45.01% in 2022 and climbed 21.89% in 2024.
  • Pra's Asset Utilization Ratio stood at 0.24 in 2022, then fell by 24.13% to 0.18 in 2023, then rose by 21.89% to 0.22 in 2024, then climbed by 6.67% to 0.24 in 2025, then advanced by 1.7% to 0.24 in 2026.
  • Business Quant data shows PRAA's Asset Utilization Ratio at 0.24 in Q1 2026, 0.24 in Q4 2025, and 0.22 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Pra 733.98 Mn 675.47 Mn 298.97 Mn 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.24
Sep 30, 2025 0.22
Jun 30, 2025 0.21
Mar 31, 2025 0.22
Dec 31, 2024 0.22
Sep 30, 2024 0.22
Jun 30, 2024 0.22
Mar 31, 2024 0.20
Dec 31, 2023 0.18
Sep 30, 2023 0.19
Jun 30, 2023 0.19
Mar 31, 2023 0.20
Dec 31, 2022 0.24
Sep 30, 2022 0.24
Jun 30, 2022 0.24
Mar 31, 2022 0.23
Dec 31, 2021 0.24
Sep 30, 2021 0.44
Jun 30, 2021 0.38