Pra (PRAA) Asset Utilization Ratio (2010 - 2026)
Pra (PRAA) posted Asset Utilization Ratio of 0.24 for Q1 2026, up 1.7% sequentially from 0.24 in Q4 2025, and up 9.5% YoY from 0.22 in Q1 2025.
Pra (PRAA) Asset Utilization Ratio (2010 - 2026) Analysis & Trends
Pra (PRAA) has 17 years of Asset Utilization Ratio data on file, last reported at 0.24 in Q1 2026.
- Quarterly Asset Utilization Ratio rose 9.5% year-over-year to 0.24 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.24 (up 9.5% YoY) and the FY2025 annual result came in at 0.24, up 3.15% from the prior year.
- Asset Utilization Ratio improved to 0.24 in Q1 2026 per PRAA's latest filing, from 0.24 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.24 in Q1 2026, with the low at 0.18 in Q4 2023.
- Average Asset Utilization Ratio over 5 years is 0.22, with a median of 0.22 recorded in 2025.
- Year-over-year, Asset Utilization Ratio slumped 45.01% in 2022 and climbed 21.89% in 2024.
- Pra's Asset Utilization Ratio stood at 0.24 in 2022, then fell by 24.13% to 0.18 in 2023, then rose by 21.89% to 0.22 in 2024, then climbed by 6.67% to 0.24 in 2025, then advanced by 1.7% to 0.24 in 2026.
- Business Quant data shows PRAA's Asset Utilization Ratio at 0.24 in Q1 2026, 0.24 in Q4 2025, and 0.22 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | Pra | 733.98 Mn | 675.47 Mn | 298.97 Mn | 0.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.24 |
| Sep 30, 2025 | 0.22 |
| Jun 30, 2025 | 0.21 |
| Mar 31, 2025 | 0.22 |
| Dec 31, 2024 | 0.22 |
| Sep 30, 2024 | 0.22 |
| Jun 30, 2024 | 0.22 |
| Mar 31, 2024 | 0.20 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.19 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 0.20 |
| Dec 31, 2022 | 0.24 |
| Sep 30, 2022 | 0.24 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.23 |
| Dec 31, 2021 | 0.24 |
| Sep 30, 2021 | 0.44 |
| Jun 30, 2021 | 0.38 |