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EBIT MarginEBITDA MarginEBT MarginFCF MarginGross MarginInterest Coverage RatioNet MarginOperating MarginReturn on SalesTimes Interest Earned

Pioneer Bancorp (PBFS) Net Margin (2018 - 2025)

Pioneer Bancorp (PBFS) has disclosed Net Margin for 8 consecutive years, with 33.08% as the latest value for Q4 2025.

  • Quarterly Net Margin changed N/A to 33.08% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 114.16% through Dec 2025, down 2038.0% year-over-year, with the annual reading at 114.15% for FY2025, N/A changed from the prior year.
  • Net Margin hit 33.08% in Q4 2025 for Pioneer Bancorp, down from 119.28% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 186.27% in Q1 2023 to a low of 156.62% in Q2 2021.
  • Historically, Net Margin has averaged 100.21% across 5 years, with a median of 119.28% in 2025.
  • Biggest five-year swings in Net Margin: crashed -22460bps in 2021 and later surged 22851bps in 2022.
  • Year by year, Net Margin stood at 175.32% in 2021, then fell by -1bps to 172.71% in 2022, then tumbled by -56bps to 76.4% in 2023, then skyrocketed by 116bps to 165.13% in 2024, then plummeted by -80bps to 33.08% in 2025.
  • Business Quant data shows Net Margin for PBFS at 33.08% in Q4 2025, 119.28% in Q3 2025, and 162.33% in Q2 2025.