Pioneer Bancorp (PBFS) Net Margin (2018 - 2026)
Pioneer Bancorp (PBFS) posted Net Margin of 137.69% for Q1 2026, up 23.58% sequentially from 111.42% in Q4 2025, and down 11008.0% YoY from N/an in Q1 2025.
Pioneer Bancorp (PBFS) Net Margin (2018 - 2026) Analysis & Trends
Pioneer Bancorp has reported Net Margin for 9 years, with the latest figure at 137.69% in Q1 2026.
- Quarterly Net Margin fell 11008.0% year-over-year to 137.69% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 146.6% (up 204.0% YoY) and the FY2025 annual result came in at 163.69%, down 2908.0% from the prior year.
- Net Margin climbed to 137.69% in Q1 2026 per PBFS's latest filing, from 111.42% in the prior quarter.
- Over five years, Net Margin peaked at 247.76% in Q1 2025 and troughed at 176.72% in Q2 2022.
- A 5-year average of 128.08% and a median of 148.66% in 2022 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2023: Net Margin sank 24897 bps in 2022, then surged 16947 bps in 2023.
- Over 5 years, Net Margin stood at 172.71% in 2022, then sank by 33 bps to 115.82% in 2023, then grew by 16 bps to 134.55% in 2024, then declined by 17 bps to 111.42% in 2025, then advanced by 24 bps to 137.69% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 137.69%, 111.42%, and 194.61% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Pioneer Bancorp | 414.55 Mn | 414.55 Mn | 3.96 Mn | 81.73% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 81.73% |
| Mar 31, 2026 | 137.69% |
| Dec 31, 2025 | 111.42% |
| Sep 30, 2025 | 194.61% |
| Mar 31, 2025 | 247.76% |
| Sep 30, 2024 | 134.55% |
| Jun 30, 2024 | 189.01% |
| Mar 31, 2024 | 205.35% |
| Dec 31, 2023 | 115.82% |
| Sep 30, 2023 | 98.28% |
| Mar 31, 2023 | 186.27% |
| Dec 31, 2022 | 172.71% |
| Sep 30, 2022 | 159.62% |
| Jun 30, 2022 | -176.72% |
| Mar 31, 2022 | 16.80% |
| Dec 31, 2021 | 175.32% |
| Sep 30, 2021 | 43.48% |
| Jun 30, 2021 | 72.25% |
| Mar 31, 2021 | 36.27% |
| Dec 31, 2020 | 54.00% |