Pioneer Bancorp (PBFS) Net Margin (2018 - 2026)

Pioneer Bancorp's (PBFS) quarterly Net Margin came in at 137.69% in Q1 2026, down 2016.0% year-on-year from 7.19% in Q1 2025, and up 67.67% quarter-over-quarter from 82.12% in Q4 2025.

Pioneer Bancorp (PBFS) Net Margin (2018 - 2026) Analysis & Trends

Pioneer Bancorp has disclosed Net Margin across 9 years of filings, most recently posting 137.69% for Q1 2026.

  • Net Margin for Q1 2026 came in at 137.69%, down 2016.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 121.97% (up 1362.0% YoY), and the FY2025 annual result was 128.29%, up 989.0% from the prior year.
  • Net Margin came in at 137.69% for Q1 2026 at Pioneer Bancorp, up from 82.12% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 186.27% in Q1 2023 to a low of 9.28% in Q1 2022.
  • The 5-year median for Net Margin is 124.5% (2024), against an average of 119.55%.
  • Across the five-year window, Net Margin soared 22851 bps in 2022 and sank 9631 bps in 2023, its largest moves.
  • Pioneer Bancorp's Net Margin stood at 172.71% in 2022, then slumped by 56 bps to 76.4% in 2023, then surged by 116 bps to 165.13% in 2024, then tumbled by 50 bps to 82.12% in 2025, then soared by 68 bps to 137.69% in 2026.
  • The last three Net Margin figures came in at 137.69% (Q1 2026), 82.12% (Q4 2025), and 119.28% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Pioneer Bancorp 414.68 Mn 414.68 Mn 3.60 Mn 137.69%

Historic Data

Download Data
DateValue
Mar 31, 2026 137.69%
Dec 31, 2025 82.12%
Sep 30, 2025 119.28%
Mar 31, 2025 157.85%
Sep 30, 2024 165.13%
Jun 30, 2024 107.41%
Mar 31, 2024 129.71%
Dec 31, 2023 76.40%
Sep 30, 2023 98.28%
Mar 31, 2023 186.27%
Dec 31, 2022 172.71%
Sep 30, 2022 159.62%
Jun 30, 2022 71.89%
Mar 31, 2022 9.28%
Dec 31, 2021 175.32%
Sep 30, 2021 43.48%
Jun 30, 2021 -156.62%
Mar 31, 2021 36.27%
Dec 31, 2020 54.00%
Sep 30, 2020 49.87%