Pioneer Bancorp (PBFS) Net Margin (2018 - 2026)
Pioneer Bancorp's (PBFS) quarterly Net Margin came in at 137.69% in Q1 2026, down 2016.0% year-on-year from 7.19% in Q1 2025, and up 67.67% quarter-over-quarter from 82.12% in Q4 2025.
Pioneer Bancorp (PBFS) Net Margin (2018 - 2026) Analysis & Trends
Pioneer Bancorp has disclosed Net Margin across 9 years of filings, most recently posting 137.69% for Q1 2026.
- Net Margin for Q1 2026 came in at 137.69%, down 2016.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 121.97% (up 1362.0% YoY), and the FY2025 annual result was 128.29%, up 989.0% from the prior year.
- Net Margin came in at 137.69% for Q1 2026 at Pioneer Bancorp, up from 82.12% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 186.27% in Q1 2023 to a low of 9.28% in Q1 2022.
- The 5-year median for Net Margin is 124.5% (2024), against an average of 119.55%.
- Across the five-year window, Net Margin soared 22851 bps in 2022 and sank 9631 bps in 2023, its largest moves.
- Pioneer Bancorp's Net Margin stood at 172.71% in 2022, then slumped by 56 bps to 76.4% in 2023, then surged by 116 bps to 165.13% in 2024, then tumbled by 50 bps to 82.12% in 2025, then soared by 68 bps to 137.69% in 2026.
- The last three Net Margin figures came in at 137.69% (Q1 2026), 82.12% (Q4 2025), and 119.28% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Pioneer Bancorp | 414.68 Mn | 414.68 Mn | 3.60 Mn | 137.69% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 137.69% |
| Dec 31, 2025 | 82.12% |
| Sep 30, 2025 | 119.28% |
| Mar 31, 2025 | 157.85% |
| Sep 30, 2024 | 165.13% |
| Jun 30, 2024 | 107.41% |
| Mar 31, 2024 | 129.71% |
| Dec 31, 2023 | 76.40% |
| Sep 30, 2023 | 98.28% |
| Mar 31, 2023 | 186.27% |
| Dec 31, 2022 | 172.71% |
| Sep 30, 2022 | 159.62% |
| Jun 30, 2022 | 71.89% |
| Mar 31, 2022 | 9.28% |
| Dec 31, 2021 | 175.32% |
| Sep 30, 2021 | 43.48% |
| Jun 30, 2021 | -156.62% |
| Mar 31, 2021 | 36.27% |
| Dec 31, 2020 | 54.00% |
| Sep 30, 2020 | 49.87% |