Pioneer Bancorp (PBFS) Net Margin (2018 - 2026)
Pioneer Bancorp's (PBFS) quarterly Net Margin came in at 81.73% in Q2 2026, down 5688.0% year-over-year from 1.46% in Q2 2025, and down 40.64% quarter-over-quarter from 137.69% in Q1 2026.
Analysis
Pioneer Bancorp (PBFS) Net Margin (2018 - 2026) Analysis & Trends
Pioneer Bancorp has disclosed Net Margin across 9 years of filings, most recently posting 81.73% for Q2 2026.
- In Q2 2026, Net Margin fell 5688.0% year-over-year to 81.73%; the TTM figure through Jun 2026 stood at 67.62% (down 6280.0% YoY), while the FY2025 annual figure was 112.99%, down 37.0% from the prior year.
- Net Margin came in at 81.73% for Q2 2026 at Pioneer Bancorp, down from 137.69% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 186.27% in Q1 2023 to a low of 9.28% in Q1 2022.
- Average Net Margin over 5 years is 121.79%, with a median of 132.13% recorded in 2024.
- Year-over-year, Net Margin jumped 22851 bps in 2022 and plunged 9631 bps in 2023.
- Over 5 years, Net Margin stood at 172.71% in 2022, then plunged by 56 bps to 76.4% in 2023, then jumped by 76 bps to 134.55% in 2024, then declined by 11 bps to 119.28% in 2025, then sank by 31 bps to 81.73% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 81.73% in Q2 2026, 137.69% in Q1 2026, and 119.28% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 23.30% |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 24.27% |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 24.18% |
| 10 | Pioneer Bancorp | 447.85 Mn | 447.85 Mn | 3.96 Mn | 81.73% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 81.73% |
| Mar 31, 2026 | 137.69% |
| Sep 30, 2025 | 119.28% |
| Jun 30, 2025 | 138.60% |
| Mar 31, 2025 | 157.85% |
| Sep 30, 2024 | 134.55% |
| Jun 30, 2024 | 118.56% |
| Mar 31, 2024 | 129.71% |
| Dec 31, 2023 | 76.40% |
| Sep 30, 2023 | 98.28% |
| Jun 30, 2023 | 156.28% |
| Mar 31, 2023 | 186.27% |
| Dec 31, 2022 | 172.71% |
| Sep 30, 2022 | 159.62% |
| Jun 30, 2022 | 71.89% |
| Mar 31, 2022 | 9.28% |
| Dec 31, 2021 | 175.32% |
| Sep 30, 2021 | 43.48% |
| Jun 30, 2021 | -156.62% |
| Mar 31, 2021 | 36.27% |