Pioneer Bancorp (PBFS) Interest Coverage Ratio (2018 - 2026)
Pioneer Bancorp's (PBFS) quarterly Interest Coverage Ratio came in at 2.02 in Q2 2026, down 17.96% year-over-year from 2.46 in Q2 2025, and down 6.1% quarter-over-quarter from 1.9 in Q1 2026.
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Analysis
Pioneer Bancorp (PBFS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Pioneer Bancorp has disclosed Interest Coverage Ratio across 9 years of filings, most recently posting 2.02 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio fell 17.96% year-over-year to 2.02; the TTM figure through Jun 2026 stood at 2.18 (down 11.83% YoY), while the FY2025 annual figure was 1.69, up 5.03% from the prior year.
- Interest Coverage Ratio came in at 2.02 for Q2 2026 at Pioneer Bancorp, down from 1.9 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.65 in Q1 2025 to a low of 29.54 in Q1 2022.
- Average Interest Coverage Ratio over 5 years is 7.21, with a median of 2.14 recorded in 2023.
- Year-over-year, Interest Coverage Ratio plunged 723.54% in 2022 and jumped 85.27% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 12.03 in 2022, then jumped by 81.74% to 2.2 in 2023, then advanced by 14.93% to 1.87 in 2024, then rose by 5.72% to 1.76 in 2025, then declined by 14.68% to 2.02 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.02 in Q2 2026, 1.9 in Q1 2026, and 1.76 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.09 |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 1.90 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 1.83 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.80 |
| 10 | Pioneer Bancorp | 447.85 Mn | 447.85 Mn | 3.96 Mn | -2.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -2.02 |
| Mar 31, 2026 | -1.90 |
| Sep 30, 2025 | -1.76 |
| Jun 30, 2025 | -1.71 |
| Mar 31, 2025 | -1.65 |
| Sep 30, 2024 | -1.87 |
| Jun 30, 2024 | -1.95 |
| Mar 31, 2024 | -2.08 |
| Dec 31, 2023 | -2.20 |
| Sep 30, 2023 | -2.62 |
| Jun 30, 2023 | -3.73 |
| Mar 31, 2023 | -7.99 |
| Dec 31, 2022 | -12.03 |
| Sep 30, 2022 | -17.03 |
| Jun 30, 2022 | -25.34 |
| Mar 31, 2022 | -29.54 |
| Dec 31, 2021 | -8.37 |
| Sep 30, 2021 | -22.29 |
| Jun 30, 2021 | -6.85 |
| Mar 31, 2021 | 4.74 |