Pioneer Bancorp (PBFS) Interest Coverage Ratio (2018 - 2026)
Pioneer Bancorp (PBFS) posted Interest Coverage Ratio of 1.82 for Q1 2026, down 50.92% sequentially from 1.21 in Q4 2025, and up 0.72% YoY from 1.81 in Q1 2025.
Pioneer Bancorp (PBFS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Pioneer Bancorp has reported Interest Coverage Ratio for 9 years, with the latest figure at 1.82 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 0.72% year-over-year to 1.82 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.68 (up 16.07% YoY) and the FY2025 annual result came in at 1.69, up 17.1% from the prior year.
- Interest Coverage Ratio slipped to 1.82 in Q1 2026 per PBFS's latest filing, from 1.21 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 0.92 in Q1 2022 and troughed at 41.91 in Q2 2022.
- A 5-year average of 6.99 and a median of 2.18 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio slumped 904.43% in 2022, then surged 84.68% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 12.03 in 2022, then surged by 81.75% to 2.2 in 2023, then climbed by 14.89% to 1.87 in 2024, then soared by 35.39% to 1.21 in 2025, then slumped by 50.92% to 1.82 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.82, 1.21, and 1.94 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Pioneer Bancorp | 414.55 Mn | 414.55 Mn | 3.96 Mn | -2.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -2.02 |
| Mar 31, 2026 | -1.82 |
| Dec 31, 2025 | -1.21 |
| Sep 30, 2025 | -1.94 |
| Mar 31, 2025 | -1.84 |
| Sep 30, 2024 | -1.87 |
| Jun 30, 2024 | -2.17 |
| Mar 31, 2024 | -2.29 |
| Dec 31, 2023 | -2.20 |
| Sep 30, 2023 | -2.61 |
| Mar 31, 2023 | -7.99 |
| Dec 31, 2022 | -12.03 |
| Sep 30, 2022 | -17.03 |
| Jun 30, 2022 | -41.91 |
| Mar 31, 2022 | -0.92 |
| Dec 31, 2021 | -1.20 |
| Sep 30, 2021 | -18.38 |
| Jun 30, 2021 | -7.05 |
| Mar 31, 2021 | 4.74 |
| Dec 31, 2020 | 5.38 |