Pioneer Bancorp (PBFS) Interest Coverage Ratio (2018 - 2026)
Pioneer Bancorp's (PBFS) quarterly Interest Coverage Ratio came in at 1.9 in Q1 2026, down 15.11% year-on-year from 2.24 in Q1 2025, and down 4.29% quarter-over-quarter from 1.83 in Q4 2025.
Pioneer Bancorp (PBFS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Pioneer Bancorp has disclosed Interest Coverage Ratio across 9 years of filings, most recently posting 1.9 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.9, down 15.11% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.79 (up 23.67% YoY), and the FY2025 annual result was 0.18, down 6.12% from the prior year.
- Interest Coverage Ratio came in at 1.9 for Q1 2026 at Pioneer Bancorp, down from 1.83 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.65 in Q1 2025 to a low of 29.54 in Q1 2022.
- The 5-year median for Interest Coverage Ratio is 2.14 (2023), against an average of 7.82.
- Across the five-year window, Interest Coverage Ratio sank 723.54% in 2022 and jumped 84.63% in 2023, its largest moves.
- Pioneer Bancorp's Interest Coverage Ratio stood at 12.03 in 2022, then jumped by 81.74% to 2.2 in 2023, then advanced by 21.92% to 1.72 in 2024, then decreased by 6.46% to 1.83 in 2025, then declined by 4.29% to 1.9 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.9 (Q1 2026), 1.83 (Q4 2025), and 1.76 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Pioneer Bancorp | 414.68 Mn | 414.68 Mn | 3.60 Mn | -1.90 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.90 |
| Dec 31, 2025 | -1.83 |
| Sep 30, 2025 | -1.76 |
| Mar 31, 2025 | -1.65 |
| Sep 30, 2024 | -1.72 |
| Jun 30, 2024 | -1.84 |
| Mar 31, 2024 | -2.08 |
| Dec 31, 2023 | -2.20 |
| Sep 30, 2023 | -2.62 |
| Mar 31, 2023 | -7.99 |
| Dec 31, 2022 | -12.03 |
| Sep 30, 2022 | -17.03 |
| Jun 30, 2022 | -25.34 |
| Mar 31, 2022 | -29.54 |
| Dec 31, 2021 | -8.37 |
| Sep 30, 2021 | -22.29 |
| Jun 30, 2021 | -6.85 |
| Mar 31, 2021 | 4.74 |
| Dec 31, 2020 | 5.38 |
| Sep 30, 2020 | 3.37 |