Balance Sheet

Pioneer Bancorp (PBFS) Interest Coverage Ratio: 2018-2025

Historic Interest Coverage Ratio for Pioneer Bancorp (PBFS) over the last 6 years, with Mar 2025 value amounting to -1.65.

  • Pioneer Bancorp's Interest Coverage Ratio rose 20.34% to -1.65 in Q1 2025 from the same period last year, while for Mar 2025 it was -1.81, marking a year-over-year increase of 27.47%. This contributed to the annual value of 0.19 for FY2024, which is 82.45% down from last year.
  • Per Pioneer Bancorp's latest filing, its Interest Coverage Ratio stood at -1.65 for Q1 2025, which was up 3.55% from -1.72 recorded in Q3 2024.
  • In the past 5 years, Pioneer Bancorp's Interest Coverage Ratio registered a high of 4.74 during Q1 2021, and its lowest value of -29.54 during Q1 2022.
  • Over the past 3 years, Pioneer Bancorp's median Interest Coverage Ratio value was -2.14 (recorded in 2023), while the average stood at -2.98.
  • Over the last 5 years, Pioneer Bancorp's Interest Coverage Ratio had its largest YoY gain of 154.93% in 2021, and its largest YoY loss of 760.71% in 2021.
  • Over the past 5 years, Pioneer Bancorp's Interest Coverage Ratio (Quarterly) stood at -8.37 in 2021, then slumped by 43.72% to -12.03 in 2022, then surged by 81.74% to -2.20 in 2023, then surged by 34.47% to -1.72 in 2024, then rose by 20.34% to -1.65 in 2025.
  • Its Interest Coverage Ratio was -1.65 in Q1 2025, compared to -1.72 in Q3 2024 and -1.84 in Q2 2024.