Pioneer Bancorp, Inc./MD Income Statement

Income Statement Jun2018 Jun2019 Jun2020 Jun2021 Jun2022 Jun2023 Jun2024
Revenue & Cost
Provisions 1.97M-15.80M6.79M4.05M-0.55M-3.57M2.44M
Revenue 56.10M12.89M12.55M12.77M13.23M12.98M14.95M
Interest income
Interest income - Loans 43.65M49.82M49.51M42.39M39.56M55.23M72.38M
Interest Income - Debt Securities 4.68M4.41M4.83M4.13M4.69M9.88M9.75M
Interest Income - Deposits 1.47M1.80M1.90M0.32M1.33M5.93M6.19M
Interest Income - Total 46.49M54.16M53.52M43.93M43.84M71.03M88.32M
Interest expenses
Interest Expense - Deposits 3.17M4.25M4.61M2.03M1.37M4.62M20.67M
Interest Expense - Others 0.02M0.23M0.12M0.08M0.10M0.87M1.13M
Interest Expenses 3.19M4.48M4.73M2.11M1.46M5.49M21.80M
Interest Income - Net 43.30M49.68M48.79M41.82M42.38M65.54M66.51M
Non-interest income
Interest Income - Total 41.33M31.53M42.00M37.77M42.93M65.54M63.81M
Service Charges 0.84M1.17M1.38M
Investment Gain (Loss) 6.57M8.07M8.47M6.57M6.46M5.93M5.88M
Investment Banking Income -0.03M0.03M0.00M0.00M-0.01M
Trading Income 0.08M
Other Non-Interest Income 0.84M-17.20M3.13M-3.84M-1.11M0.86M1.09M
Non-Interest Income 12.80M14.41M15.68M15.75M14.07M14.15M16.33M
Operating Items
Research & Development 2.92M2.94M3.23M3.69M4.07M4.56M4.55M
Wages, Salaries and Other 21.62M22.65M24.98M26.33M25.86M27.42M29.23M
Rent Expense 5.53M5.88M6.14M6.48M7.27M7.25M7.46M
Other Operating Expenses 27.88M29.07M42.31M40.69M0.28M40.02M5.95M
Operating Expenses 36.33M37.89M51.69M50.86M43.66M51.83M60.73M
Operating Income 4.99M1.69M1.26M0.56M2.80M5.85M4.08M
EBIT 4.99M1.69M1.26M0.56M2.80M5.85M4.08M
Non-operating items
Other Non Operating Income 0.94M
Net income details
EBT 17.81M8.05M6.00M2.66M13.34M27.86M19.41M
Tax Provisions 6.31M0.80M4.29M2.79M3.06M5.91M4.34M
Profit After Tax 11.50M7.31M5.20M1.08M10.28M21.95M15.26M
Equity Income -0.12M1.82M-0.05M0.37M0.73M
Income from Continuing Operations 11.50M7.25M1.71M-0.12M10.28M21.95M15.07M
Consolidated Net Income 11.50M7.25M1.71M-0.12M10.28M21.95M15.07M
Income towards Parent Company 11.50M7.25M1.71M-0.12M10.28M21.95M15.07M
Net Income towards Common Stockholders 11.50M7.25M1.71M-0.12M10.28M21.95M15.07M
Additional items
EPS (Basic) 0.280.210.040.410.870.61
EPS (Weighted Average and Diluted) 0.210.040.410.870.61
Shares Outstanding (Weighted Average) 25.98M25.98M25.98M25.98M25.98M25.98M
Shares Outstanding (Diluted Average) 25.07M25.13M25.17M
Tax Rate 35.43%9.94%71.54%22.93%21.21%22.35%