Pioneer Bancorp Income Statement (2018-2025) | PBFS

Income Statement Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Revenue & Cost
Provisions (Quarter) 0.57M0.64M0.57M-17.58M-15.80M1.52M2.55M2.15M0.75M1.55M1.25M0.50M0.25M-0.52M-0.01M-0.80M0.12M-0.40M-0.06M0.36M0.75M0.88M0.08M0.73M-0.82M1.07M1.06M0.80M0.52M
Revenue (Quarter) 15.50M15.35M16.43M16.80M3.06M3.71M3.31M2.47M2.79M3.51M3.70M3.04M3.12M3.57M3.25M3.29M3.28M3.58M3.23M2.88M3.48M4.18M3.64M3.66M3.82M3.65M3.97M3.63M4.56M
Interest income
Interest income - Loans (Quarter) 12.06M12.40M12.44M12.92M13.15M12.69M12.28M11.39M10.66M10.90M10.61M10.23M10.03M10.09M9.31M10.12M11.51M13.51M14.66M15.55M16.53M17.72M18.74M19.38M20.93M21.17M22.33M23.86M24.28M
Interest Income - Debt Securities (Quarter) 0.58M1.12M1.09M1.16M1.41M0.57M1.26M3.12M0.33M0.28M0.25M0.36M0.43M1.11M1.25M2.90M1.93M2.52M1.13M1.34M1.23M2.60M1.31M2.24M2.17M3.78M0.86M3.51M-4.38M
Interest Income - Deposits (Quarter) 0.37M0.24M0.51M0.69M0.81M0.56M0.49M0.04M0.07M0.06M0.08M0.10M0.15M0.15M0.19M0.84M1.75M1.95M1.50M0.73M1.05M1.16M2.03M1.94M1.28M0.90M0.73M0.64M0.81M
Interest Income - Total (Quarter) 13.01M13.33M13.60M14.23M14.59M13.83M13.29M11.82M11.06M11.24M10.94M10.68M10.62M10.85M10.24M12.13M15.19M17.98M18.78M19.08M20.16M21.49M23.11M23.56M24.38M25.85M27.01M28.29M28.39M
Interest expenses
Interest Expense - Deposits (Quarter) 0.98M0.96M1.08M1.26M1.29M1.25M1.21M0.85M0.69M0.54M0.42M0.38M0.36M0.34M0.33M0.34M0.41M0.63M1.05M2.53M3.95M5.09M5.54M6.09M6.27M6.42M6.84M7.02M7.85M
Interest Expense - Others (Quarter) 0.02M0.09M0.06M0.03M0.03M0.02M0.02M0.05M0.03M0.02M0.01M0.02M0.02M0.02M0.01M0.04M0.11M0.21M0.21M0.33M0.31M0.30M0.25M0.27M0.21M0.35M0.55M1.06M0.28M
Interest Expenses (Quarter) 1.00M1.05M1.14M1.29M1.33M1.28M1.24M0.89M0.71M0.56M0.44M0.40M0.38M0.36M0.34M0.38M0.52M0.84M1.26M2.87M4.27M5.39M5.78M6.36M6.48M6.76M7.40M8.08M8.13M
Interest Income - Net (Quarter) 12.01M12.28M12.46M12.94M13.26M12.55M12.05M10.92M10.35M10.68M10.50M10.29M10.23M10.49M9.91M11.74M14.67M17.14M17.52M16.22M15.89M16.09M17.33M17.20M17.90M19.08M19.61M20.20M20.25M
Non-interest income
Interest Income - Total (Quarter) 11.44M11.63M11.89M-3.43M12.69M11.03M9.50M8.77M9.60M9.13M9.25M9.79M9.98M10.49M9.91M12.54M14.55M17.54M17.52M15.94M15.14M14.97M17.25M16.45M18.77M18.28M18.06M19.42M19.69M
Service Charges (Quarter) 0.38M0.36M0.03M0.53M0.37M0.02M0.26M0.10M0.66M
Investment Gain (Loss) (Quarter) 1.80M1.94M2.23M2.10M2.63M2.38M1.72M1.74M1.53M1.73M1.67M1.64M1.60M1.66M1.52M0.03M1.47M1.40M1.50M1.45M-5.64M1.50M1.43M1.47M1.36M1.61M1.55M1.44M
Investment Banking Income (Quarter) 0.00M-0.00M0.03M0.01M
Trading Income (Quarter) 0.08M
Other Non-Interest Income (Quarter) 0.03M-1.08M-0.12M1.37M0.91M0.14M-0.65M0.48M0.06M0.22M-1.65M2.46M-0.45M-0.47M0.15M0.32M-0.13M-0.04M0.20M0.10M0.07M0.21M0.05M0.29M0.32M0.24M0.23M0.04M0.25M
Non-Interest Income (Quarter) 3.49M3.08M3.97M3.87M3.97M5.51M2.67M3.61M3.53M4.72M4.08M3.42M3.20M3.95M3.61M3.31M3.81M3.95M3.25M3.15M3.57M4.83M4.23M3.69M4.12M0.01M3.73M4.81M3.81M4.79M
Operating Items
Research & Development (Quarter) 0.69M0.76M0.73M0.76M0.77M0.77M0.83M0.86M0.87M0.90M0.92M1.00M1.04M1.04M0.98M1.01M1.04M1.08M1.14M1.30M1.19M1.31M1.06M0.98M0.98M0.84M0.89M1.06M0.93M
Wages, Salaries and Other (Quarter) 5.68M5.31M0.08M22.38M0.49M1.40M6.21M22.12M1.01M6.42M6.74M-15.96M6.22M0.70M0.85M23.46M0.77M1.10M7.07M1.67M6.92M7.46M3.10M7.46M1.95M1.94M8.51M1.93M28.24M
Rent Expense (Quarter) 1.37M1.58M1.52M1.42M1.42M1.61M1.56M1.54M1.61M1.56M1.66M1.65M1.71M1.73M1.74M2.10M1.71M1.84M1.91M1.78M1.83M1.90M1.91M1.82M1.83M1.95M1.84M1.86M1.98M
Other Operating Expenses (Quarter) 7.20M6.91M7.39M7.56M16.04M9.32M8.72M8.31M8.95M8.95M9.12M13.68M8.66M0.06M0.21M9.12M10.59M10.04M10.27M11.38M12.58M11.88M11.80M11.99M14.71M16.26M
Operating Expenses (Quarter) 9.26M9.25M9.65M9.74M18.23M11.71M11.11M10.71M11.43M11.40M11.70M16.32M11.41M6.38M13.06M12.81M11.87M13.51M13.10M13.36M14.40M15.79M15.43M15.11M14.69M14.59M14.73M17.62M19.16M
Operating Income (Quarter) -8.49M-3.01M-10.01M-9.73M-8.82M-10.15M-10.09M-10.71M-11.16M-11.84M-12.01M-11.67M-11.12M-11.19M-11.00M-14.24M-14.85M
EBIT (Quarter) 6.67M6.52M7.36M-8.02M-0.25M6.11M2.29M2.57M2.41M3.01M2.08M-2.73M-8.49M-3.01M-10.01M-9.73M-8.82M-10.15M-10.09M-10.71M-11.16M-11.84M-12.01M-11.67M-11.12M-11.19M-11.00M-14.24M-14.85M
Net income details
EBT (Quarter) 5.67M5.46M6.22M-9.30M-1.57M4.83M1.06M1.68M1.70M2.45M1.64M-3.12M1.77M8.06M0.46M3.05M6.49M7.97M7.67M5.72M4.31M4.01M6.06M5.03M8.20M7.42M8.14M5.61M5.33M
Tax Provisions (Quarter) 1.22M0.67M1.44M-2.53M-0.60M0.98M0.21M-0.00M0.30M0.55M0.30M1.63M0.41M1.80M0.15M0.69M1.26M1.79M1.64M1.21M0.89M0.82M1.34M1.10M1.89M1.65M1.69M1.28M3.82M
Profit After Tax (Quarter) 4.44M4.80M4.78M-6.71M-0.98M3.85M0.85M1.48M1.39M1.90M1.34M-3.55M1.36M6.26M0.30M2.36M5.23M6.18M6.02M4.51M3.42M3.19M4.72M3.93M6.31M5.76M6.45M4.33M3.74M
Equity Income (Quarter) -0.08M0.36M-1.02M0.02M0.58M0.21M0.22M-0.44M-0.06M0.16M0.03M-0.18M-0.04M0.27M-0.06M0.20M0.08M0.27M0.39M0.39M0.39M
Income from Continuing Operations (Quarter) 4.44M4.80M4.78M-6.78M-0.98M3.85M0.85M1.68M1.39M1.90M1.34M-4.75M1.36M6.26M0.30M2.36M5.23M6.18M6.02M4.51M3.42M3.19M4.72M3.93M6.31M5.76M6.45M4.33M1.51M
Consolidated Net Income (Quarter) 4.44M4.80M4.78M-6.78M-0.98M3.85M0.85M1.68M1.39M1.90M1.34M-4.75M1.36M6.26M0.30M2.36M5.23M6.18M6.02M4.51M3.42M3.19M4.72M3.93M6.31M5.76M6.45M4.33M1.51M
Income towards Parent Company (Quarter) 4.44M4.80M4.78M-6.78M-0.98M3.85M0.85M1.68M1.39M1.90M1.34M-4.75M1.36M6.26M0.30M2.36M5.23M6.18M6.02M4.51M3.42M3.19M4.72M3.93M6.31M5.76M6.45M4.33M1.51M
Net Income towards Common Stockholders (Quarter) 4.44M4.80M4.78M-6.78M-0.98M3.85M0.85M1.68M1.39M1.90M1.34M-4.75M1.36M6.26M0.30M2.36M5.23M6.18M6.02M4.51M3.42M3.19M4.72M3.93M6.31M5.76M6.45M4.33M1.51M
Additional items
EPS (Basic) (Quarter) -0.040.150.030.060.060.080.05-0.140.050.250.010.100.210.250.240.180.140.130.190.160.250.230.260.180.16
EPS (Weighted Average and Diluted) (Quarter) -0.040.150.030.060.060.080.05-0.140.050.250.010.100.210.250.240.180.140.130.190.160.250.230.260.180.16
Shares Outstanding (Weighted Average) (Quarter) 25.98M25.98M25.98M25.01M25.04M25.98M25.98M25.98M25.09M25.10M25.12M25.13M25.98M25.98M25.17M25.98M25.98M25.20M25.98M25.19M25.97M25.01M24.81M25.42M25.26M25.16M
Shares Outstanding (Diluted Average) (Quarter) 25.07M25.07M25.09M25.10M25.11M25.13M25.14M25.16M25.16M25.17M25.19M
EBITDA (Quarter) 6.67M6.52M7.36M-8.02M-0.25M6.11M2.29M2.57M2.41M3.01M2.08M-2.73M-8.49M-3.01M-10.01M-9.73M-8.82M-10.15M-10.09M-10.71M-11.16M-11.84M-12.01M-11.67M-11.12M-11.19M-11.00M-14.24M-14.85M
Tax Rate (Quarter) 21.58%12.17%23.12%27.16%37.93%20.37%19.91%-0.24%17.86%22.62%18.08%-52.26%23.38%22.38%33.77%22.52%19.37%22.47%21.44%21.22%20.65%20.48%22.08%21.87%23.04%22.30%20.72%22.80%71.69%