Pioneer Bancorp (PBFS) Free Cash Flow (2018 - 2026)

Pioneer Bancorp's (PBFS) quarterly Free Cash Flow came in at -$797000.0 in Q1 2026, up 83.7% year-on-year from -$433848.3 in Q1 2025, and down 114.6% quarter-over-quarter from $5.5 million in Q4 2025.

Pioneer Bancorp (PBFS) Free Cash Flow (2018 - 2026) Analysis & Trends

Pioneer Bancorp has disclosed Free Cash Flow across 9 years of filings, most recently posting -$797000.0 for Q1 2026.

  • Free Cash Flow for Q1 2026 came in at -$797000.0, up 83.7% year-over-year; the trailing twelve-month figure through Mar 2026 was -$230000.0 (down 102.57% YoY), and the FY2025 annual result was $8.8 million, down 45.34% from the prior year.
  • Free Cash Flow came in at -$797000.0 for Q1 2026 at Pioneer Bancorp, down from $5.5 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $22.6 million in Q1 2022 to a low of -$4.9 million in Q1 2025.
  • The 5-year median for Free Cash Flow is $3.2 million (2024), against an average of $6.5 million.
  • Across the five-year window, Free Cash Flow jumped 613.7% in 2022 and slumped 252.65% in 2025, its largest moves.
  • Pioneer Bancorp's Free Cash Flow stood at $2.4 million in 2022, then slumped by 146.72% to -$1.1 million in 2023, then soared by 262.23% to $1.8 million in 2024, then soared by 204.75% to $5.5 million in 2025, then slumped by 114.6% to -$797000.0 in 2026.
  • The last three Free Cash Flow figures came in at -$797000.0 (Q1 2026), $5.5 million (Q4 2025), and -$4.9 million (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -172,298.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 5.85 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 6.71 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 26.53 Mn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Pioneer Bancorp 414.68 Mn 414.68 Mn 3.60 Mn -797,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -797,000.00
Mar 31, 2026 -797,000.00
Dec 31, 2025 5.46 Mn
Dec 31, 2025 5.46 Mn
Mar 31, 2025 -4.89 Mn
Mar 31, 2025 -4.89 Mn
Sep 30, 2024 1.79 Mn
Sep 30, 2024 1.79 Mn
Jun 30, 2024 12.04 Mn
Jun 30, 2024 12.04 Mn
Mar 31, 2024 3.20 Mn
Mar 31, 2024 3.20 Mn
Dec 31, 2023 -1.10 Mn
Dec 31, 2023 -1.10 Mn
Sep 30, 2023 12.07 Mn
Sep 30, 2023 12.07 Mn
Mar 31, 2023 2.28 Mn
Mar 31, 2023 2.28 Mn
Dec 31, 2022 2.36 Mn
Dec 31, 2022 2.36 Mn