Pioneer Bancorp (PBFS) Gross Margin (2021 - 2026)
Pioneer Bancorp's (PBFS) quarterly Gross Margin came in at 93.75% in Q1 2026, up 63.0% year-on-year from 57.52% in Q1 2025, and down 0.83% quarter-over-quarter from 94.54% in Q4 2025.
Pioneer Bancorp (PBFS) Gross Margin (2021 - 2026) Analysis & Trends
Pioneer Bancorp has disclosed Gross Margin across 6 years of filings, most recently posting 93.75% for Q1 2026.
- Gross Margin for Q1 2026 came in at 93.75%, up 63.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 93.7% (up 11.0% YoY), and the FY2025 annual result was 93.72%, down 35.0% from the prior year.
- Gross Margin came in at 93.75% for Q1 2026 at Pioneer Bancorp, down from 94.54% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 94.59% in Q4 2023 to a low of 92.96% in Q3 2022.
- The 5-year median for Gross Margin is 93.6% (2022), against an average of 93.6%.
- Across the five-year window, Gross Margin jumped 90 bps in 2023 and sank 80 bps in 2025, its largest moves.
- Pioneer Bancorp's Gross Margin stood at 93.69% in 2022, then advanced by 1 bps to 94.59% in 2023, then dropped by 1 bps to 93.51% in 2024, then grew by 1 bps to 94.54% in 2025, then decreased by 1 bps to 93.75% in 2026.
- The last three Gross Margin figures came in at 93.75% (Q1 2026), 94.54% (Q4 2025), and 93.17% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | - |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Pioneer Bancorp | 414.68 Mn | 414.68 Mn | 3.60 Mn | 93.75% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 93.75% |
| Dec 31, 2025 | 94.54% |
| Sep 30, 2025 | 93.17% |
| Mar 31, 2025 | 93.13% |
| Sep 30, 2024 | 93.51% |
| Jun 30, 2024 | 93.80% |
| Mar 31, 2024 | 93.93% |
| Dec 31, 2023 | 94.59% |
| Sep 30, 2023 | 93.13% |
| Mar 31, 2023 | 93.04% |
| Dec 31, 2022 | 93.69% |
| Sep 30, 2022 | 92.96% |
| Jun 30, 2022 | 93.52% |
| Mar 31, 2022 | 93.73% |
| Dec 31, 2021 | 94.31% |
| Sep 30, 2021 | 93.62% |