Pioneer Bancorp (PBFS) Gross Margin (2021 - 2026)
Pioneer Bancorp recorded quarterly Gross Margin of 93.75% in Q1 2026, down 0.83% quarter-over-quarter from 94.54% in Q4 2025, and up 63.0% year-over-year from 57.52% in Q1 2025.
Pioneer Bancorp's Gross Margin history runs 6 years deep, the most recent figure standing at 93.75% for Q1 2026.
- In Q1 2026, Gross Margin rose 63.0% year-over-year to 93.75%; the TTM figure through Mar 2026 stood at 93.7% (up 11.0% YoY), while the FY2025 annual figure was 93.72%, down 35.0% from the prior year.
- Gross Margin came in at 93.75% for Q1 2026 at Pioneer Bancorp, down from 94.54% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 94.59% in Q4 2023 to a low of 92.96% in Q3 2022.
- A 5-year average of 93.6% and a median of 93.6% in 2022 frame the typical range for Gross Margin.
- Across the five-year window, Gross Margin surged 90 bps in 2023 and plunged 80 bps in 2025, its largest moves.
- Pioneer Bancorp's Gross Margin stood at 93.69% in 2022, then climbed by 1 bps to 94.59% in 2023, then declined by 1 bps to 93.51% in 2024, then increased by 1 bps to 94.54% in 2025, then slipped by 1 bps to 93.75% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 93.75%, 94.54%, and 93.17% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | - |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | - |
| 10 | Pioneer Bancorp | 367.39 Mn | 367.39 Mn | 3.60 Mn | 93.75% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 93.75% |
| Dec 31, 2025 | 94.54% |
| Sep 30, 2025 | 93.17% |
| Mar 31, 2025 | 93.13% |
| Sep 30, 2024 | 93.51% |
| Jun 30, 2024 | 93.80% |
| Mar 31, 2024 | 93.93% |
| Dec 31, 2023 | 94.59% |
| Sep 30, 2023 | 93.13% |
| Mar 31, 2023 | 93.04% |
| Dec 31, 2022 | 93.69% |
| Sep 30, 2022 | 92.96% |
| Jun 30, 2022 | 93.52% |
| Mar 31, 2022 | 93.73% |
| Dec 31, 2021 | 94.31% |
| Sep 30, 2021 | 93.62% |