Pioneer Bancorp (PBFS) Gross Margin (2021 - 2026)
Pioneer Bancorp (PBFS) reported Gross Margin of 93.75% for Q1 2026, up 454.0% on a YoY basis from 16.92% in Q1 2025, and down 3.5% sequentially from 97.15% in Q4 2025.
Pioneer Bancorp (PBFS) Gross Margin (2021 - 2026) Analysis & Trends
Pioneer Bancorp (PBFS) has 6 years of Gross Margin data on file, last reported at 93.75% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin rose 454.0% year-over-year to 93.75%; the trailing twelve-month figure through Mar 2026 stood at 94.24% (up 219.0% YoY), and the FY2025 full-year result was 93.72%, up 381.0% from the prior year.
- Gross Margin fell to 93.75% in Q1 2026, from 97.15% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 107.43% in Q2 2022 to a low of 88.65% in Q1 2022.
- A 5-year average of 93.14% and a median of 93.0% in 2023 frame the typical range for Gross Margin.
- Across the five-year window, Gross Margin sank 488 bps in 2025 and surged 454 bps in 2026, its largest moves.
- Tracing PBFS's Gross Margin over 5 years: stood at 93.69% in 2022, then slipped by 2 bps to 91.8% in 2023, then climbed by 2 bps to 93.74% in 2024, then gained by 4 bps to 97.15% in 2025, then decreased by 4 bps to 93.75% in 2026.
- Business Quant data shows PBFS's Gross Margin at 93.75% in Q1 2026, 97.15% in Q4 2025, and 88.85% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -244.16% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 80.84% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | - |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | - |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | - |
| 10 | Pioneer Bancorp | 437.32 Mn | 437.32 Mn | 3.60 Mn | 93.75% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 93.75% |
| Dec 31, 2025 | 97.15% |
| Sep 30, 2025 | 88.85% |
| Mar 31, 2025 | 89.21% |
| Sep 30, 2024 | 93.74% |
| Jun 30, 2024 | 90.21% |
| Mar 31, 2024 | 90.38% |
| Dec 31, 2023 | 91.80% |
| Sep 30, 2023 | 93.13% |
| Mar 31, 2023 | 93.04% |
| Dec 31, 2022 | 93.69% |
| Sep 30, 2022 | 92.96% |
| Jun 30, 2022 | 107.43% |
| Mar 31, 2022 | 88.65% |
| Dec 31, 2021 | 94.31% |
| Sep 30, 2021 | 93.62% |