Pioneer Bancorp (PBFS) Gross Margin (2021 - 2026)

Pioneer Bancorp's (PBFS) quarterly Gross Margin came in at 93.75% in Q1 2026, up 63.0% year-on-year from 57.52% in Q1 2025, and down 0.83% quarter-over-quarter from 94.54% in Q4 2025.

Pioneer Bancorp (PBFS) Gross Margin (2021 - 2026) Analysis & Trends

Pioneer Bancorp has disclosed Gross Margin across 6 years of filings, most recently posting 93.75% for Q1 2026.

  • Gross Margin for Q1 2026 came in at 93.75%, up 63.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 93.7% (up 11.0% YoY), and the FY2025 annual result was 93.72%, down 35.0% from the prior year.
  • Gross Margin came in at 93.75% for Q1 2026 at Pioneer Bancorp, down from 94.54% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 94.59% in Q4 2023 to a low of 92.96% in Q3 2022.
  • The 5-year median for Gross Margin is 93.6% (2022), against an average of 93.6%.
  • Across the five-year window, Gross Margin jumped 90 bps in 2023 and sank 80 bps in 2025, its largest moves.
  • Pioneer Bancorp's Gross Margin stood at 93.69% in 2022, then advanced by 1 bps to 94.59% in 2023, then dropped by 1 bps to 93.51% in 2024, then grew by 1 bps to 94.54% in 2025, then decreased by 1 bps to 93.75% in 2026.
  • The last three Gross Margin figures came in at 93.75% (Q1 2026), 94.54% (Q4 2025), and 93.17% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Pioneer Bancorp 414.68 Mn 414.68 Mn 3.60 Mn 93.75%

Historic Data

Download Data
DateValue
Mar 31, 2026 93.75%
Dec 31, 2025 94.54%
Sep 30, 2025 93.17%
Mar 31, 2025 93.13%
Sep 30, 2024 93.51%
Jun 30, 2024 93.80%
Mar 31, 2024 93.93%
Dec 31, 2023 94.59%
Sep 30, 2023 93.13%
Mar 31, 2023 93.04%
Dec 31, 2022 93.69%
Sep 30, 2022 92.96%
Jun 30, 2022 93.52%
Mar 31, 2022 93.73%
Dec 31, 2021 94.31%
Sep 30, 2021 93.62%