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EBIT MarginEBITDA MarginEBT MarginFCF MarginGross MarginInterest Coverage RatioNet MarginOperating MarginReturn on SalesTimes Interest Earned

Pioneer Bancorp (PBFS) Gross Margin (2021 - 2025)

Pioneer Bancorp (PBFS) has disclosed Gross Margin for 5 consecutive years, with 94.54% as the latest value for Q4 2025.

  • Quarterly Gross Margin changed N/A to 94.54% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 93.72% through Dec 2025, changed N/A year-over-year, with the annual reading at 93.72% for FY2025, N/A changed from the prior year.
  • Gross Margin hit 94.54% in Q4 2025 for Pioneer Bancorp, up from 93.17% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 94.59% in Q4 2023 to a low of 92.16% in Q2 2023.
  • Historically, Gross Margin has averaged 93.57% across 5 years, with a median of 93.62% in 2021.
  • Biggest five-year swings in Gross Margin: plummeted -136bps in 2023 and later surged 163bps in 2024.
  • Year by year, Gross Margin stood at 94.31% in 2021, then dropped by -1bps to 93.69% in 2022, then grew by 1bps to 94.59% in 2023, then fell by -1bps to 93.51% in 2024, then rose by 1bps to 94.54% in 2025.
  • Business Quant data shows Gross Margin for PBFS at 94.54% in Q4 2025, 93.17% in Q3 2025, and 93.83% in Q2 2025.