Pioneer Bancorp (PBFS) FCF Margin (2018 - 2026)

Pioneer Bancorp (PBFS) reported FCF Margin of 20.74% for Q1 2026, up 18953.0% on a YoY basis from N/an in Q1 2025, and down 133.84% sequentially from 61.3% in Q4 2025.

Pioneer Bancorp (PBFS) FCF Margin (2018 - 2026) Analysis & Trends

Pioneer Bancorp (PBFS) has 9 years of FCF Margin data on file, last reported at 20.74% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin rose 18953.0% year-over-year to 20.74%; the trailing twelve-month figure through Mar 2026 stood at 1.89% (down 10520.0% YoY), and the FY2025 full-year result was 55.65%, down 27040.0% from the prior year.
  • FCF Margin slipped to 20.74% in Q1 2026, from 61.3% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 1259.23% in Q1 2022 to a low of 742.55% in Q2 2022.
  • A 5-year average of 119.89% and a median of 70.38% in 2023 frame the typical range for FCF Margin.
  • Across the five-year window, FCF Margin surged 68363 bps in 2022 and sank 118886 bps in 2023, its largest moves.
  • Tracing PBFS's FCF Margin over 5 years: stood at 66.01% in 2022, then plunged by 161 bps to 40.06% in 2023, then surged by 411 bps to 124.46% in 2024, then tumbled by 51 bps to 61.3% in 2025, then slumped by 134 bps to 20.74% in 2026.
  • Business Quant data shows PBFS's FCF Margin at 20.74% in Q1 2026, 61.3% in Q4 2025, and 210.28% in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 121.23%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 14.03%
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -83.10%
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 339.84%
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 38.26%
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 31.27%
9 Us Bancorp 99.51 Bn 99.51 Bn - 22.64%
10 Pioneer Bancorp 437.32 Mn 437.32 Mn 3.60 Mn -20.74%

Historic Data

Download Data
DateValue
Mar 31, 2026 -20.74%
Dec 31, 2025 61.30%
Mar 31, 2025 -210.28%
Sep 30, 2024 124.46%
Jun 30, 2024 263.20%
Mar 31, 2024 139.43%
Dec 31, 2023 -40.06%
Sep 30, 2023 346.91%
Mar 31, 2023 70.38%
Dec 31, 2022 66.01%
Sep 30, 2022 241.23%
Jun 30, 2022 -742.55%
Mar 31, 2022 1,259.23%
Dec 31, 2021 -12.89%
Sep 30, 2021 183.66%
Jun 30, 2021 -176.91%
Mar 31, 2021 575.60%
Dec 31, 2020 218.78%
Sep 30, 2020 -152.55%
Jun 30, 2020 374.62%