Pioneer Bancorp (PBFS) FCF Margin (2018 - 2026)

Pioneer Bancorp has disclosed FCF Margin across 9 years of filings, most recently posting 20.74% for Q1 2026.

• FCF Margin for Q1 2026 came in at 20.74%, up 11322.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.47% (down 6203.0% YoY), and the FY2025 annual result was 55.65%, down 13609.0% from the prior year.
• FCF Margin came in at 20.74% for Q1 2026 at Pioneer Bancorp, down from 119.75% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 696.0% in Q1 2022 to a low of 133.96% in Q1 2025.
• The 5-year median for FCF Margin is 88.07% (2024), against an average of 190.04%.
• Across the five-year window, FCF Margin jumped 47712 bps in 2022 and slumped 62563 bps in 2023, its largest moves.
• Pioneer Bancorp's FCF Margin stood at 66.01% in 2022, then plunged by 140 bps to 26.42% in 2023, then soared by 277 bps to 46.88% in 2024, then surged by 155 bps to 119.75% in 2025, then sank by 117 bps to 20.74% in 2026.
• The last three FCF Margin figures came in at 20.74% (Q1 2026), 119.75% (Q4 2025), and 133.96% (Q1 2025), per Business Quant data.