Pioneer Bancorp (PBFS) FCF Margin (2018 - 2026)
Pioneer Bancorp (PBFS) posted FCF Margin of 20.74% for Q1 2026, down 133.84% sequentially from 61.3% in Q4 2025, and up 18953.0% YoY from N/an in Q1 2025.
Pioneer Bancorp (PBFS) FCF Margin (2018 - 2026) Analysis & Trends
Pioneer Bancorp has reported FCF Margin for 9 years, with the latest figure at 20.74% in Q1 2026.
- Quarterly FCF Margin rose 18953.0% year-over-year to 20.74% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.89% (down 10520.0% YoY) and the FY2025 annual result came in at 55.65%, down 27040.0% from the prior year.
- FCF Margin slipped to 20.74% in Q1 2026 per PBFS's latest filing, from 61.3% in the prior quarter.
- Over five years, FCF Margin peaked at 1259.23% in Q1 2022 and troughed at 742.55% in Q2 2022.
- A 5-year average of 119.89% and a median of 70.38% in 2023 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2023: FCF Margin jumped 68363 bps in 2022, then tumbled 118886 bps in 2023.
- Over 5 years, FCF Margin stood at 66.01% in 2022, then tumbled by 161 bps to 40.06% in 2023, then surged by 411 bps to 124.46% in 2024, then slumped by 51 bps to 61.3% in 2025, then sank by 134 bps to 20.74% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 20.74%, 61.3%, and 210.28% for Q1 2026, Q4 2025, and Q1 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Pioneer Bancorp | 414.55 Mn | 414.55 Mn | 3.96 Mn | 333.90% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 333.90% |
| Mar 31, 2026 | -20.74% |
| Dec 31, 2025 | 61.30% |
| Mar 31, 2025 | -210.28% |
| Sep 30, 2024 | 124.46% |
| Jun 30, 2024 | 263.20% |
| Mar 31, 2024 | 139.43% |
| Dec 31, 2023 | -40.06% |
| Sep 30, 2023 | 346.91% |
| Mar 31, 2023 | 70.38% |
| Dec 31, 2022 | 66.01% |
| Sep 30, 2022 | 241.23% |
| Jun 30, 2022 | -742.55% |
| Mar 31, 2022 | 1,259.23% |
| Dec 31, 2021 | -12.89% |
| Sep 30, 2021 | 183.66% |
| Jun 30, 2021 | -176.91% |
| Mar 31, 2021 | 575.60% |
| Dec 31, 2020 | 218.78% |
| Sep 30, 2020 | -152.55% |