Pioneer Bancorp (PBFS) Times Interest Earned (2018 - 2026)
Pioneer Bancorp (PBFS) reported Times Interest Earned of -$1.82 for Q1 2026, up 0.72% on a YoY basis from -$1.81 in Q1 2025, and down 50.92% sequentially from -$1.21 in Q4 2025.
Pioneer Bancorp (PBFS) Times Interest Earned (2018 - 2026) Analysis & Trends
Pioneer Bancorp (PBFS) has 9 years of Times Interest Earned data on file, last reported at -$1.82 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 0.72% year-over-year to -$1.82; the trailing twelve-month figure through Mar 2026 stood at -$1.68 (up 16.07% YoY), and the FY2025 full-year result was -$1.69, up 17.1% from the prior year.
- Times Interest Earned slipped to -$1.82 in Q1 2026, from -$1.21 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of -$0.92 in Q1 2022 to a low of -$41.69 in Q2 2022.
- A 5-year average of -$6.97 and a median of -$2.18 in 2023 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned plunged 904.43% in 2022 and soared 84.68% in 2023, its largest moves.
- Tracing PBFS's Times Interest Earned over 5 years: stood at -$12.03 in 2022, then surged by 81.75% to -$2.2 in 2023, then rose by 14.89% to -$1.87 in 2024, then soared by 35.39% to -$1.21 in 2025, then tumbled by 50.92% to -$1.82 in 2026.
- Business Quant data shows PBFS's Times Interest Earned at -$1.82 in Q1 2026, -$1.21 in Q4 2025, and -$1.94 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Pioneer Bancorp | 437.32 Mn | 437.32 Mn | 3.60 Mn | -1.82 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.82 |
| Dec 31, 2025 | -1.21 |
| Sep 30, 2025 | -1.94 |
| Mar 31, 2025 | -1.84 |
| Sep 30, 2024 | -1.87 |
| Jun 30, 2024 | -2.17 |
| Mar 31, 2024 | -2.29 |
| Dec 31, 2023 | -2.20 |
| Sep 30, 2023 | -2.61 |
| Mar 31, 2023 | -7.99 |
| Dec 31, 2022 | -12.03 |
| Sep 30, 2022 | -17.03 |
| Jun 30, 2022 | -41.69 |
| Mar 31, 2022 | -0.92 |
| Dec 31, 2021 | -1.20 |
| Sep 30, 2021 | -18.38 |
| Jun 30, 2021 | -7.05 |
| Mar 31, 2021 | 4.74 |
| Dec 31, 2020 | 5.38 |
| Sep 30, 2020 | 3.34 |