HBT Financial (HBT) Interest Coverage Ratio (2018 - 2026)

HBT Financial has reported Interest Coverage Ratio for 9 years, with the latest figure at 1.97 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio fell 28.67% year-over-year to 1.97; the trailing twelve-month figure through Mar 2026 stood at 2.62 (down 1.01% YoY), and the FY2025 full-year result was 2.84, up 11.28% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 1.97, down from 2.87 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 14.68 in Q2 2022, with the low at 3.94 in Q2 2023.
• Average Interest Coverage Ratio over 5 years is 4.67, with a median of 2.85 recorded in 2025.
• Year-over-year, Interest Coverage Ratio soared 447.44% in 2022 and plunged 126.81% in 2023.
• Tracing HBT's Interest Coverage Ratio over 5 years: stood at 7.37 in 2022, then slumped by 62.96% to 2.73 in 2023, then grew by 1.8% to 2.78 in 2024, then increased by 3.31% to 2.87 in 2025, then slumped by 31.25% to 1.97 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.97 (Q1 2026), 2.87 (Q4 2025), and 2.86 (Q3 2025), per Business Quant data.

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