HBT Financial (HBT) Interest Coverage Ratio (2018 - 2025)

Historic Interest Coverage Ratio for Financial (HBT) over the last 8 years, with Q3 2025 value amounting to 2.86.

  • Financial's Interest Coverage Ratio rose 1468.79% to 2.86 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.81, marking a year-over-year increase of 1103.61%. This contributed to the annual value of 2.55 for FY2024, which is 2356.77% down from last year.
  • Latest data reveals that Financial reported Interest Coverage Ratio of 2.86 as of Q3 2025, which was up 1468.79% from 2.85 recorded in Q2 2025.
  • In the past 5 years, Financial's Interest Coverage Ratio ranged from a high of 14.68 in Q2 2022 and a low of 3.94 during Q2 2023
  • Its 5-year average for Interest Coverage Ratio is 4.51, with a median of 2.79 in 2021.
  • Per our database at Business Quant, Financial's Interest Coverage Ratio soared by 44743.67% in 2022 and then crashed by 12680.63% in 2023.
  • Financial's Interest Coverage Ratio (Quarter) stood at 2.62 in 2021, then soared by 181.15% to 7.37 in 2022, then crashed by 62.96% to 2.73 in 2023, then grew by 1.8% to 2.78 in 2024, then increased by 3.0% to 2.86 in 2025.
  • Its Interest Coverage Ratio was 2.86 in Q3 2025, compared to 2.85 in Q2 2025 and 2.77 in Q1 2025.