HBT Financial (HBT) Interest Coverage Ratio (2018 - 2026)

HBT Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 1.39 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio fell 8.02% year-over-year to 1.39 in Q1 2026; TTM through Mar 2026 was 5.94, a 2.59% increase from a year earlier, with the FY2025 full-year figure at 2.8, up 11.65% from the prior year.
• Interest Coverage Ratio eased to 1.39 in Q1 2026 per HBT's latest filing, from 2.85 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 14.08 in Q3 2022 and bottomed at 3.94 in Q2 2023.
• The 5-year median for Interest Coverage Ratio is 1.6 (2025), against an average of 2.82.
• Across the five-year window, Interest Coverage Ratio surged 276.97% in 2022 and slumped 403.31% in 2023, its largest moves.
• Year by year, Interest Coverage Ratio stood at 8.56 in 2022, then sank by 57.04% to 3.68 in 2023, then dropped by 28.96% to 2.61 in 2024, then climbed by 9.17% to 2.85 in 2025, then sank by 51.24% to 1.39 in 2026.
• Per Business Quant, the three latest HBT Interest Coverage Ratio figures stand at 1.39 (Q1 2026), 2.85 (Q4 2025), and 1.7 (Q3 2025).