HBT Financial HBT
NASDAQ HBT
$36.29 +0.14 (+0.39%)
As of: Sep 10, 2026 · 3:59 PM EDT

HBT Financial (HBT) Interest Coverage Ratio (2018 - 2026)

HBT Financial (HBT) posted Interest Coverage Ratio of 2.93 for Q2 2026, up 48.66% on a QoQ basis from 1.97 in Q1 2026, and up 3.03% year-over-year from 2.85 in Q2 2025.

Analysis

HBT Financial (HBT) Interest Coverage Ratio (2018 - 2026) Analysis & Trends

HBT Financial has reported Interest Coverage Ratio for 9 years, with the latest figure at 2.93 in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 3.03% year-over-year to 2.93 in Q2 2026; TTM through Jun 2026 was 2.67, a 1.72% decrease from a year earlier, with the FY2025 full-year figure at 2.84, up 11.28% from the prior year.
  • Interest Coverage Ratio was 2.93 for Q2 2026 at HBT Financial, up from 1.97 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 14.68 in Q2 2022, with the low at 3.94 in Q2 2023.
  • Average Interest Coverage Ratio over 5 years is 4.58, with a median of 2.86 recorded in 2025.
  • The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio tumbled 126.81% in 2023, then jumped 165.54% in 2024.
  • Over 5 years, Interest Coverage Ratio stood at 7.37 in 2022, then slumped by 62.96% to 2.73 in 2023, then grew by 1.8% to 2.78 in 2024, then increased by 3.31% to 2.87 in 2025, then climbed by 2.2% to 2.93 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.93 (Q2 2026), 1.97 (Q1 2026), and 2.87 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - 0.09
2 Truist Financial 61.64 Bn 61.64 Bn - 1.77
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - 1.90
4 M&T Bank 34.88 Bn 34.88 Bn - 2.28
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 1.67
6 Citizens Financial 29.46 Bn 29.46 Bn - 1.83
7 Regions Financial 25.57 Bn 25.57 Bn - 2.52
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn -1.27
9 Keycorp 23.27 Bn -24.42 Bn - 1.80
10 HBT Financial 1.32 Bn 1.19 Bn - 2.93
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.93
Mar 31, 2026 1.97
Dec 31, 2025 2.87
Sep 30, 2025 2.86
Jun 30, 2025 2.85
Mar 31, 2025 2.77
Dec 31, 2024 2.78
Sep 30, 2024 2.50
Jun 30, 2024 2.58
Mar 31, 2024 2.34
Dec 31, 2023 2.73
Sep 30, 2023 3.47
Jun 30, 2023 -3.94
Mar 31, 2023 3.45
Dec 31, 2022 7.37
Sep 30, 2022 14.08
Jun 30, 2022 14.68
Mar 31, 2022 14.08
Dec 31, 2021 13.48
Sep 30, 2021 14.29