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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

HBT Financial (HBT) Interest Coverage Ratio (2018 - 2025)

HBT Financial has reported Interest Coverage Ratio over the past 8 years, most recently at 2.87 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 2.87 for Q4 2025, up 3.31% from a year ago — trailing twelve months through Dec 2025 was 2.84 (up 11.28% YoY), and the annual figure for FY2025 was 2.84, up 11.28%.
  • Interest Coverage Ratio for Q4 2025 was 2.87 at HBT Financial, roughly flat from 2.86 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for HBT hit a ceiling of 14.68 in Q2 2022 and a floor of 3.94 in Q2 2023.
  • Median Interest Coverage Ratio over the past 5 years was 2.82 (2021), compared with a mean of 4.43.
  • Biggest five-year swings in Interest Coverage Ratio: soared 447.44% in 2022 and later crashed 126.81% in 2023.
  • HBT Financial's Interest Coverage Ratio stood at 2.62 in 2021, then skyrocketed by 181.15% to 7.37 in 2022, then tumbled by 62.96% to 2.73 in 2023, then grew by 1.8% to 2.78 in 2024, then increased by 3.31% to 2.87 in 2025.
  • The last three reported values for Interest Coverage Ratio were 2.87 (Q4 2025), 2.86 (Q3 2025), and 2.85 (Q2 2025) per Business Quant data.