HBT Financial (HBT) Interest Coverage Ratio: 2018-2025
Historic Interest Coverage Ratio for Financial (HBT) over the last 7 years, with Sep 2025 value amounting to 2.86.
- Financial's Interest Coverage Ratio rose 14.69% to 2.86 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.81, marking a year-over-year increase of 11.04%. This contributed to the annual value of 2.55 for FY2024, which is 23.57% down from last year.
- As of Q3 2025, Financial's Interest Coverage Ratio stood at 2.86, which was up 0.51% from 2.85 recorded in Q2 2025.
- In the past 5 years, Financial's Interest Coverage Ratio registered a high of 14.68 during Q2 2022, and its lowest value of -3.94 during Q2 2023.
- Its 3-year average for Interest Coverage Ratio is 2.22, with a median of 2.77 in 2025.
- Per our database at Business Quant, Financial's Interest Coverage Ratio soared by 447.44% in 2022 and then plummeted by 126.81% in 2023.
- Over the past 5 years, Financial's Interest Coverage Ratio (Quarterly) stood at 2.62 in 2021, then soared by 181.15% to 7.37 in 2022, then tumbled by 62.96% to 2.73 in 2023, then grew by 1.80% to 2.78 in 2024, then climbed by 14.69% to 2.86 in 2025.
- Its Interest Coverage Ratio was 2.86 in Q3 2025, compared to 2.85 in Q2 2025 and 2.77 in Q1 2025.