HBT Financial (HBT) Interest Coverage Ratio (2018 - 2026)

HBT Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 1.97 for Q1 2026.

• In Q1 2026, Interest Coverage Ratio fell 28.67% year-over-year to 1.97; the TTM figure through Mar 2026 stood at 2.62 (down 1.01% YoY), while the FY2025 annual figure was 2.84, up 11.28% from the prior year.
• Interest Coverage Ratio was 1.97 for Q1 2026 at HBT Financial, down from 2.87 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 14.68 in Q2 2022 to a low of 3.94 in Q2 2023.
• Historically, Interest Coverage Ratio has averaged 4.67 across 5 years, with a median of 2.85 in 2025.
• The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 447.44% in 2022, then plunged 126.81% in 2023.
• A 5-year view of Interest Coverage Ratio shows it stood at 7.37 in 2022, then tumbled by 62.96% to 2.73 in 2023, then climbed by 1.8% to 2.78 in 2024, then grew by 3.31% to 2.87 in 2025, then tumbled by 31.25% to 1.97 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.97 (Q1 2026), 2.87 (Q4 2025), and 2.86 (Q3 2025), per Business Quant data.