HBT Financial (HBT) FCF Payout Ratio (2018 - 2026)

HBT Financial's (HBT) quarterly FCF Payout Ratio came in at 0.28 in Q1 2026, up 23.22% year-on-year from 0.23 in Q1 2025, and down 18.02% quarter-over-quarter from 0.34 in Q4 2025.

HBT Financial (HBT) FCF Payout Ratio (2018 - 2026) Analysis & Trends

HBT Financial's FCF Payout Ratio history runs 9 years deep, the most recent figure standing at 0.28 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio rose 23.22% year-over-year to 0.28 in Q1 2026; TTM through Mar 2026 was 0.38, a 34.52% increase from a year earlier, with the FY2025 full-year figure at 0.36, up 23.33% from the prior year.
  • FCF Payout Ratio eased to 0.28 in Q1 2026 per HBT's latest filing, from 0.34 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.58 in Q2 2025 and bottomed at 0.2 in Q4 2022.
  • The 5-year median for FCF Payout Ratio is 0.33 (2024), against an average of 0.34.
  • Across the five-year window, FCF Payout Ratio tumbled 82.12% in 2022 and surged 130.33% in 2023, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.2 in 2022, then soared by 130.33% to 0.46 in 2023, then decreased by 16.66% to 0.38 in 2024, then fell by 10.61% to 0.34 in 2025, then declined by 18.02% to 0.28 in 2026.
  • Per Business Quant, the three latest HBT FCF Payout Ratio figures stand at 0.28 (Q1 2026), 0.34 (Q4 2025), and 0.45 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 HBT Financial 1.08 Bn 791.36 Mn - 0.28

Historic Data

Download Data
DateValue
Mar 31, 2026 0.28
Dec 31, 2025 0.34
Sep 30, 2025 0.45
Jun 30, 2025 0.58
Mar 31, 2025 0.23
Dec 31, 2024 0.38
Sep 30, 2024 0.25
Jun 30, 2024 0.33
Mar 31, 2024 0.24
Dec 31, 2023 0.46
Sep 30, 2023 0.33
Jun 30, 2023 0.40
Mar 31, 2023 0.26
Dec 31, 2022 0.20
Sep 30, 2022 0.26
Jun 30, 2022 0.50
Mar 31, 2022 0.22
Dec 31, 2021 0.27
Sep 30, 2021 1.43
Jun 30, 2021 0.24