HBT Financial (HBT) FCF Payout Ratio (2018 - 2026)

HBT Financial (HBT) recorded quarterly FCF Payout Ratio of 0.28 in Q1 2026, down 18.02% quarter-over-quarter from 0.34 in Q4 2025, and up 23.22% on a YoY basis from 0.23 in Q1 2025.

HBT Financial (HBT) FCF Payout Ratio (2018 - 2026) Analysis & Trends

HBT Financial's FCF Payout Ratio history runs 9 years deep, the most recent figure standing at 0.28 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio rose 23.22% year-over-year to 0.28; the TTM figure through Mar 2026 stood at 0.38 (up 34.52% YoY), while the FY2025 annual figure was 0.36, up 23.33% from the prior year.
  • FCF Payout Ratio was 0.28 for Q1 2026 at HBT Financial, down from 0.34 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.58 in Q2 2025 to a low of 0.2 in Q4 2022.
  • Historically, FCF Payout Ratio has averaged 0.34 across 5 years, with a median of 0.33 in 2024.
  • The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio tumbled 82.12% in 2022, then soared 130.33% in 2023.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.2 in 2022, then soared by 130.33% to 0.46 in 2023, then decreased by 16.66% to 0.38 in 2024, then fell by 10.61% to 0.34 in 2025, then declined by 18.02% to 0.28 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.28 (Q1 2026), 0.34 (Q4 2025), and 0.45 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 HBT Financial 1.02 Bn 728.98 Mn - 0.28

Historic Data

Download Data
DateValue
Mar 31, 2026 0.28
Dec 31, 2025 0.34
Sep 30, 2025 0.45
Jun 30, 2025 0.58
Mar 31, 2025 0.23
Dec 31, 2024 0.38
Sep 30, 2024 0.25
Jun 30, 2024 0.33
Mar 31, 2024 0.24
Dec 31, 2023 0.46
Sep 30, 2023 0.33
Jun 30, 2023 0.40
Mar 31, 2023 0.26
Dec 31, 2022 0.20
Sep 30, 2022 0.26
Jun 30, 2022 0.50
Mar 31, 2022 0.22
Dec 31, 2021 0.27
Sep 30, 2021 1.43
Jun 30, 2021 0.24