HBT Financial (HBT) FCF Payout Ratio (2018 - 2026)
HBT Financial's (HBT) quarterly FCF Payout Ratio came in at 0.28 in Q1 2026, up 23.22% year-on-year from 0.23 in Q1 2025, and down 18.02% quarter-over-quarter from 0.34 in Q4 2025.
HBT Financial (HBT) FCF Payout Ratio (2018 - 2026) Analysis & Trends
HBT Financial's FCF Payout Ratio history runs 9 years deep, the most recent figure standing at 0.28 for Q1 2026.
- On a quarterly basis, FCF Payout Ratio rose 23.22% year-over-year to 0.28 in Q1 2026; TTM through Mar 2026 was 0.38, a 34.52% increase from a year earlier, with the FY2025 full-year figure at 0.36, up 23.33% from the prior year.
- FCF Payout Ratio eased to 0.28 in Q1 2026 per HBT's latest filing, from 0.34 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.58 in Q2 2025 and bottomed at 0.2 in Q4 2022.
- The 5-year median for FCF Payout Ratio is 0.33 (2024), against an average of 0.34.
- Across the five-year window, FCF Payout Ratio tumbled 82.12% in 2022 and surged 130.33% in 2023, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.2 in 2022, then soared by 130.33% to 0.46 in 2023, then decreased by 16.66% to 0.38 in 2024, then fell by 10.61% to 0.34 in 2025, then declined by 18.02% to 0.28 in 2026.
- Per Business Quant, the three latest HBT FCF Payout Ratio figures stand at 0.28 (Q1 2026), 0.34 (Q4 2025), and 0.45 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | HBT Financial | 1.08 Bn | 791.36 Mn | - | 0.28 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.28 |
| Dec 31, 2025 | 0.34 |
| Sep 30, 2025 | 0.45 |
| Jun 30, 2025 | 0.58 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.38 |
| Sep 30, 2024 | 0.25 |
| Jun 30, 2024 | 0.33 |
| Mar 31, 2024 | 0.24 |
| Dec 31, 2023 | 0.46 |
| Sep 30, 2023 | 0.33 |
| Jun 30, 2023 | 0.40 |
| Mar 31, 2023 | 0.26 |
| Dec 31, 2022 | 0.20 |
| Sep 30, 2022 | 0.26 |
| Jun 30, 2022 | 0.50 |
| Mar 31, 2022 | 0.22 |
| Dec 31, 2021 | 0.27 |
| Sep 30, 2021 | 1.43 |
| Jun 30, 2021 | 0.24 |