HBT Financial (HBT) FCF Margin (2018 - 2026)
HBT Financial (HBT) recorded FCF Margin of 19.37% in Q2 2026, down 0.10 percentage points from 19.46% a year earlier and down 18.95 percentage points from the prior quarter.
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Analysis
HBT Financial (HBT) FCF Margin (2018 - 2026) Analysis & Trends
On a TTM basis, HBT Financial's FCF Margin came in at 28.19% as of Jun 30, 2026, down 6.64 percentage points year-over-year; for FY2025, it was 31.56%, down 5.81 percentage points from FY2024.
- Annual FCF Margin has a five-year change of +12.23 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 37.37% in FY2024 (+9.77 pp), 27.60% in FY2023 (-12.01 pp), 39.61% in FY2022 (+13.32 pp) and 26.29% in FY2021 (+6.96 pp).
- The Q2 2026 figure is the lowest quarterly FCF Margin since Q3 2021.
- On a year-over-year basis, FCF Margin rose in four of the last eight quarters, with an average year-over-year change of -1.91 percentage points.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 34.75 percentage points in Q1 2022, against a drop of 51.18 percentage points in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 38.32% (Q1 2026), 31.96% (Q4 2025) and 24.90% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | HBT Financial | 1.36 Bn | 682.67 Mn | - | 39.26% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 39.26% |
| Jun 30, 2026 | 19.37% |
| Mar 31, 2026 | 38.32% |
| Dec 31, 2025 | 31.96% |
| Sep 30, 2025 | 24.90% |
| Jun 30, 2025 | 19.46% |
| Mar 31, 2025 | 50.27% |
| Dec 31, 2024 | 26.61% |
| Sep 30, 2024 | 43.53% |
| Jun 30, 2024 | 31.97% |
| Mar 31, 2024 | 48.72% |
| Dec 31, 2023 | 20.96% |
| Sep 30, 2023 | 28.14% |
| Jun 30, 2023 | 23.42% |
| Mar 31, 2023 | 38.45% |
| Dec 31, 2022 | 46.17% |
| Sep 30, 2022 | 39.72% |
| Jun 30, 2022 | 21.78% |
| Mar 31, 2022 | 49.92% |
| Dec 31, 2021 | 38.07% |
API Access
HBT Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=HBT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "HBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=HBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();